Finseta (LSE:FIN) Total Operating Expense: £9.03 Mil (TTM As of Dec. 2025)


LSE:FIN Finseta PLC LSE:FIN
44 GF Score
Price £0.13
GF Value £0.40
Valuation Possible Value Trap
! 2 Warning Signs
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What is Finseta Total Operating Expense?

Finseta LSE:FIN 44 Total Operating Expense is £9.03 Mil as of Dec. 2025. GuruFocus rates LSE:FIN with a GF Score™ of 44/100 and a GF Value™ of £0.40 (Possible Value Trap). The stock has 2 warning signs investors should review.

Finseta's Total Operating Expense for the six months ended in Dec. 2025 was £4.93 Mil. Finseta's Total Operating Expense for the trailing twelve months (TTM) ended in Dec. 2025 was £9.03 Mil.

Finseta Total Operating Expense Related Terms

Finseta Total Operating Expense Historical Data

* Premium members only.

The historical data trend for Finseta's Total Operating Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Finseta Total Operating Expense Chart

Finseta Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Operating Expense
Get a 7-Day Free Trial 4.81 8.49 5.37 6.59 9.03

Finseta Semi-Annual Data
Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Total Operating Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.93 3.10 3.49 4.10 4.93
LSE:FIN
44GF Score
Finseta PLC LSE:FIN
Total Operating Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Finseta Total Operating Expense Calculation

Total Operating Expense is the primary recurring expense associated with central operations that are incurred in order to generate sales.


Total Operating Expense for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was £9.03 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Total Operating Expense of £9.03 Mil mean?
Finseta (LSE:FIN) has a Total Operating Expense of £9.03 Mil as of Dec. 2025. Total operating expense is the primary recurring expense associated with central operations. View historical data on Finseta and its competitors.
Is Finseta's Total Operating Expense too high?
Finseta's current Total Operating Expense is £9.03 Mil. Overall, Finseta has a GF Score™ of 44/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Finseta's Total Operating Expense compare to MSFT and ORCL?
Finseta's Total Operating Expense of £9.03 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Operating Expense for a Software company?
A good Total Operating Expense depends on the Software industry context. However, Total Operating Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Operating Expense mean?
A high Total Operating Expense can signal that a stock is expensive relative to its fundamentals. Total operating expense is the primary recurring expense associated with central operations. View historical data on Finseta and its competitors. Finseta's current Total Operating Expense is £9.03 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Finseta stock overvalued right now?
Based on GuruFocus' analysis, Finseta (LSE:FIN) is currently considered Possible Value Trap. The stock's GF Value™ is £0.40, compared to a current price of £0.13 — trading 66.9% below its estimated fair value. The current Total Operating Expense is £9.03 Mil. Finseta's overall GF Score™ is 44/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Operating Expense calculated?
Total Operating Expense is calculated from a company's financial statements. For Finseta (LSE:FIN), the current Total Operating Expense is £9.03 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Finseta (LSE:FIN) Overvalued in 2026?

Based on GuruFocus' analysis, Finseta stock appears to be undervalued. The current stock price of £0.13 is trading 66.9% below its estimated GF Value™ of £0.40. GuruFocus considers Finseta to be Possible Value Trap.

Key valuation signals for LSE:FIN:

  • Total Operating Expense: £9.03 Mil
  • GF Value™: £0.40 vs. price of £0.13 (66.9% below fair value)
  • GF Score™: 44/100 with 2 warning signs

No single metric tells the full story. See the LSE:FIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Finseta Business Description

Other Exchanges 90W:Germany
Address 14-18 Copthall Avenue, London, GBR, EC2R 7DJ
Finseta PLC is a foreign exchange and payments company offering multi-currency accounts and payment solutions to businesses and individuals. The Group provides international payment, currency management, and electronic account services across several countries in various currencies using its proprietary cloud-based multi-currency payments platform. Additionally, it offers the Finseta Corporate Card, enabling real-time spend tracking, multi-user access, and international transactions. Geographically, the majority of the company's revenue is generated from the United Kingdom, followed by the Rest of the world.
44GF Score

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Total Operating Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£0.13
Price
£0.40
GF Value