Credit Agricole EgyptE (CAI:CIEB) Scaled Net Operating Assets: -0.21 (As of Mar. 2026)

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CAI:CIEB Credit Agricole Egypt SAE CAI:CIEB
74 GF Score
Price E£24.40
GF Value E£24.10
Valuation Fairly Valued
! 2 Warning Signs
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What is Credit Agricole EgyptE Scaled Net Operating Assets?

Credit Agricole EgyptE CAI:CIEB 74 Scaled Net Operating Assets is -0.21 as of Mar. 2026. GuruFocus rates CAI:CIEB with a GF Score™ of 74/100 and a GF Value™ of E£24.10 (Fairly Valued). The stock has 2 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Credit Agricole EgyptE's operating assets for the quarter that ended in Mar. 2026 was E£103,131 Mil. Credit Agricole EgyptE's operating liabilities for the quarter that ended in Mar. 2026 was E£133,730 Mil. Credit Agricole EgyptE's Total Assets for the quarter that ended in Dec. 2025 was E£145,892 Mil. Therefore, Credit Agricole EgyptE's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was -0.21.

CAI:CIEB
74GF Score
Credit Agricole Egypt SAE CAI:CIEB
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Credit Agricole EgyptE Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Credit Agricole EgyptE's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(96957.287-120665.854)/126897.949
=-0.19

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=145892.405 - 48935.118
=96957.287

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=122262 - 1596.146 - 0
=120665.854

Credit Agricole EgyptE's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(103130.648-133730.284)/145892.405
=-0.21

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=156207.285 - 53076.637
=103130.648

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=135786.861 - 2056.577 - 0
=133730.284

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of -0.21 mean?
Credit Agricole EgyptE (CAI:CIEB) has a Scaled Net Operating Assets of -0.21 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Credit Agricole EgyptE and its competitors.
Is Credit Agricole EgyptE's Scaled Net Operating Assets too high?
Credit Agricole EgyptE's current Scaled Net Operating Assets is -0.21. Overall, Credit Agricole EgyptE has a GF Score™ of 74/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Credit Agricole EgyptE's Scaled Net Operating Assets compare to competitors?
Credit Agricole EgyptE's Scaled Net Operating Assets of -0.21 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Credit Agricole EgyptE and its competitors. Credit Agricole EgyptE's current Scaled Net Operating Assets is -0.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Agricole EgyptE stock overvalued right now?
Based on GuruFocus' analysis, Credit Agricole EgyptE (CAI:CIEB) is currently considered Fairly Valued. The stock's GF Value™ is E£24.10, compared to a current price of E£24.40 — trading 1.2% above its estimated fair value. The current Scaled Net Operating Assets is -0.21. Credit Agricole EgyptE's overall GF Score™ is 74/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Credit Agricole EgyptE (CAI:CIEB), the current Scaled Net Operating Assets is -0.21 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Credit Agricole EgyptE (CAI:CIEB) Overvalued in 2026?

Based on GuruFocus' analysis, Credit Agricole EgyptE stock appears to be overvalued. The current stock price of E£24.40 is trading 1.2% above its estimated GF Value™ of E£24.10. GuruFocus considers Credit Agricole EgyptE to be Fairly Valued.

Key valuation signals for CAI:CIEB:

  • Scaled Net Operating Assets: -0.21
  • GF Value™: E£24.10 vs. price of E£24.40 (1.2% above fair value)
  • GF Score™: 74/100 with 2 warning signs

No single metric tells the full story. See the CAI:CIEB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Credit Agricole EgyptE Business Description

Address Land Piece (9/10/11/12/13), P.O. Box: 364, Touristic Area, 5th Settlement, Cairo, EGY, 11835
Credit Agricole Egypt SAE is engaged in providing corporate banking, retail, and investment banking services in the Arab Republic of Egypt and foreign countries. The company has four operating segments; Large, medium, and small enterprises provide current accounts, deposits, overdraft accounts, loans, credit facilities, and financial derivative activities; the Investment segment offers money management activities; Retail segment offers current accounts, saving accounts, deposits, credit card, personal loans, and real estate loans activities; and Asset and liability management segment offers other banking operations, such as asset and liability management. Geographically, it operates in Egypt.
74GF Score

Get the complete analysis for CAI:CIEB

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

E£24.40
Price
E£24.10
GF Value