Credit Agricole EgyptE (CAI:CIEB) Margin of Safety % (DCF Dividends Based): 83.40% (As of Jul. 19, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CAI:CIEB Credit Agricole Egypt SAE CAI:CIEB
74 GF Score
Price E£24.18
GF Value E£24.15
Valuation Fairly Valued
! 2 Warning Signs
View Full Analysis

What is Credit Agricole EgyptE Margin of Safety % (DCF Dividends Based)?

Credit Agricole EgyptE CAI:CIEB +0.33% 74 Margin of Safety % (DCF Dividends Based) is 83.40% as of Jul. 19, 2026. GuruFocus rates CAI:CIEB with a GF Score™ of 74/100 and a GF Value™ of E£24.15 (Fairly Valued). The stock has 2 warning signs investors should review.

Margin of Safety % (DCF Dividends Based) = (Intrinsic Value: DCF (Dividends Based) - Current Price) / Intrinsic Value: DCF (Dividends Based).

Note: Discounted Dividend model is only suitable for companies who have a consistant distribution history with more than 5 years. If the company's dividends does not remain steady over a long period, results may not be accurate due to the low consistency. The model is also only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, the data will not be stored into our database.

As of today (2026-07-19), Credit Agricole EgyptE's Predictability Rank is 3-Stars. Credit Agricole EgyptE's intrinsic value calculated from the Discounted Dividend model is E£138.69 and current share price is E£24.18. Consequently,

Credit Agricole EgyptE's Margin of Safety % (DCF Dividends Based) using Discounted Dividend model is 83.40%.

Credit Agricole EgyptE Margin of Safety % (DCF Dividends Based) Competitor Comparison

For the Banks - Regional subindustry, Credit Agricole EgyptE's Margin of Safety % (DCF Dividends Based), along with its competitors' market caps and Margin of Safety % (DCF Dividends Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Credit Agricole EgyptE Margin of Safety % (DCF Dividends Based) vs Banks Industry

For the Banks industry and Financial Services sector, Credit Agricole EgyptE's Margin of Safety % (DCF Dividends Based) distribution charts can be found below:

* The bar in red indicates where Credit Agricole EgyptE's Margin of Safety % (DCF Dividends Based) falls into.


CAI:CIEB
74GF Score
Credit Agricole Egypt SAE CAI:CIEB
Margin of Safety % (DCF Dividends Based) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Credit Agricole EgyptE Margin of Safety % (DCF Dividends Based) Calculation

Credit Agricole EgyptE's Margin of Safety % (DCF Dividends Based) for today is calculated as

Margin of Safety % (DCF Dividends Based)=(Intrinsic Value: DCF (Dividends Based)-Current Price)/Intrinsic Value: DCF (Dividends Based)
=(145.66-24.18)/145.66
=83.40 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Dividend model with default parameters.

What does a Margin of Safety % (DCF Dividends Based) of 83.40% mean?
Credit Agricole EgyptE (CAI:CIEB) has a Margin of Safety % (DCF Dividends Based) of 83.40% as of Jul. 19, 2026. Margin of Safety % (DCF Dividends Based) is the percent difference between the current price and the intrinsic DCF Dividends price. View historical data on Credit Agricole EgyptE.
Is Credit Agricole EgyptE's Margin of Safety % (DCF Dividends Based) too high?
Credit Agricole EgyptE's current Margin of Safety % (DCF Dividends Based) is 83.40%. Overall, Credit Agricole EgyptE has a GF Score™ of 74/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Credit Agricole EgyptE's Margin of Safety % (DCF Dividends Based) compare to competitors?
Credit Agricole EgyptE's Margin of Safety % (DCF Dividends Based) of 83.40% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF Dividends Based) for a Banks company?
A good Margin of Safety % (DCF Dividends Based) depends on the Banks industry context. However, Margin of Safety % (DCF Dividends Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF Dividends Based) mean?
A high Margin of Safety % (DCF Dividends Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF Dividends Based) is the percent difference between the current price and the intrinsic DCF Dividends price. View historical data on Credit Agricole EgyptE. Credit Agricole EgyptE's current Margin of Safety % (DCF Dividends Based) is 83.40%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Agricole EgyptE stock overvalued right now?
Based on GuruFocus' analysis, Credit Agricole EgyptE (CAI:CIEB) is currently considered Fairly Valued. The stock's GF Value™ is E£24.15, compared to a current price of E£24.18 — trading 0.1% above its estimated fair value. The current Margin of Safety % (DCF Dividends Based) is 83.40%. Credit Agricole EgyptE's overall GF Score™ is 74/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF Dividends Based) calculated?
Margin of Safety % (DCF Dividends Based) is calculated from a company's financial statements. For Credit Agricole EgyptE (CAI:CIEB), the current Margin of Safety % (DCF Dividends Based) is 83.40% as of Jul. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Credit Agricole EgyptE (CAI:CIEB) Overvalued in 2026?

Based on GuruFocus' analysis, Credit Agricole EgyptE stock appears to be overvalued. The current stock price of E£24.18 is trading 0.1% above its estimated GF Value™ of E£24.15. GuruFocus considers Credit Agricole EgyptE to be Fairly Valued.

Key valuation signals for CAI:CIEB:

  • Margin of Safety % (DCF Dividends Based): 83.40%
  • GF Value™: E£24.15 vs. price of E£24.18 (0.1% above fair value)
  • GF Score™: 74/100 with 2 warning signs

No single metric tells the full story. See the CAI:CIEB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Credit Agricole EgyptE Business Description

Address Land Piece (9/10/11/12/13), P.O. Box: 364, Touristic Area, 5th Settlement, Cairo, EGY, 11835
Credit Agricole Egypt SAE is engaged in providing corporate banking, retail, and investment banking services in the Arab Republic of Egypt and foreign countries. The company has four operating segments; Large, medium, and small enterprises provide current accounts, deposits, overdraft accounts, loans, credit facilities, and financial derivative activities; the Investment segment offers money management activities; Retail segment offers current accounts, saving accounts, deposits, credit card, personal loans, and real estate loans activities; and Asset and liability management segment offers other banking operations, such as asset and liability management. Geographically, it operates in Egypt.
74GF Score

Get the complete analysis for CAI:CIEB

Margin of Safety % (DCF Dividends Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

E£24.18
Price
E£24.15
GF Value