BPER Banca SpA (MIL:BPE) 3-Year Share Buyback Ratio: -11.50% (As of Jun. 2026)

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MIL:BPE BPER Banca SpA MIL:BPE
55 GF Score
Price €14.27
GF Value €6.40
Valuation Significantly Overvalued
! 8 Warning Signs
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What is BPER Banca SpA 3-Year Share Buyback Ratio?

BPER Banca SpA MIL:BPE +2.21% 55 3-Year Share Buyback Ratio is -11.50 as of Jun. 2026. GuruFocus rates MIL:BPE with a GF Score™ of 55/100 and a GF Value™ of €6.40 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 1,041 Banks companies, BPER Banca SpA ranks worse than 91.35% on this metric.

Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.

3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. A positive ratio may indicate share buybacks over the period, while a zero or negative ratio may reflect no repurchases or potential share issuance. BPER Banca SpA's current 3-Year Share Buyback Ratio was -11.50%.

The historical rank and industry rank for BPER Banca SpA's 3-Year Share Buyback Ratio or its related term are showing as below:

MIL:BPE' s 3-Year Share Buyback Ratio Range Over the Past 10 Years
Min: -25.8   Med: -9.2   Max: 0.5
Current: -11.5

During the past 13 years, BPER Banca SpA's highest 3-Year Share Buyback Ratio was 0.50%. The lowest was -25.80%. And the median was -9.20%.

MIL:BPE's 3-Year Share Buyback Ratio is ranked worse than
91.35% of 1041 companies
in the Banks industry
Industry Median: -0.2 vs MIL:BPE: -11.50

BPER Banca SpA (MIL:BPE) 3-Year Share Buyback Ratio Explanation

A negative number means the company might be issuing new shares. A positive number indicates that the company is buying back shares.


Be Aware

Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.


BPER Banca SpA 3-Year Share Buyback Ratio Related Terms


BPER Banca SpA 3-Year Share Buyback Ratio Competitor Comparison

For the Banks - Regional subindustry, BPER Banca SpA's 3-Year Share Buyback Ratio, along with its competitors' market caps and 3-Year Share Buyback Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BPER Banca SpA 3-Year Share Buyback Ratio vs Banks Industry

For the Banks industry and Financial Services sector, BPER Banca SpA's 3-Year Share Buyback Ratio distribution charts can be found below:

* The bar in red indicates where BPER Banca SpA's 3-Year Share Buyback Ratio falls into.


MIL:BPE
55GF Score
BPER Banca SpA MIL:BPE
3-Year Share Buyback Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

BPER Banca SpA 3-Year Share Buyback Ratio Calculation

This is the annualized percentage change in shares outstanding from three years ago to the current year. The annualized percentage change is calculated with expontential compound based on the latest four years of annual data on Shares Outstanding (EOP).

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

What does a 3-Year Share Buyback Ratio of -11.50 mean?
BPER Banca SpA (MIL:BPE) has a 3-Year Share Buyback Ratio of -11.50 as of Jun. 2026. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for BPER Banca SpA and its competitors. According to the industry distribution chart, BPER Banca SpA ranks #951 out of 1041 companies in the Banks industry, placing it in the top 91.4%.
Is BPER Banca SpA's 3-Year Share Buyback Ratio too high?
BPER Banca SpA's current 3-Year Share Buyback Ratio is -11.50. Based on the distribution chart, BPER Banca SpA ranks #951 out of 1041 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, BPER Banca SpA has a GF Score™ of 55/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BPER Banca SpA's 3-Year Share Buyback Ratio compare to competitors?
According to the Banks industry distribution chart, BPER Banca SpA ranks #951 out of 1041 companies for 3-Year Share Buyback Ratio. This places BPER Banca SpA in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Share Buyback Ratio for a Banks company?
A good 3-Year Share Buyback Ratio depends on the Banks industry context. However, 3-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Share Buyback Ratio mean?
A high 3-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for BPER Banca SpA and its competitors. BPER Banca SpA's current 3-Year Share Buyback Ratio is -11.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BPER Banca SpA stock overvalued right now?
Based on GuruFocus' analysis, BPER Banca SpA (MIL:BPE) is currently considered Significantly Overvalued. The stock's GF Value™ is €6.40, compared to a current price of €14.27 — trading 123% above its estimated fair value. The current 3-Year Share Buyback Ratio is -11.50. BPER Banca SpA's overall GF Score™ is 55/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Share Buyback Ratio calculated?
3-Year Share Buyback Ratio is calculated from a company's financial statements. For BPER Banca SpA (MIL:BPE), the current 3-Year Share Buyback Ratio is -11.50 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BPER Banca SpA (MIL:BPE) Overvalued in 2026?

Based on GuruFocus' analysis, BPER Banca SpA stock appears to be overvalued. The current stock price of €14.27 is trading 123% above its estimated GF Value™ of €6.40. GuruFocus considers BPER Banca SpA to be Significantly Overvalued.

Key valuation signals for MIL:BPE:

  • 3-Year Share Buyback Ratio: -11.50
  • GF Value™: €6.40 vs. price of €14.27 (123% above fair value)
  • GF Score™: 55/100 with 8 warning signs

No single metric tells the full story. See the MIL:BPE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BPER Banca SpA Business Description

Address Via San Carlo 8/20, Modena, ITA, 41121
BPER Banca SpA is a banking group consisting of four Italian regional commercial banks that merged on the initiative of BPER Banca. The banks are involved in a number of market segments, including retail banking, corporate and investment banking, and wealth management and insurance. In addition to the banks, the Group includes product companies, including asset management, personal loans, leasing, and factoring operations, and special purpose vehicles. Its strategy emphasizes customer service and cooperative banking. BPER group's customer base overwhelming derives from retail banking, mostly from individuals with some business deposits. Its loan base, however, is principally the group's corporate customers.
55GF Score

Get the complete analysis for MIL:BPE

3-Year Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€14.27
Price
€6.40
GF Value