Carver Bancorp (FRA:39CN) Tariff Resilience Score: 8/10 (As of Aug. 21, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:39CN Carver Bancorp Inc FRA:39CN
39 GF Score
Price €1.35
GF Value €1.45
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is Carver Bancorp Tariff Resilience Score?

Carver Bancorp FRA:39CN -0.74% 39 Tariff Resilience Score is 8 as of Aug. 21, 2026. GuruFocus rates FRA:39CN with a GF Score™ of 39/100 and a GF Value™ of €1.45 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,604 Banks companies, Carver Bancorp ranks better than 78.8% on this metric.

Carver Bancorp has the Tariff Resilience Score of 8, which implies that the company might have Highly Resilient.

Carver Bancorp has Community bank with operations focused on local markets, resulting in minimal direct exposure to international trade tariffs.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Carver Bancorp might have Highly Resilient.

Carver Bancorp  (FRA:39CN) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Carver Bancorp Tariff Resilience Score Related Terms

FRA:39CN vs FSGB, EWSB, MFBI: Tariff Resilience Score Comparison

For the Banks - Regional subindustry, Carver Bancorp's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Carver Bancorp Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, Carver Bancorp's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where Carver Bancorp's Tariff Resilience Score falls into.


FRA:39CN
39GF Score
Carver Bancorp Inc FRA:39CN
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
What does a Tariff Resilience Score of 8 mean?
Carver Bancorp (FRA:39CN) has a Tariff Resilience Score of 8 as of Aug. 21, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, Carver Bancorp ranks #340 out of 1604 companies in the Banks industry, placing it in the top 21.2%.
Is Carver Bancorp's Tariff Resilience Score too high?
Carver Bancorp's current Tariff Resilience Score is 8. Based on the distribution chart, Carver Bancorp ranks #340 out of 1604 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Carver Bancorp has a GF Score™ of 39/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Carver Bancorp's Tariff Resilience Score compare to FSGB and EWSB?
According to the Banks industry distribution chart, Carver Bancorp ranks #340 out of 1604 companies for Tariff Resilience Score. This places Carver Bancorp in the top 21% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. Carver Bancorp's current Tariff Resilience Score is 8. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Carver Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Carver Bancorp (FRA:39CN) is currently considered Fairly Valued. The stock's GF Value™ is €1.45, compared to a current price of €1.35 — trading 6.9% below its estimated fair value. The current Tariff Resilience Score is 8. Carver Bancorp's overall GF Score™ is 39/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For Carver Bancorp (FRA:39CN), the current Tariff Resilience Score is 8 as of Aug. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Carver Bancorp (FRA:39CN) Overvalued in 2026?

Based on GuruFocus' analysis, Carver Bancorp stock appears to be undervalued. The current stock price of €1.35 is trading 6.9% below its estimated GF Value™ of €1.45. GuruFocus considers Carver Bancorp to be Fairly Valued.

Key valuation signals for FRA:39CN:

  • Tariff Resilience Score: 8
  • GF Value™: €1.45 vs. price of €1.35 (6.9% below fair value)
  • GF Score™: 39/100 with 3 warning signs

No single metric tells the full story. See the FRA:39CN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Carver Bancorp Business Description

Other Exchanges CARV:USA
Address 75 West 125th Street, New York, NY, USA, 10027
Carver Bancorp Inc is a holding company and conducts its business as a unitary saving and loan holding firm and the business of the company consists of the operation of its subsidiary. The bank offers a wide range of financial solutions to meet customers' banking. It offers other consumer and commercial banking products and services, such as debit cards, online banking, online bill pay, and telephone banking. The company provides deposit products, such as demand, savings, and time deposits for consumers, businesses, and governmental and quasi-governmental agencies in its market area within New York City.
39GF Score

Get the complete analysis for FRA:39CN

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.35
Price
€1.45
GF Value