Federal Home Loan Mortgage (STU:FHL) Cyclically Adjusted FCF per Share: € (As of Jun. 2026)

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STU:FHL Federal Home Loan Mortgage Corp STU:FHL
70 GF Score
Price €3.91
GF Value €4.88
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Federal Home Loan Mortgage Cyclically Adjusted FCF per Share?

Federal Home Loan Mortgage STU:FHL -1.22% 70 Cyclically Adjusted FCF per Share is € as of Jun. 2026. GuruFocus rates STU:FHL with a GF Score™ of 70/100 and a GF Value™ of €4.88 (Modestly Undervalued). The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Federal Home Loan Mortgage's adjusted free cash flow per share for the three months ended in Jun. 2026 was €0.740. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is for the trailing ten years ended in Jun. 2026.

During the past 12 months, Federal Home Loan Mortgage's average Cyclically Adjusted FCF Growth Rate was 9.50% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was 3.20% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was 4.20% per year. During the past 10 years, the average Cyclically Adjusted FCF Growth Rate was 16.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Federal Home Loan Mortgage was 103.00% per year. The lowest was -70.60% per year. And the median was 3.65% per year.

As of today (2026-09-22), Federal Home Loan Mortgage's current stock price is €3.91. Federal Home Loan Mortgage's Cyclically Adjusted FCF per Share for the quarter that ended in Jun. 2026 was . Federal Home Loan Mortgage's Cyclically Adjusted Price-to-FCF of today is .

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Federal Home Loan Mortgage was 6.01. The lowest was 0.13. And the median was 0.96.


Federal Home Loan Mortgage  (STU:FHL) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Federal Home Loan Mortgage was 6.01. The lowest was 0.13. And the median was 0.96.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Federal Home Loan Mortgage Cyclically Adjusted FCF per Share Related Terms


Federal Home Loan Mortgage Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Federal Home Loan Mortgage's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Federal Home Loan Mortgage Cyclically Adjusted FCF per Share Chart

Federal Home Loan Mortgage Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
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Federal Home Loan Mortgage Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
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STU:FHL vs PFSI, UWMC, WD: Cyclically Adjusted FCF per Share Comparison

For the Mortgage Finance subindustry, Federal Home Loan Mortgage's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Federal Home Loan Mortgage Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Federal Home Loan Mortgage's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Federal Home Loan Mortgage's Cyclically Adjusted Price-to-FCF falls into.


STU:FHL
70GF Score
Federal Home Loan Mortgage Corp STU:FHL
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Federal Home Loan Mortgage Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Federal Home Loan Mortgage's adjusted Free Cash Flow per Share data for the three months ended in Jun. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0.74/333.9520*333.9520
=0.740

Current CPI (Jun. 2026) = 333.9520.

Federal Home Loan Mortgage Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201609 -1.008 241.428 -1.394
201612 1.267 241.432 1.753
201703 0.016 243.801 0.022
201706 0.023 244.955 0.031
201709 1.176 246.819 1.591
201712 -0.110 246.524 -0.149
201803 1.132 249.554 1.515
201806 -0.290 251.989 -0.384
201809 -0.158 252.439 -0.209
201812 -0.657 251.233 -0.873
201903 1.164 254.202 1.529
201906 0.380 256.143 0.495
201909 -0.597 256.759 -0.776
201912 2.460 256.974 3.197
202003 0.783 258.115 1.013
202006 -0.663 257.797 -0.859
202009 1.530 260.280 1.963
202012 -1.415 260.474 -1.814
202103 2.665 264.877 3.360
202106 1.460 271.696 1.795
202109 0.418 274.310 0.509
202112 -0.119 278.802 -0.143
202203 1.033 287.504 1.200
202206 1.225 296.311 1.381
202209 1.485 296.808 1.671
202212 -0.126 296.797 -0.142
202303 0.990 301.836 1.095
202306 0.432 305.109 0.473
202309 0.207 307.789 0.225
202312 0.561 306.746 0.611
202403 0.824 312.332 0.881
202406 0.273 314.175 0.290
202409 1.021 315.301 1.081
202412 -0.198 315.605 -0.210
202503 1.049 319.799 1.095
202506 2.146 322.561 2.222
202509 1.248 324.800 1.283
202512 0.703 324.054 0.724
202603 1.022 330.213 1.034
202606 0.740 333.952 0.740

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of € mean?
Federal Home Loan Mortgage (STU:FHL) has a Cyclically Adjusted FCF per Share of € as of Jun. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Federal Home Loan Mortgage and its competitors.
Is Federal Home Loan Mortgage's Cyclically Adjusted FCF per Share too high?
Federal Home Loan Mortgage's current Cyclically Adjusted FCF per Share is €. Overall, Federal Home Loan Mortgage has a GF Score™ of 70/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Federal Home Loan Mortgage's Cyclically Adjusted FCF per Share compare to PFSI and UWMC?
Federal Home Loan Mortgage's Cyclically Adjusted FCF per Share of € can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Federal Home Loan Mortgage and its competitors. Federal Home Loan Mortgage's current Cyclically Adjusted FCF per Share is €. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Federal Home Loan Mortgage stock overvalued right now?
Based on GuruFocus' analysis, Federal Home Loan Mortgage (STU:FHL) is currently considered Modestly Undervalued. The stock's GF Value™ is €4.88, compared to a current price of €3.91 — trading 19.9% below its estimated fair value. The current Cyclically Adjusted FCF per Share is €. Federal Home Loan Mortgage's overall GF Score™ is 70/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Federal Home Loan Mortgage (STU:FHL), the current Cyclically Adjusted FCF per Share is € as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Federal Home Loan Mortgage (STU:FHL) Overvalued in 2026?

Based on GuruFocus' analysis, Federal Home Loan Mortgage stock appears to be undervalued. The current stock price of €3.91 is trading 19.9% below its estimated GF Value™ of €4.88. GuruFocus considers Federal Home Loan Mortgage to be Modestly Undervalued.

Key valuation signals for STU:FHL:

  • Cyclically Adjusted FCF per Share:
  • GF Value™: €4.88 vs. price of €3.91 (19.9% below fair value)
  • GF Score™: 70/100 with 2 warning signs

No single metric tells the full story. See the STU:FHL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Federal Home Loan Mortgage Business Description

Address 8200 Jones Branch Drive, McLean, VA, USA, 22102-3110
Federal Home Loan Mortgage Corp is a U.S. based government-sponsored enterprise. The company invests in mortgage loans and mortgage-related securities. Its two reportable segments are: i) Single-Family: It provides liquidity and support to the single-family mortgage market through a variety of activities that include the purchase, securitization, and guarantee of single-family loans originated by lenders, and ii) Multifamily: It provides liquidity and support to the multifamily mortgage market through a variety of activities that include the purchase, securitization, and guarantee of multifamily loans. The majority of the company's revenue is derived from the Single-Family segment.
70GF Score

Get the complete analysis for STU:FHL

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€3.91
Price
€4.88
GF Value