Federal Home Loan Mortgage (STU:FHL) Tariff Resilience Score: 9/10 (As of Jul. 17, 2026)

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Director of Data and Quant Analytics at GuruFocus
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STU:FHL Federal Home Loan Mortgage Corp STU:FHL
59 GF Score
Price €4.58
GF Value €2.12
Valuation Significantly Overvalued
! 2 Warning Signs
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What is Federal Home Loan Mortgage Tariff Resilience Score?

Federal Home Loan Mortgage STU:FHL -3.38% 59 Tariff Resilience Score is 9 as of Jul. 17, 2026. GuruFocus rates STU:FHL with a GF Score™ of 59/100 and a GF Value™ of €2.12 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 1,606 Banks companies, Federal Home Loan Mortgage ranks better than 99.25% on this metric.

Federal Home Loan Mortgage has the Tariff Resilience Score of 9, which implies that the company might have Highly Resilient.

Federal Home Loan Mortgage has FMCC operates in the financial sector with no direct involvement in manufacturing or international trade. Its business model is largely insulated from tariff impacts, focusing on domestic mortgage markets.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Federal Home Loan Mortgage might have Highly Resilient.

Federal Home Loan Mortgage  (STU:FHL) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Federal Home Loan Mortgage Tariff Resilience Score Related Terms

STU:FHL vs PFSI, WD, UWMC: Tariff Resilience Score Comparison

For the Mortgage Finance subindustry, Federal Home Loan Mortgage's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Federal Home Loan Mortgage Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, Federal Home Loan Mortgage's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where Federal Home Loan Mortgage's Tariff Resilience Score falls into.


STU:FHL
59GF Score
Federal Home Loan Mortgage Corp STU:FHL
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 9 mean?
Federal Home Loan Mortgage (STU:FHL) has a Tariff Resilience Score of 9 as of Jul. 17, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, Federal Home Loan Mortgage ranks #12 out of 1606 companies in the Banks industry, placing it in the top 0.7%.
Is Federal Home Loan Mortgage's Tariff Resilience Score too high?
Federal Home Loan Mortgage's current Tariff Resilience Score is 9. Based on the distribution chart, Federal Home Loan Mortgage ranks #12 out of 1606 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Federal Home Loan Mortgage has a GF Score™ of 59/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Federal Home Loan Mortgage's Tariff Resilience Score compare to PFSI and WD?
According to the Banks industry distribution chart, Federal Home Loan Mortgage ranks #12 out of 1606 companies for Tariff Resilience Score. This places Federal Home Loan Mortgage in the top 1% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. Federal Home Loan Mortgage's current Tariff Resilience Score is 9. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Federal Home Loan Mortgage stock overvalued right now?
Based on GuruFocus' analysis, Federal Home Loan Mortgage (STU:FHL) is currently considered Significantly Overvalued. The stock's GF Value™ is €2.12, compared to a current price of €4.58 — trading 116% above its estimated fair value. The current Tariff Resilience Score is 9. Federal Home Loan Mortgage's overall GF Score™ is 59/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For Federal Home Loan Mortgage (STU:FHL), the current Tariff Resilience Score is 9 as of Jul. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Federal Home Loan Mortgage (STU:FHL) Overvalued in 2026?

Based on GuruFocus' analysis, Federal Home Loan Mortgage stock appears to be overvalued. The current stock price of €4.58 is trading 116% above its estimated GF Value™ of €2.12. GuruFocus considers Federal Home Loan Mortgage to be Significantly Overvalued.

Key valuation signals for STU:FHL:

  • Tariff Resilience Score: 9
  • GF Value™: €2.12 vs. price of €4.58 (116% above fair value)
  • GF Score™: 59/100 with 2 warning signs

No single metric tells the full story. See the STU:FHL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Federal Home Loan Mortgage Business Description

Address 8200 Jones Branch Drive, McLean, VA, USA, 22102-3110
Federal Home Loan Mortgage Corp is a U.S. based government-sponsored enterprise. The company invests in mortgage loans and mortgage-related securities. Its two reportable segments are: i) Single-Family: It provides liquidity and support to the single-family mortgage market through a variety of activities that include the purchase, securitization, and guarantee of single-family loans originated by lenders, and ii) Multifamily: It provides liquidity and support to the multifamily mortgage market through a variety of activities that include the purchase, securitization, and guarantee of multifamily loans. The majority of the company's revenue is derived from the Single-Family segment.
59GF Score

Get the complete analysis for STU:FHL

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€4.58
Price
€2.12
GF Value