XEL (Xcel Energy) Short-Term Debt: $2,481 Mil (As of Mar. 2026)

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XEL Xcel Energy Inc XEL
80 GF Score
Price $78.77
GF Value $67.09
Valuation Modestly Overvalued
! 10 Warning Signs
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What is Xcel Energy Short-Term Debt?

Xcel Energy XEL -1.51% 80 Short-Term Debt is $2,481 Mil as of Mar. 2026. GuruFocus rates XEL with a GF Score™ of 80/100 and a GF Value™ of $67.09 (Modestly Overvalued). The stock has 10 warning signs investors should review.

Xcel Energy's Short-Term Debt for the quarter that ended in Mar. 2026 was $2,481 Mil.

Xcel Energy's quarterly Short-Term Debt increased from Sep. 2025 ($1,331 Mil) to Dec. 2025 ($2,051 Mil) and increased from Dec. 2025 ($2,051 Mil) to Mar. 2026 ($2,481 Mil).

Xcel Energy's annual Short-Term Debt increased from Dec. 2023 ($1,337 Mil) to Dec. 2024 ($1,798 Mil) and increased from Dec. 2024 ($1,798 Mil) to Dec. 2025 ($2,051 Mil).

Xcel Energy Short-Term Debt Explanation

Short-Term Debt represents the total amount of Long-Term Debt such as bank loans and commercial paper, which is due within one year.

Xcel Energy Short-Term Debt Related Terms

Xcel Energy Short-Term Debt Historical Data

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The historical data trend for Xcel Energy's Short-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Xcel Energy Short-Term Debt Chart

Xcel Energy Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Short-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,606.00 1,964.00 1,337.00 1,798.00 2,051.00

Xcel Energy Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Short-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,822.00 1,071.00 1,331.00 2,051.00 2,481.00
XEL
80GF Score
Xcel Energy Inc XEL
Short-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Short-Term Debt →
What does a Short-Term Debt of $2,481 Mil mean?
Xcel Energy (XEL) has a Short-Term Debt of $2,481 Mil as of Mar. 2026.
Is Xcel Energy's Short-Term Debt too high?
Xcel Energy's current Short-Term Debt is $2,481 Mil. Overall, Xcel Energy has a GF Score™ of 80/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Xcel Energy's Short-Term Debt compare to ETR and EXC?
Xcel Energy's Short-Term Debt of $2,481 Mil can be compared against companies in the Utilities - Regulated industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Short-Term Debt for an Utilities - Regulated company?
A good Short-Term Debt depends on the Utilities - Regulated industry context. However, Short-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Short-Term Debt mean?
A high Short-Term Debt can signal that a stock is expensive relative to its fundamentals. Xcel Energy's current Short-Term Debt is $2,481 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Xcel Energy stock overvalued right now?
Based on GuruFocus' analysis, Xcel Energy (XEL) is currently considered Modestly Overvalued. The stock's GF Value™ is $67.09, compared to a current price of $78.77 — trading 17.4% above its estimated fair value. The current Short-Term Debt is $2,481 Mil. Xcel Energy's overall GF Score™ is 80/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Short-Term Debt calculated?
Short-Term Debt is calculated from a company's financial statements. For Xcel Energy (XEL), the current Short-Term Debt is $2,481 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Xcel Energy (XEL) Overvalued in 2026?

Based on GuruFocus' analysis, Xcel Energy stock appears to be overvalued. The current stock price of $78.77 is trading 17.4% above its estimated GF Value™ of $67.09. GuruFocus considers Xcel Energy to be Modestly Overvalued.

Key valuation signals for XEL:

  • Short-Term Debt: $2,481 Mil
  • GF Value™: $67.09 vs. price of $78.77 (17.4% above fair value)
  • GF Score™: 80/100 with 10 warning signs

No single metric tells the full story. See the XEL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Xcel Energy Business Description

Address 414 Nicollet Mall, Minneapolis, MN, USA, 55401
Xcel Energy manages utilities serving 3.9 million electric customers and 2.2 million natural gas customers in eight states. Its utilities are Northern States Power, which serves customers in Minnesota, North Dakota, South Dakota, Wisconsin, and Michigan; Public Service Company of Colorado; and Southwestern Public Service Company, which serves customers in Texas and New Mexico. It is one of the largest renewable energy suppliers in the US, with more than half of its electricity sales coming from carbon-free energy.
80GF Score

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Short-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$78.77
Price
$67.09
GF Value