PT Bank KB Indonesia Tbk (ISX:BBKP) Scaled Net Operating Assets: 0.24 (As of Mar. 2026)


ISX:BBKP PT Bank KB Indonesia Tbk ISX:BBKP
51 GF Score
Price Rp51.00
GF Value Rp52.48
Valuation Fairly Valued
! 3 Warning Signs
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What is PT Bank KB Indonesia Tbk Scaled Net Operating Assets?

PT Bank KB Indonesia Tbk ISX:BBKP 51 Scaled Net Operating Assets is 0.24 as of Mar. 2026. GuruFocus rates ISX:BBKP with a GF Score™ of 51/100 and a GF Value™ of Rp52.48 (Fairly Valued). The stock has 3 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

PT Bank KB Indonesia Tbk's operating assets for the quarter that ended in Mar. 2026 was Rp78,477,443 Mil. PT Bank KB Indonesia Tbk's operating liabilities for the quarter that ended in Mar. 2026 was Rp56,527,671 Mil. PT Bank KB Indonesia Tbk's Total Assets for the quarter that ended in Dec. 2025 was Rp89,794,861 Mil. Therefore, PT Bank KB Indonesia Tbk's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.24.

ISX:BBKP
51GF Score
PT Bank KB Indonesia Tbk ISX:BBKP
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Bank KB Indonesia Tbk Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

PT Bank KB Indonesia Tbk's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(79378862-60430184)/83075298
=0.23

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=89794861 - 10415999
=79378862

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=81754554 - 21324370 - 0
=60430184

PT Bank KB Indonesia Tbk's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(78477443-56527671)/89794861
=0.24

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=86588323 - 8110880
=78477443

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=78543522 - 22015851 - 0
=56527671

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.24 mean?
PT Bank KB Indonesia Tbk (ISX:BBKP) has a Scaled Net Operating Assets of 0.24 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on PT Bank KB Indonesia Tbk and its competitors.
Is PT Bank KB Indonesia Tbk's Scaled Net Operating Assets too high?
PT Bank KB Indonesia Tbk's current Scaled Net Operating Assets is 0.24. Overall, PT Bank KB Indonesia Tbk has a GF Score™ of 51/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PT Bank KB Indonesia Tbk's Scaled Net Operating Assets compare to competitors?
PT Bank KB Indonesia Tbk's Scaled Net Operating Assets of 0.24 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on PT Bank KB Indonesia Tbk and its competitors. PT Bank KB Indonesia Tbk's current Scaled Net Operating Assets is 0.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank KB Indonesia Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank KB Indonesia Tbk (ISX:BBKP) is currently considered Fairly Valued. The stock's GF Value™ is Rp52.48, compared to a current price of Rp51.00 — trading 2.8% below its estimated fair value. The current Scaled Net Operating Assets is 0.24. PT Bank KB Indonesia Tbk's overall GF Score™ is 51/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For PT Bank KB Indonesia Tbk (ISX:BBKP), the current Scaled Net Operating Assets is 0.24 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank KB Indonesia Tbk (ISX:BBKP) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank KB Indonesia Tbk stock appears to be undervalued. The current stock price of Rp51.00 is trading 2.8% below its estimated GF Value™ of Rp52.48. GuruFocus considers PT Bank KB Indonesia Tbk to be Fairly Valued.

Key valuation signals for ISX:BBKP:

  • Scaled Net Operating Assets: 0.24
  • GF Value™: Rp52.48 vs. price of Rp51.00 (2.8% below fair value)
  • GF Score™: 51/100 with 3 warning signs

No single metric tells the full story. See the ISX:BBKP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PT Bank KB Indonesia Tbk Business Description

Address Jalan. M.T. Haryono Kav. 50 - 51, Gedung KB Bank, Jakarta Selatan, Jakarta, IDN, 12770
PT Bank KB Indonesia Tbk is an Indonesian banking corporation. The company provides various banking services such as general time deposits, foreign currency deposits, sourcing funds from the public through savings schemes, demand deposits, and time deposits. Its operating segments include Conventional banking and Sharia. The company generates maximum revenue from the Conventional banking segment. Its sources of revenue mostly consist of interest income, fees, commissions, and other income.
51GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp51.00
Price
Rp52.48
GF Value