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Bay Community Bancorp (Bay Community Bancorp) Net Margin % : 19.11% (As of Dec. 2007)


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What is Bay Community Bancorp Net Margin %?

Net margin is calculated as Net Income divided by its Revenue. Bay Community Bancorp's Net Income for the three months ended in Dec. 2007 was $0.19 Mil. Bay Community Bancorp's Revenue for the three months ended in Dec. 2007 was $1.02 Mil. Therefore, Bay Community Bancorp's net margin for the quarter that ended in Dec. 2007 was 19.11%.

The historical rank and industry rank for Bay Community Bancorp's Net Margin % or its related term are showing as below:


CBOBA's Net Margin % is not ranked *
in the Banks industry.
Industry Median: 25.27
* Ranked among companies with meaningful Net Margin % only.

Bay Community Bancorp Net Margin % Historical Data

The historical data trend for Bay Community Bancorp's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Bay Community Bancorp Net Margin % Chart

Bay Community Bancorp Annual Data
Trend Dec02 Dec03 Dec04 Dec05 Dec06 Dec07
Net Margin %
Get a 7-Day Free Trial -52.84 3.31 15.56 11.98 14.65

Bay Community Bancorp Quarterly Data
Mar03 Jun03 Sep03 Dec03 Mar04 Jun04 Sep04 Dec04 Mar05 Jun05 Sep05 Dec05 Mar06 Jun06 Sep06 Dec06 Mar07 Jun07 Sep07 Dec07
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.38 19.28 9.28 9.55 19.11

Competitive Comparison of Bay Community Bancorp's Net Margin %

For the Banks - Regional subindustry, Bay Community Bancorp's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bay Community Bancorp's Net Margin % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Bay Community Bancorp's Net Margin % distribution charts can be found below:

* The bar in red indicates where Bay Community Bancorp's Net Margin % falls into.



Bay Community Bancorp Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Bay Community Bancorp's Net Margin for the fiscal year that ended in Dec. 2007 is calculated as

Net Margin=Net Income (A: Dec. 2007 )/Revenue (A: Dec. 2007 )
=0.575/3.926
=14.65 %

Bay Community Bancorp's Net Margin for the quarter that ended in Dec. 2007 is calculated as

Net Margin=Net Income (Q: Dec. 2007 )/Revenue (Q: Dec. 2007 )
=0.194/1.015
=19.11 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Bay Community Bancorp  (OTCPK:CBOBA) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Bay Community Bancorp Net Margin % Related Terms

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Bay Community Bancorp (Bay Community Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
180 Grand Avenue, Suite 1550, Oakland, CA, USA, 94612
Bay Community Bancorp is a community banking institution headquartered in Oakland. It provides a range of loans such as business loans, property loans, construction loans, personal loans and other deposit products. Further, it offers business banking, personal banking, non-profit banking and merchant banking services. The Bank's primary source of revenue is generated from providing loans to customers who are predominately small and middle market businesses and individuals residing in the surrounding areas.

Bay Community Bancorp (Bay Community Bancorp) Headlines

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