Finseta (LSE:FIN) Total Assets: £6.37 Mil (As of Dec. 2025)


LSE:FIN Finseta PLC LSE:FIN
44 GF Score
Price £0.13
GF Value £0.40
Valuation Possible Value Trap
! 2 Warning Signs
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What is Finseta Total Assets?

Finseta LSE:FIN -1.85% 44 Total Assets is £6.37 Mil as of Dec. 2025. GuruFocus rates LSE:FIN with a GF Score™ of 44/100 and a GF Value™ of £0.40 (Possible Value Trap). The stock has 2 warning signs investors should review.

Finseta's Total Assets for the quarter that ended in Dec. 2025 was £6.37 Mil.

Warning Sign:

If a company builds assets at 45.3% a year, faster than its revenue growth rate of 16.5% over the past 5 years, it means that the company may be getting less efficient.

During the past 12 months, Finseta's average Total Assets Growth Rate was 1.20% per year. During the past 3 years, the average Total Assets Growth Rate was 9.60% per year. During the past 5 years, the average Total Assets Growth Rate was 45.30% per year.

During the past 7 years, Finseta's highest 3-Year average Total Assets Growth Rate was 116.70%. The lowest was 9.60%. And the median was 66.90%.

Total Assets is connected with ROA %. Finseta's annualized ROA % for the quarter that ended in Dec. 2025 was -25.48%. Total Assets is also linked to Revenue through Asset Turnover. Finseta's Asset Turnover for the quarter that ended in Dec. 2025 was 0.93.


Finseta  (LSE:FIN) Total Assets Explanation

Total Assets is connected with ROA %.

Finseta's annualized ROA % for the quarter that ended in Dec. 2025 is

ROA %=Net Income (Q: Dec. 2025 )/( (Total Assets (Q: Jun. 2025 )+Total Assets (Q: Dec. 2025 ))/ count )
=-1.802/( (7.771+6.374)/ 2 )
=-1.802/7.0725
=-25.48 %

Note: The Net Income data used here is two times the semi-annual (Dec. 2025) data.

In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.

Total Assets is linked to total revenue through Asset Turnover.

Finseta's Asset Turnover for the quarter that ended in Dec. 2025 is

Asset Turnover
=Revenue (Q: Dec. 2025 )/( (Total Assets (Q: Jun. 2025 )+Total Assets (Q: Dec. 2025 ))/ count )
=6.564/( (7.771+6.374)/ 2 )
=6.564/7.0725
=0.93

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Therefore, if a company grows its Total Assets faster than its Revenue, the Asset Turnover will decline. This might be a warning sign for the business.

Finseta Total Assets Related Terms


Finseta Total Assets Historical Data

* Premium members only.

The historical data trend for Finseta's Total Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Finseta Total Assets Chart

Finseta Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Assets
Get a 7-Day Free Trial 1.44 4.38 6.75 7.40 6.37

Finseta Semi-Annual Data
Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Total Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.75 6.74 7.40 7.77 6.37
LSE:FIN
44GF Score
Finseta PLC LSE:FIN
Total Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Finseta Total Assets Calculation

Total Assets are all the assets a company owns.

From the capital sources of the assets, some of the assets are funded through shareholder's paid in capital and retained earnings of the business. Others are funded through borrowed money.

Finseta's Total Assets for the fiscal year that ended in Dec. 2025 is calculated as

Total Assets=Total Equity (A: Dec. 2025 )+Total Liabilities (A: Dec. 2025 )
=2.216+4.157
=6.37

Finseta's Total Assets for the quarter that ended in Dec. 2025 is calculated as

Total Assets=Total Equity (Q: Dec. 2025 )+Total Liabilities (Q: Dec. 2025 )
=2.216+4.157
=6.37

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Assets →
What does a Total Assets of £6.37 Mil mean?
Finseta (LSE:FIN) has a Total Assets of £6.37 Mil as of Dec. 2025. The total amount of assets as recorded on a company's balance sheet. View historical data on Finseta and its competitors.
Is Finseta's Total Assets too high?
Finseta's current Total Assets is £6.37 Mil. Overall, Finseta has a GF Score™ of 44/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Finseta's Total Assets compare to MSFT and ORCL?
Finseta's Total Assets of £6.37 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Assets for a Software company?
A good Total Assets depends on the Software industry context. However, Total Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Assets mean?
A high Total Assets can signal that a stock is expensive relative to its fundamentals. The total amount of assets as recorded on a company's balance sheet. View historical data on Finseta and its competitors. Finseta's current Total Assets is £6.37 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Finseta stock overvalued right now?
Based on GuruFocus' analysis, Finseta (LSE:FIN) is currently considered Possible Value Trap. The stock's GF Value™ is £0.40, compared to a current price of £0.13 — trading 66.9% below its estimated fair value. The current Total Assets is £6.37 Mil. Finseta's overall GF Score™ is 44/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Assets calculated?
Total Assets is calculated from a company's financial statements. For Finseta (LSE:FIN), the current Total Assets is £6.37 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Finseta (LSE:FIN) Overvalued in 2026?

Based on GuruFocus' analysis, Finseta stock appears to be undervalued. The current stock price of £0.13 is trading 66.9% below its estimated GF Value™ of £0.40. GuruFocus considers Finseta to be Possible Value Trap.

Key valuation signals for LSE:FIN:

  • Total Assets: £6.37 Mil
  • GF Value™: £0.40 vs. price of £0.13 (66.9% below fair value)
  • GF Score™: 44/100 with 2 warning signs

No single metric tells the full story. See the LSE:FIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Finseta Business Description

Other Exchanges 90W:Germany
Address 14-18 Copthall Avenue, London, GBR, EC2R 7DJ
Finseta PLC is a foreign exchange and payments company offering multi-currency accounts and payment solutions to businesses and individuals. The Group provides international payment, currency management, and electronic account services across several countries in various currencies using its proprietary cloud-based multi-currency payments platform. Additionally, it offers the Finseta Corporate Card, enabling real-time spend tracking, multi-user access, and international transactions. Geographically, the majority of the company's revenue is generated from the United Kingdom, followed by the Rest of the world.
44GF Score

Get the complete analysis for LSE:FIN

Total Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£0.13
Price
£0.40
GF Value