NIDB (Northeast Indiana Bancorp) 5-Year Share Buyback Ratio: 0.40% (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
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Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NIDB Northeast Indiana Bancorp Inc NIDB
62 GF Score
Price $24.25
GF Value $22.69
Valuation Fairly Valued
! 3 Warning Signs
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What is Northeast Indiana Bancorp 5-Year Share Buyback Ratio?

Northeast Indiana Bancorp NIDB +1.04% 62 5-Year Share Buyback Ratio is 0.40 as of Jun. 2026. GuruFocus rates NIDB with a GF Score™ of 62/100 and a GF Value™ of $22.69 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,089 Banks companies, Northeast Indiana Bancorp ranks better than 71.72% on this metric.

Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.

5-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past five years. It is calculated as the annualized percentage change in shares outstanding from five years ago to the current year. A positive ratio may indicate share buybacks over the period, while a zero or negative ratio may reflect no repurchases or potential share issuance. Northeast Indiana Bancorp's current 5-Year Share Buyback Ratio was 0.40%.

NIDB's 5-Year Share Buyback Ratio is ranked better than
71.72% of 1089 companies
in the Banks industry
Industry Median: -0.5 vs NIDB: 0.40

Northeast Indiana Bancorp (OTCPK:NIDB) 5-Year Share Buyback Ratio Explanation

A negative number means the company might be issuing new shares. A positive number indicates that the company is buying back shares.


Be Aware

Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.


Northeast Indiana Bancorp 5-Year Share Buyback Ratio Related Terms


NIDB vs FFWC, CIBH, DENI: 5-Year Share Buyback Ratio Comparison

For the Banks - Regional subindustry, Northeast Indiana Bancorp's 5-Year Share Buyback Ratio, along with its competitors' market caps and 5-Year Share Buyback Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Northeast Indiana Bancorp 5-Year Share Buyback Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Northeast Indiana Bancorp's 5-Year Share Buyback Ratio distribution charts can be found below:

* The bar in red indicates where Northeast Indiana Bancorp's 5-Year Share Buyback Ratio falls into.


NIDB
62GF Score
Northeast Indiana Bancorp Inc NIDB
5-Year Share Buyback Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Northeast Indiana Bancorp 5-Year Share Buyback Ratio Calculation

This is the annualized percentage change in shares outstanding from five years ago to the current year. The annualized percentage change is calculated with least-square regression based on the latest six years of annual data on Shares Outstanding (EOP).

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

What does a 5-Year Share Buyback Ratio of 0.40 mean?
Northeast Indiana Bancorp (NIDB) has a 5-Year Share Buyback Ratio of 0.40 as of Jun. 2026. The 5-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past five years. It is calculated as the annualized percentage change in shares outstanding from five years ago to the current year. View historical data for Northeast Indiana Bancorp and its competitors. According to the industry distribution chart, Northeast Indiana Bancorp ranks #308 out of 1089 companies in the Banks industry, placing it in the top 28.3%.
Is Northeast Indiana Bancorp's 5-Year Share Buyback Ratio too high?
Northeast Indiana Bancorp's current 5-Year Share Buyback Ratio is 0.40. Based on the distribution chart, Northeast Indiana Bancorp ranks #308 out of 1089 companies in the Banks industry, which is above the industry midpoint. Overall, Northeast Indiana Bancorp has a GF Score™ of 62/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Northeast Indiana Bancorp's 5-Year Share Buyback Ratio compare to FFWC and CIBH?
According to the Banks industry distribution chart, Northeast Indiana Bancorp ranks #308 out of 1089 companies for 5-Year Share Buyback Ratio. This puts Northeast Indiana Bancorp in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Share Buyback Ratio for a Banks company?
A good 5-Year Share Buyback Ratio depends on the Banks industry context. However, 5-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Share Buyback Ratio mean?
A high 5-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 5-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past five years. It is calculated as the annualized percentage change in shares outstanding from five years ago to the current year. View historical data for Northeast Indiana Bancorp and its competitors. Northeast Indiana Bancorp's current 5-Year Share Buyback Ratio is 0.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Northeast Indiana Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Northeast Indiana Bancorp (NIDB) is currently considered Fairly Valued. The stock's GF Value™ is $22.69, compared to a current price of $24.25 — trading 6.9% above its estimated fair value. The current 5-Year Share Buyback Ratio is 0.40. Northeast Indiana Bancorp's overall GF Score™ is 62/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Share Buyback Ratio calculated?
5-Year Share Buyback Ratio is calculated from a company's financial statements. For Northeast Indiana Bancorp (NIDB), the current 5-Year Share Buyback Ratio is 0.40 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Northeast Indiana Bancorp (NIDB) Overvalued in 2026?

Based on GuruFocus' analysis, Northeast Indiana Bancorp stock appears to be overvalued. The current stock price of $24.25 is trading 6.9% above its estimated GF Value™ of $22.69. GuruFocus considers Northeast Indiana Bancorp to be Fairly Valued.

Key valuation signals for NIDB:

  • 5-Year Share Buyback Ratio: 0.40
  • GF Value™: $22.69 vs. price of $24.25 (6.9% above fair value)
  • GF Score™: 62/100 with 3 warning signs

No single metric tells the full story. See the NIDB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Northeast Indiana Bancorp Business Description

Address 648 North Jefferson Street, P.O. Box 70, Huntington, IN, USA, 46750
Northeast Indiana Bancorp Inc is a financial services company and bank holding company that provides commercial and residential real estate loans in the United States. It operates through Residential Mortgage, Commercial Mortgage, Construction and Land Development, Commercial and Industrial, and Consumer segments. The bank offers key personal products such as checking and savings accounts, debit cards, and deposits, as well as business services including checking accounts, merchant services, and cash management.
62GF Score

Get the complete analysis for NIDB

5-Year Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$24.25
Price
$22.69
GF Value