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Bay Community Bancorp (Bay Community Bancorp) Scaled Net Operating Assets : 0.16 (As of Dec. 2007)


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What is Bay Community Bancorp Scaled Net Operating Assets?

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Bay Community Bancorp's operating assets for the quarter that ended in Dec. 2007 was $62.57 Mil. Bay Community Bancorp's operating liabilities for the quarter that ended in Dec. 2007 was $51.73 Mil. Bay Community Bancorp's Total Assets for the quarter that ended in Sep. 2007 was $66.59 Mil. Therefore, Bay Community Bancorp's scaled net operating assets (SNOA) for the quarter that ended in Dec. 2007 was 0.16.


Bay Community Bancorp Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Bay Community Bancorp's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2007 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2007 )
=(Operating Assets (A: Dec. 2007 )-Operating Liabilities (A: Dec. 2007 ))/Total Assets (A: Dec. 2006 )
=(62.565-51.734)/68.147
=0.16

where

Operating Assets(A: Dec. 2007 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=64.611 - 2.046
=62.565

Operating Liabilities(A: Dec. 2007 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=55.305 - 2.571 - 1
=51.734

Bay Community Bancorp's Scaled Net Operating Assets (SNOA) for the quarter that ended in Dec. 2007 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Dec. 2007 )
=(Operating Assets (Q: Dec. 2007 )-Operating Liabilities (Q: Dec. 2007 ))/Total Assets (Q: Sep. 2007 )
=(62.565-51.734)/66.59
=0.16

where

Operating Assets(Q: Dec. 2007 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=64.611 - 2.046
=62.565

Operating Liabilities(Q: Dec. 2007 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=55.305 - 2.571 - 1
=51.734

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


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Bay Community Bancorp (Bay Community Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
180 Grand Avenue, Suite 1550, Oakland, CA, USA, 94612
Bay Community Bancorp is a community banking institution headquartered in Oakland. It provides a range of loans such as business loans, property loans, construction loans, personal loans and other deposit products. Further, it offers business banking, personal banking, non-profit banking and merchant banking services. The Bank's primary source of revenue is generated from providing loans to customers who are predominately small and middle market businesses and individuals residing in the surrounding areas.