Business Description
Farmers and Merchants Bancshares Inc (MD)
NAICS : 522110
SIC : 6022
ISIN : US3088561036
Total Employee Number:
95Description
Farmers and Merchants Bancshares Inc (MD) is an independent community bank, offering a broad range of financial services. The Bank provides banking services to individuals and businesses located in Baltimore County, Maryland, Carroll County, Maryland, and surrounding areas of northern Maryland. It provides Personal, Business, and Electronic banking services.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.65 | |||||
Equity-to-Asset | 0.08 | |||||
Debt-to-Equity | 1.13 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 7/9 | |||||
Beneish M-Score | -4.22 | |||||
WACC vs ROIC | ||||||
Growth Rank
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | -1.8 | |||||
3-Year EPS without NRI Growth Rate | -12 | |||||
3-Year FCF Growth Rate | -7 | |||||
3-Year Book Growth Rate | 8.8 |
Momentum Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 62.01 | |||||
9-Day RSI | 64.12 | |||||
14-Day RSI | 62.98 | |||||
3-1 Month Momentum % | -5.45 | |||||
6-1 Month Momentum % | -1.45 | |||||
12-1 Month Momentum % | 6.25 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 3.72 | |||||
Dividend Payout Ratio | 0.34 | |||||
3-Year Dividend Growth Rate | 2.6 | |||||
Forward Dividend Yield % | 3.83 | |||||
5-Year Yield-on-Cost % | 8.05 | |||||
3-Year Average Share Buyback Ratio | -1.7 | |||||
Shareholder Yield % | -62.38 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 23.89 | |||||
FCF Margin % | 26.42 | |||||
OCF Margin % | 27.56 | |||||
ROE % | 10.28 | |||||
ROA % | 0.75 | |||||
Years of Profitability over Past 10-Year | 10 | |||||
Moat Score | 4 | |||||
Tariff Resilience Score | 9 |
GF Value Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 9.4 | |||||
PE Ratio without NRI | 9.4 | |||||
Shiller PE Ratio | 11.69 | |||||
Price-to-Owner-Earnings | 9.04 | |||||
PEG Ratio | 0.62 | |||||
PS Ratio | 2.24 | |||||
PB Ratio | 0.92 | |||||
Price-to-Tangible-Book | 1.03 | |||||
Price-to-Free-Cash-Flow | 8.48 | |||||
Price-to-Operating-Cash-Flow | 8.12 | |||||
EV-to-Revenue | 3.25 | |||||
EV-to-FCF | 12.29 | |||||
Price-to-GF-Value | 1 | |||||
Price-to-Projected-FCF | 0.73 | |||||
Price-to-Median-PS-Value | 0.5 | |||||
Price-to-Peter-Lynch-Fair-Value | 0.69 | |||||
Price-to-Graham-Number | 0.66 | |||||
FCF Yield % | 11.68 | |||||
Forward Rate of Return (Yacktman) % | 11.97 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
Dividend
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Annualized Return % Â
Total Annual Return % Â
Farmers and Merchants Bancshares Inc (MD) Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 26.9 | ||
| EPS (TTM) ($) | 2 | ||
| Beta | -0.0233 | ||
| 3-Year Sharpe Ratio | -0.06 | ||
| 3-Year Sortino Ratio | -0.1 | ||
| Volatility % | 20.18 | ||
| 14-Day RSI | 62.98 | ||
| 14-Day ATR ($) | 0.286851 | ||
| 20-Day SMA ($) | 18.088565 | ||
| 12-1 Month Momentum % | 6.25 | ||
| 52-Week Range ($) | 15.75 - 21 | ||
| Shares Outstanding (Mil) | 3.24 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 7 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Farmers and Merchants Bancshares Inc (MD) Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Farmers and Merchants Bancshares Inc (MD) Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| Third quarter earnings results for 2026 | 2026-10-27 | In 107 days | ||
| Second quarter earnings results for 2026 | 2026-08-14 | In 33 days | ||
| USD 0.360000 Cash Dividend | 2026-06-02 | 17.43 (+0.00%) | ||
| General meeting for 2026 | 2026-04-28 15:00 | 18.00 (+0.00%) | ||
| First quarter earnings results for 2026 | 2026-04-24 | 17.20 (-3.91%) | ||
| Annual report for 2025 | 2026-03-26 | 17.02 (-0.06%) | ||
| Fourth quarter earnings results for 2025 | 2026-01-29 | 19.20 (+0.00%) | ||
| USD 0.340000 Cash Dividend | 2025-12-05 | 16.80 (+0.00%) | ||
| Third quarter earnings results for 2025 | 2025-10-27 | 16.20 (-0.55%) | ||
| Second quarter earnings results for 2025 | 2025-08-14 | 16.65 (+0.00%) |
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Farmers and Merchants Bancshares Inc (MD) Frequently Asked Questions
What is Farmers and Merchants Bancshares Inc (MD)(FMFG)'s stock price today?
The current price of FMFG is $18.80. The 52 week high of FMFG is $21.00 and 52 week low is $15.75.
When is next earnings date of Farmers and Merchants Bancshares Inc (MD)(FMFG)?
The next earnings date of Farmers and Merchants Bancshares Inc (MD)(FMFG) is 2026-08-14 Est..
Does Farmers and Merchants Bancshares Inc (MD)(FMFG) pay dividends? If so, how much?
The Dividend Yield %  of Farmers and Merchants Bancshares Inc (MD)(FMFG) is 3.72% (As of Today), Highest Dividend Payout Ratio of Farmers and Merchants Bancshares Inc (MD)(FMFG) was 1.23. The lowest was 0.21. And the median was 0.36. The  Forward Dividend Yield % of Farmers and Merchants Bancshares Inc (MD)(FMFG) is 3.83%. For more information regarding to dividend, please check our Dividend Page.
Guru Commentaries on OTCPK:FMFG
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Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Articles on Farmers and Merchants Bancshares Inc (MD)
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