CMRB (First Commerce Bancorp) Tax Rate %: 23.14% (As of Dec. 2025)

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CMRB First Commerce Bancorp Inc CMRB
56 GF Score
Price $7.06
GF Value $7.09
Valuation Fairly Valued
! 6 Warning Signs
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What is First Commerce Bancorp Tax Rate %?

First Commerce Bancorp CMRB +0.27% 56 Tax Rate % is 23.14% as of Dec. 2025. GuruFocus rates CMRB with a GF Score™ of 56/100 and a GF Value™ of $7.09 (Fairly Valued). The stock has 6 warning signs investors should review.

Tax Rate % is calculated as Tax Expense divided by its Pre-Tax Income. First Commerce Bancorp's Tax Expense for the six months ended in Dec. 2025 was $2.49 Mil. First Commerce Bancorp's Pre-Tax Income for the six months ended in Dec. 2025 was $10.74 Mil. Therefore, First Commerce Bancorp's Tax Rate % for the quarter that ended in Dec. 2025 was 23.14%.


First Commerce Bancorp Tax Rate % Related Terms


First Commerce Bancorp Tax Rate % Historical Data

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The historical data trend for First Commerce Bancorp's Tax Rate % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Commerce Bancorp Tax Rate % Chart

First Commerce Bancorp Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Tax Rate %
Get a 7-Day Free Trial 25.60 24.12 25.26 19.21 23.14

First Commerce Bancorp Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Tax Rate % Get a 7-Day Free Trial 25.60 24.12 25.26 19.21 23.14
CMRB
56GF Score
First Commerce Bancorp Inc CMRB
Tax Rate % is just one metric. See GF Score™, valuation, warning signs, and more.
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First Commerce Bancorp Tax Rate % Calculation

Tax Rate % is the ratio of tax expense divided by pretax income, usually presented in percent.

First Commerce Bancorp's Tax Rate % for the fiscal year that ended in Dec. 2025 is calculated as

Tax Rate %=Tax Expense (A: Dec. 2025 )/Pre-Tax Income (A: Dec. 2025 )
=2.485/10.741
=23.14 %

First Commerce Bancorp's Tax Rate % for the quarter that ended in Dec. 2025 is calculated as

Tax Rate %=Tax Expense (Q: Dec. 2025 )/Pre-Tax Income (Q: Dec. 2025 )
=2.485/10.741
=23.14 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Tax Rate % →
What does a Tax Rate % of 23.14% mean?
First Commerce Bancorp (CMRB) has a Tax Rate % of 23.14% as of Dec. 2025.
Is First Commerce Bancorp's Tax Rate % too high?
First Commerce Bancorp's current Tax Rate % is 23.14%. Overall, First Commerce Bancorp has a GF Score™ of 56/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does First Commerce Bancorp's Tax Rate % compare to FFDF and LSBK?
First Commerce Bancorp's Tax Rate % of 23.14% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tax Rate % for a Banks company?
A good Tax Rate % depends on the Banks industry context. However, Tax Rate % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tax Rate % mean?
A high Tax Rate % can signal that a stock is expensive relative to its fundamentals. First Commerce Bancorp's current Tax Rate % is 23.14%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Commerce Bancorp stock overvalued right now?
Based on GuruFocus' analysis, First Commerce Bancorp (CMRB) is currently considered Fairly Valued. The stock's GF Value™ is $7.09, compared to a current price of $7.06 — trading 0.4% below its estimated fair value. The current Tax Rate % is 23.14%. First Commerce Bancorp's overall GF Score™ is 56/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tax Rate % calculated?
Tax Rate % is calculated from a company's financial statements. For First Commerce Bancorp (CMRB), the current Tax Rate % is 23.14% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Commerce Bancorp (CMRB) Overvalued in 2026?

Based on GuruFocus' analysis, First Commerce Bancorp stock appears to be undervalued. The current stock price of $7.06 is trading 0.4% below its estimated GF Value™ of $7.09. GuruFocus considers First Commerce Bancorp to be Fairly Valued.

Key valuation signals for CMRB:

  • Tax Rate %: 23.14%
  • GF Value™: $7.09 vs. price of $7.06 (0.4% below fair value)
  • GF Score™: 56/100 with 6 warning signs

No single metric tells the full story. See the CMRB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First Commerce Bancorp Business Description

Address 1700 Avenue of the States, Suite 301, Lakewood, NJ, USA, 08701
First Commerce Bancorp Inc is a bank holding company. Through its banking subsidiary, it conducts a general commercial banking business, principally in the State of New Jersey, and provides full-service banking to individuals and businesses, which includes checking, savings, money market, and time deposit accounts, digital banking services, as well as commercial loans, commercial mortgages, construction loans, and residential and consumer loans. These services are offered through a network of banks' branch offices in Allentown, Bordentown, Closter, Englewood, Fairfield, Freehold, Jackson, Lakewood, Robbinsville, and Teaneck, New Jersey.
56GF Score

Get the complete analysis for CMRB

Tax Rate % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$7.06
Price
$7.09
GF Value