Business Description
PBCO Financial Corp
NAICS : 522180
SIC : 6036
ISIN : US69317J1016
Total Employee Number:
126Description
PBCO Financial Corp is a bank holding company. Through its banking subsidiary, it mainly provides banking services in the state of Oregon. The company's reportable segments are Core Banking and its factoring division, Steelhead Finance. The Core Banking segment includes all lines of business, except factoring, including commercial and retail banking, as well as the operations, technology, and administrative functions of the Bank and Holding company. The factoring division segment includes the revenue earned from factored accounts receivable and other fees charged to factoring clients. A majority of its revenue is generated from the Core Banking segment.
Financial Strength
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 1.35 | |||||
Equity-to-Asset | 0.12 | |||||
Debt-to-Equity | 0.29 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 8/9 | |||||
Beneish M-Score | -2.28 | |||||
WACC vs ROIC | ||||||
Growth Rank
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | -2.9 | |||||
3-Year EPS without NRI Growth Rate | -5.5 | |||||
3-Year FCF Growth Rate | -0.8 | |||||
3-Year Book Growth Rate | 14 |
Momentum Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 90.76 | |||||
9-Day RSI | 92.74 | |||||
14-Day RSI | 93.31 | |||||
3-1 Month Momentum % | 17.25 | |||||
6-1 Month Momentum % | 28.81 | |||||
12-1 Month Momentum % | 60.34 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 0.83 | |||||
Dividend Payout Ratio | 0.14 | |||||
Forward Dividend Yield % | 0.83 | |||||
5-Year Yield-on-Cost % | 0.83 | |||||
3-Year Average Share Buyback Ratio | 1.3 | |||||
Shareholder Yield % | 3.17 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 23.99 | |||||
FCF Margin % | 29.57 | |||||
OCF Margin % | 32.27 | |||||
ROE % | 9.25 | |||||
ROA % | 1.08 | |||||
Years of Profitability over Past 10-Year | 10 | |||||
Moat Score | 2 | |||||
Tariff Resilience Score | 9 |
GF Value Rank
1/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 18.49 | |||||
PE Ratio without NRI | 18.49 | |||||
Shiller PE Ratio | 19.7 | |||||
Price-to-Owner-Earnings | 18.94 | |||||
PEG Ratio | 2.89 | |||||
PS Ratio | 4.43 | |||||
PB Ratio | 1.57 | |||||
Price-to-Tangible-Book | 1.63 | |||||
Price-to-Free-Cash-Flow | 15 | |||||
Price-to-Operating-Cash-Flow | 13.77 | |||||
EV-to-Revenue | 4.02 | |||||
EV-to-FCF | 13.61 | |||||
Price-to-GF-Value | 1.92 | |||||
Price-to-Projected-FCF | 0.97 | |||||
Price-to-Median-PS-Value | 1.97 | |||||
Price-to-Peter-Lynch-Fair-Value | 2.89 | |||||
Price-to-Graham-Number | 1.16 | |||||
FCF Yield % | 6.88 | |||||
Forward Rate of Return (Yacktman) % | 13.34 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Peter Lynch Chart
Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
PBCO Financial Corp Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 35.7 | ||
| EPS (TTM) ($) | 1.62 | ||
| Beta | 0.31 | ||
| 3-Year Sharpe Ratio | 1.34 | ||
| 3-Year Sortino Ratio | 3.6 | ||
| Volatility % | 26.45 | ||
| 14-Day RSI | 93.31 | ||
| 14-Day ATR ($) | 0.529023 | ||
| 20-Day SMA ($) | 26.4215 | ||
| 12-1 Month Momentum % | 60.34 | ||
| 52-Week Range ($) | 14.4 - 31.67 | ||
| Shares Outstanding (Mil) | 5.12 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 8 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
PBCO Financial Corp Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
PBCO Financial Corp Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| Fourth quarter earnings results for 2026 | 2027-01-22 | In 173 days | ||
| Third quarter earnings results for 2026 | 2026-10-22 | In 81 days | ||
| Second quarter earnings results for 2026 | 2026-07-22 20:40 | 24.50 (+0.00%) | ||
| First quarter earnings results for 2026 | 2026-04-22 15:44 | 19.25 (+0.00%) | ||
| General meeting for 2026 | 2026-04-22 14:00 | 19.25 (+0.00%) | ||
| Annual report for 2025 | 2026-03-31 | 18.39 (+0.00%) | ||
| USD 0.250000 Cash Dividend | 2026-02-18 | 18.25 (+0.55%) | ||
| Fourth quarter earnings results for 2025 | 2026-01-22 | 18.05 (+0.84%) | ||
| Third quarter earnings results for 2025 | 2025-10-22 | 16.93 (+0.00%) | ||
| Second quarter earnings results for 2025 | 2025-07-29 20:42 | 14.49 (+0.98%) |
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PBCO Financial Corp Frequently Asked Questions
What is PBCO Financial Corp(PBCO)'s stock price today?
The current price of PBCO is $29.95. The 52 week high of PBCO is $31.67 and 52 week low is $14.40.
When is next earnings date of PBCO Financial Corp(PBCO)?
The next earnings date of PBCO Financial Corp(PBCO) is 2026-10-22 Est..
Does PBCO Financial Corp(PBCO) pay dividends? If so, how much?
The Dividend Yield %  of PBCO Financial Corp(PBCO) is 0.83% (As of Today), Highest Dividend Payout Ratio of PBCO Financial Corp(PBCO) was 0.67. The lowest was 0.14. And the median was 0.4. The  Forward Dividend Yield % of PBCO Financial Corp(PBCO) is 0.83%. For more information regarding to dividend, please check our Dividend Page.
Guru Commentaries on OTCPK:PBCO
No articles.
Press Release
| Subject | Date | ||
|---|---|---|---|
| $HAREHOLDER ALERT: The M&A Class Action Firm Announces An Investigation of PBCO Financial Corporation (OTCID: PBCO) | 2026-07-23 |
Articles on PBCO Financial Corp
Headlines
See More- 1
Jul 23, 2026
People's Bank of Commerce GAAP EPS of $0.43, revenue of $9.23M
Seeking Alpha • 4:31am
Northrim BanCorp strikes $167.3M all-stock deal for PBCO Financial
Seeking Alpha • 12:09am
- 1
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