Patrimoine et Commerce (XPAR:PAT) Short-Term Debt: €42.56 Mil (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XPAR:PAT Patrimoine et Commerce XPAR:PAT
73 GF Score
Price €27.40
GF Value €20.45
Valuation Significantly Overvalued
! 10 Warning Signs
View Full Analysis

What is Patrimoine et Commerce Short-Term Debt?

Patrimoine et Commerce XPAR:PAT +0.37% 73 Short-Term Debt is €42.56 Mil as of Dec. 2025. GuruFocus rates XPAR:PAT with a GF Score™ of 73/100 and a GF Value™ of €20.45 (Significantly Overvalued). The stock has 10 warning signs investors should review.

Patrimoine et Commerce's Short-Term Debt for the quarter that ended in Dec. 2025 was €42.56 Mil.

Patrimoine et Commerce's quarterly Short-Term Debt declined from Dec. 2024 (€79.14 Mil) to Jun. 2025 (€0.00 Mil) but then increased from Jun. 2025 (€0.00 Mil) to Dec. 2025 (€42.56 Mil).

Patrimoine et Commerce's annual Short-Term Debt increased from Dec. 2023 (€65.92 Mil) to Dec. 2024 (€79.14 Mil) but then declined from Dec. 2024 (€79.14 Mil) to Dec. 2025 (€42.56 Mil).

Patrimoine et Commerce Short-Term Debt Explanation

Short-Term Debt represents the total amount of Long-Term Debt such as bank loans and commercial paper, which is due within one year.

Patrimoine et Commerce Short-Term Debt Related Terms

Patrimoine et Commerce Short-Term Debt Historical Data

* Premium members only.

The historical data trend for Patrimoine et Commerce's Short-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Patrimoine et Commerce Short-Term Debt Chart

Patrimoine et Commerce Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Short-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 43.53 35.45 65.92 79.14 42.56

Patrimoine et Commerce Semi-Annual Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
Short-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 79.14 0.00 42.56 0.00
XPAR:PAT
73GF Score
Patrimoine et Commerce XPAR:PAT
Short-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about Short-Term Debt →
What does a Short-Term Debt of €42.56 Mil mean?
Patrimoine et Commerce (XPAR:PAT) has a Short-Term Debt of €42.56 Mil as of Dec. 2025.
Is Patrimoine et Commerce's Short-Term Debt too high?
Patrimoine et Commerce's current Short-Term Debt is €42.56 Mil. Overall, Patrimoine et Commerce has a GF Score™ of 73/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Patrimoine et Commerce's Short-Term Debt compare to SPG and O?
Patrimoine et Commerce's Short-Term Debt of €42.56 Mil can be compared against companies in the REITs industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Short-Term Debt for a REITs company?
A good Short-Term Debt depends on the REITs industry context. However, Short-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Short-Term Debt mean?
A high Short-Term Debt can signal that a stock is expensive relative to its fundamentals. Patrimoine et Commerce's current Short-Term Debt is €42.56 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Patrimoine et Commerce stock overvalued right now?
Based on GuruFocus' analysis, Patrimoine et Commerce (XPAR:PAT) is currently considered Significantly Overvalued. The stock's GF Value™ is €20.45, compared to a current price of €27.40 — trading 34% above its estimated fair value. The current Short-Term Debt is €42.56 Mil. Patrimoine et Commerce's overall GF Score™ is 73/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Short-Term Debt calculated?
Short-Term Debt is calculated from a company's financial statements. For Patrimoine et Commerce (XPAR:PAT), the current Short-Term Debt is €42.56 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Patrimoine et Commerce (XPAR:PAT) Overvalued in 2026?

Based on GuruFocus' analysis, Patrimoine et Commerce stock appears to be overvalued. The current stock price of €27.40 is trading 34% above its estimated GF Value™ of €20.45. GuruFocus considers Patrimoine et Commerce to be Significantly Overvalued.

Key valuation signals for XPAR:PAT:

  • Short-Term Debt: €42.56 Mil
  • GF Value™: €20.45 vs. price of €27.40 (34% above fair value)
  • GF Score™: 73/100 with 10 warning signs

No single metric tells the full story. See the XPAR:PAT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Patrimoine et Commerce Business Description

Industry Real EstateREITs
Other Exchanges 6DN:Germany
Address 7/9 rue Nationale, Boulogne-Billacourt, FRA, 92100
Patrimoine et Commerce is a real estate company engaged in the acquisition, development, and operation of commercial real estate properties in France. It operates a portfolio of real estate assets located in high-attraction areas in the suburbs or centers of medium-sized cities. The company's property portfolio includes shopping malls, supermarkets, shops, and business parks.
73GF Score

Get the complete analysis for XPAR:PAT

Short-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€27.40
Price
€20.45
GF Value