Ringkjoebing Landbobank AS (WBO:RILB) Scaled Net Operating Assets: 0.22 (As of Mar. 2026)


WBO:RILB Ringkjoebing Landbobank AS WBO:RILB
58 GF Score
Price €205.20
GF Value €189.48
Valuation Fairly Valued
! 7 Warning Signs
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What is Ringkjoebing Landbobank AS Scaled Net Operating Assets?

Ringkjoebing Landbobank AS WBO:RILB -0.10% 58 Scaled Net Operating Assets is 0.22 as of Mar. 2026. GuruFocus rates WBO:RILB with a GF Score™ of 58/100 and a GF Value™ of €189.48 (Fairly Valued). The stock has 7 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Ringkjoebing Landbobank AS's operating assets for the quarter that ended in Mar. 2026 was €11,123.5 Mil. Ringkjoebing Landbobank AS's operating liabilities for the quarter that ended in Mar. 2026 was €8,623.6 Mil. Ringkjoebing Landbobank AS's Total Assets for the quarter that ended in Dec. 2025 was €11,555.8 Mil. Therefore, Ringkjoebing Landbobank AS's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.22.

WBO:RILB
58GF Score
Ringkjoebing Landbobank AS WBO:RILB
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Ringkjoebing Landbobank AS Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Ringkjoebing Landbobank AS's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(10816.792-8333.752)/10543.898
=0.24

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=11555.821 - 739.029
=10816.792

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=10006.994 - 1673.242 - 0
=8333.752

Ringkjoebing Landbobank AS's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(11123.463-8623.632)/11555.821
=0.22

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=11958.501 - 835.038
=11123.463

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=10432.834 - 1809.202 - 0
=8623.632

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.22 mean?
Ringkjoebing Landbobank AS (WBO:RILB) has a Scaled Net Operating Assets of 0.22 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Ringkjoebing Landbobank AS and its competitors.
Is Ringkjoebing Landbobank AS's Scaled Net Operating Assets too high?
Ringkjoebing Landbobank AS's current Scaled Net Operating Assets is 0.22. Overall, Ringkjoebing Landbobank AS has a GF Score™ of 58/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Ringkjoebing Landbobank AS's Scaled Net Operating Assets compare to competitors?
Ringkjoebing Landbobank AS's Scaled Net Operating Assets of 0.22 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Ringkjoebing Landbobank AS and its competitors. Ringkjoebing Landbobank AS's current Scaled Net Operating Assets is 0.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ringkjoebing Landbobank AS stock overvalued right now?
Based on GuruFocus' analysis, Ringkjoebing Landbobank AS (WBO:RILB) is currently considered Fairly Valued. The stock's GF Value™ is €189.48, compared to a current price of €205.20 — trading 8.3% above its estimated fair value. The current Scaled Net Operating Assets is 0.22. Ringkjoebing Landbobank AS's overall GF Score™ is 58/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Ringkjoebing Landbobank AS (WBO:RILB), the current Scaled Net Operating Assets is 0.22 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ringkjoebing Landbobank AS (WBO:RILB) Overvalued in 2026?

Based on GuruFocus' analysis, Ringkjoebing Landbobank AS stock appears to be overvalued. The current stock price of €205.20 is trading 8.3% above its estimated GF Value™ of €189.48. GuruFocus considers Ringkjoebing Landbobank AS to be Fairly Valued.

Key valuation signals for WBO:RILB:

  • Scaled Net Operating Assets: 0.22
  • GF Value™: €189.48 vs. price of €205.20 (8.3% above fair value)
  • GF Score™: 58/100 with 7 warning signs

No single metric tells the full story. See the WBO:RILB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Ringkjoebing Landbobank AS Business Description

Address Torvet 1, Ringkobing, DNK, 6950
Ringkjoebing Landbobank AS operates as a universal bank serving retail, private, corporate, and SME clients mainly in Jutland, with online banking nationwide. It offers deposits, loans, mortgages, pensions, investments, insurance, and leasing in Denmark. The majority of the bank's income is derived from net interest income. Maximum of the bank's net fees, commissions, and foreign exchange income are derived from asset management, followed by guarantee commissions, securities trading, and custody accounts. The services offered are Online banking, Mobile banking, MasterCard, MobilePay, Currency calculator, Block card, MitID etc.
58GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€205.20
Price
€189.48
GF Value