Boubyan Bank KSC (KUW:BOUBYAN) Scaled Net Operating Assets: 0.07 (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

KUW:BOUBYAN Boubyan Bank KSC KUW:BOUBYAN
45 GF Score
Price KWD0.63
GF Value KWD0.67
Valuation Fairly Valued
! 8 Warning Signs
View Full Analysis

What is Boubyan Bank KSC Scaled Net Operating Assets?

Boubyan Bank KSC KUW:BOUBYAN -0.32% 45 Scaled Net Operating Assets is 0.07 as of Mar. 2026. GuruFocus rates KUW:BOUBYAN with a GF Score™ of 45/100 and a GF Value™ of KWD0.67 (Fairly Valued). The stock has 8 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Boubyan Bank KSC's operating assets for the quarter that ended in Mar. 2026 was KWD9,480.2 Mil. Boubyan Bank KSC's operating liabilities for the quarter that ended in Mar. 2026 was KWD8,716.9 Mil. Boubyan Bank KSC's Total Assets for the quarter that ended in Dec. 2025 was KWD10,201.3 Mil. Therefore, Boubyan Bank KSC's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.07.

KUW:BOUBYAN
45GF Score
Boubyan Bank KSC KUW:BOUBYAN
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Boubyan Bank KSC Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Boubyan Bank KSC's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(9347.638-8542.943)/9376.568
=0.09

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=10201.278 - 853.64
=9347.638

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=9063.393 - 520.45 - 0
=8542.943

Boubyan Bank KSC's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(9480.195-8716.854)/10201.278
=0.07

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=10358.324 - 878.129
=9480.195

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=9239.343 - 522.489 - 0
=8716.854

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.07 mean?
Boubyan Bank KSC (KUW:BOUBYAN) has a Scaled Net Operating Assets of 0.07 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Boubyan Bank KSC and its competitors.
Is Boubyan Bank KSC's Scaled Net Operating Assets too high?
Boubyan Bank KSC's current Scaled Net Operating Assets is 0.07. Overall, Boubyan Bank KSC has a GF Score™ of 45/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Boubyan Bank KSC's Scaled Net Operating Assets compare to PNC?
Boubyan Bank KSC's Scaled Net Operating Assets of 0.07 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Boubyan Bank KSC and its competitors. Boubyan Bank KSC's current Scaled Net Operating Assets is 0.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Boubyan Bank KSC stock overvalued right now?
Based on GuruFocus' analysis, Boubyan Bank KSC (KUW:BOUBYAN) is currently considered Fairly Valued. The stock's GF Value™ is KWD0.67, compared to a current price of KWD0.63 — trading 6.3% below its estimated fair value. The current Scaled Net Operating Assets is 0.07. Boubyan Bank KSC's overall GF Score™ is 45/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Boubyan Bank KSC (KUW:BOUBYAN), the current Scaled Net Operating Assets is 0.07 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Boubyan Bank KSC (KUW:BOUBYAN) Overvalued in 2026?

Based on GuruFocus' analysis, Boubyan Bank KSC stock appears to be undervalued. The current stock price of KWD0.63 is trading 6.3% below its estimated GF Value™ of KWD0.67. GuruFocus considers Boubyan Bank KSC to be Fairly Valued.

Key valuation signals for KUW:BOUBYAN:

  • Scaled Net Operating Assets: 0.07
  • GF Value™: KWD0.67 vs. price of KWD0.63 (6.3% below fair value)
  • GF Score™: 45/100 with 8 warning signs

No single metric tells the full story. See the KUW:BOUBYAN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Boubyan Bank KSC Business Description

Address Al-Qibla - Abo Bakr Al-Seddiq Street, P.O. Box 25507, Al-Hamad Towers, 3rd Building, Beside Al-Khrafi Tower, Safat, KWT, 13116
Boubyan Bank KSC is a Kuwait based Islamic banking corporation. The company's operating segment includes Consumer banking; Corporate banking; Investment banking and international operations; Treasury; and Group centre. It generates maximum revenue from the Consumer banking segment. The Consumer Banking segment provides products and services to individuals and institutional customers which includes consumer finance, credit cards, deposits, and other branch-related services. Geographically, the company has a presence in the Middle East and North Africa, North America; Europe and UK, and Asia.
45GF Score

Get the complete analysis for KUW:BOUBYAN

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

KWD0.63
Price
KWD0.67
GF Value