Jyske Bank AS (LTS:0MGD) Scaled Net Operating Assets: 0.57 (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

LTS:0MGD Jyske Bank AS LTS:0MGD
63 GF Score
Price kr997.75
GF Value kr610.37
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Jyske Bank AS Scaled Net Operating Assets?

Jyske Bank AS LTS:0MGD +0.68% 63 Scaled Net Operating Assets is 0.57 as of Mar. 2026. GuruFocus rates LTS:0MGD with a GF Score™ of 63/100 and a GF Value™ of kr610.37 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Jyske Bank AS's operating assets for the quarter that ended in Mar. 2026 was kr717,669 Mil. Jyske Bank AS's operating liabilities for the quarter that ended in Mar. 2026 was kr273,238 Mil. Jyske Bank AS's Total Assets for the quarter that ended in Dec. 2025 was kr777,056 Mil. Therefore, Jyske Bank AS's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.57.

LTS:0MGD
63GF Score
Jyske Bank AS LTS:0MGD
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Jyske Bank AS Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Jyske Bank AS's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(719301-272376)/750200
=0.60

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=777056 - 57755
=719301

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=724744 - 452368 - 0
=272376

Jyske Bank AS's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(717669-273238)/777056
=0.57

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=754617 - 36948
=717669

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=703565 - 430327 - 0
=273238

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.57 mean?
Jyske Bank AS (LTS:0MGD) has a Scaled Net Operating Assets of 0.57 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Jyske Bank AS and its competitors.
Is Jyske Bank AS's Scaled Net Operating Assets too high?
Jyske Bank AS's current Scaled Net Operating Assets is 0.57. Overall, Jyske Bank AS has a GF Score™ of 63/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Jyske Bank AS's Scaled Net Operating Assets compare to competitors?
Jyske Bank AS's Scaled Net Operating Assets of 0.57 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Jyske Bank AS and its competitors. Jyske Bank AS's current Scaled Net Operating Assets is 0.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jyske Bank AS stock overvalued right now?
Based on GuruFocus' analysis, Jyske Bank AS (LTS:0MGD) is currently considered Significantly Overvalued. The stock's GF Value™ is kr610.37, compared to a current price of kr997.75 — trading 63.5% above its estimated fair value. The current Scaled Net Operating Assets is 0.57. Jyske Bank AS's overall GF Score™ is 63/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Jyske Bank AS (LTS:0MGD), the current Scaled Net Operating Assets is 0.57 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jyske Bank AS (LTS:0MGD) Overvalued in 2026?

Based on GuruFocus' analysis, Jyske Bank AS stock appears to be overvalued. The current stock price of kr997.75 is trading 63.5% above its estimated GF Value™ of kr610.37. GuruFocus considers Jyske Bank AS to be Significantly Overvalued.

Key valuation signals for LTS:0MGD:

  • Scaled Net Operating Assets: 0.57
  • GF Value™: kr610.37 vs. price of kr997.75 (63.5% above fair value)
  • GF Score™: 63/100 with 6 warning signs

No single metric tells the full story. See the LTS:0MGD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Jyske Bank AS Business Description

Address Vestergade 8-16, Silkeborg, DNK, 8600
Jyske Bank AS is engaged in banking activities. Its subsidiaries provide other financial or accessory services. The company conducts mortgage-credit activities through Jyske Realkredit. The group's primary focus is Danish small and midsize enterprise and retail clients. Through its retail and commercial banking activities, Jyske offers a full range of financial services. Its segment consists of Banking Activities, Mortgage Activities, and Leasing Activities. The company operates in Denmark and Germany, where it earns the majority of its revenue from Denmark.
63GF Score

Get the complete analysis for LTS:0MGD

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr997.75
Price
kr610.37
GF Value