Heartland Group Holdings (NZSE:HGH) Total Liabilities: NZ$7,535.7 Mil (As of Dec. 2025)

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NZSE:HGH Heartland Group Holdings Ltd NZSE:HGH
69 GF Score
Price NZ$1.23
GF Value NZ$1.14
Valuation Fairly Valued
! 6 Warning Signs
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What is Heartland Group Holdings Total Liabilities?

Heartland Group Holdings NZSE:HGH +2.50% 69 Total Liabilities is NZ$7,535.7 Mil as of Dec. 2025. GuruFocus rates NZSE:HGH with a GF Score™ of 69/100 and a GF Value™ of NZ$1.14 (Fairly Valued). The stock has 6 warning signs investors should review.

Heartland Group Holdings's Total Liabilities for the quarter that ended in Dec. 2025 was NZ$7,535.7 Mil.

Heartland Group Holdings's quarterly Total Liabilities declined from Dec. 2024 (NZ$7,546.85 Mil) to Jun. 2025 (NZ$7,428.40 Mil) but then increased from Jun. 2025 (NZ$7,428.40 Mil) to Dec. 2025 (NZ$7,535.69 Mil).

Heartland Group Holdings's annual Total Liabilities increased from Jun. 2023 (NZ$6,713.72 Mil) to Jun. 2024 (NZ$8,053.99 Mil) but then declined from Jun. 2024 (NZ$8,053.99 Mil) to Jun. 2025 (NZ$7,428.40 Mil).


Heartland Group Holdings Total Liabilities Related Terms


Heartland Group Holdings Total Liabilities Historical Data

* Premium members only.

The historical data trend for Heartland Group Holdings's Total Liabilities can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Heartland Group Holdings Total Liabilities Chart

Heartland Group Holdings Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Total Liabilities
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4,915.92 6,281.56 6,713.72 8,053.99 7,428.40

Heartland Group Holdings Semi-Annual Data
Dec15 Jun16 Dec16 Jun17 Dec17 Jun18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Total Liabilities Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6,909.26 8,053.99 7,546.85 7,428.40 7,535.69
NZSE:HGH
69GF Score
Heartland Group Holdings Ltd NZSE:HGH
Total Liabilities is just one metric. See GF Score™, valuation, warning signs, and more.
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Heartland Group Holdings Total Liabilities Calculation

Total Liabilities are the liabilities that the company has to pay others. It is a part of the balance sheet of a company that shareholders do not own, and would be obligated to pay back if the company liquidated.

Heartland Group Holdings's Total Liabilities for the fiscal year that ended in Jun. 2025 is calculated as

Total Liabilities=Total Assets (A: Jun. 2025 )-Total Equity (A: Jun. 2025 )
=8647.45-1219.052
=7,428.4

Heartland Group Holdings's Total Liabilities for the quarter that ended in Dec. 2025 is calculated as

Total Liabilities=Total Assets (Q: Dec. 2025 )-Total Equity (Q: Dec. 2025 )
=8787.03-1251.336
=7,535.7

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Liabilities →
What does a Total Liabilities of NZ$7,535.7 Mil mean?
Heartland Group Holdings (NZSE:HGH) has a Total Liabilities of NZ$7,535.7 Mil as of Dec. 2025. The total amount of liabilities as recorded on a company's balance sheet. View historical data for Heartland Group Holdings and its competitors.
Is Heartland Group Holdings' Total Liabilities too high?
Heartland Group Holdings' current Total Liabilities is NZ$7,535.7 Mil. Overall, Heartland Group Holdings has a GF Score™ of 69/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Heartland Group Holdings' Total Liabilities compare to PNC and USB?
Heartland Group Holdings' Total Liabilities of NZ$7,535.7 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Liabilities for a Banks company?
A good Total Liabilities depends on the Banks industry context. However, Total Liabilities should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Liabilities mean?
A high Total Liabilities can signal that a stock is expensive relative to its fundamentals. The total amount of liabilities as recorded on a company's balance sheet. View historical data for Heartland Group Holdings and its competitors. Heartland Group Holdings's current Total Liabilities is NZ$7,535.7 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Heartland Group Holdings stock overvalued right now?
Based on GuruFocus' analysis, Heartland Group Holdings (NZSE:HGH) is currently considered Fairly Valued. The stock's GF Value™ is NZ$1.14, compared to a current price of NZ$1.23 — trading 7.9% above its estimated fair value. The current Total Liabilities is NZ$7,535.7 Mil. Heartland Group Holdings' overall GF Score™ is 69/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Liabilities calculated?
Total Liabilities is calculated from a company's financial statements. For Heartland Group Holdings (NZSE:HGH), the current Total Liabilities is NZ$7,535.7 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Heartland Group Holdings (NZSE:HGH) Overvalued in 2026?

Based on GuruFocus' analysis, Heartland Group Holdings stock appears to be overvalued. The current stock price of NZ$1.23 is trading 7.9% above its estimated GF Value™ of NZ$1.14. GuruFocus considers Heartland Group Holdings to be Fairly Valued.

Key valuation signals for NZSE:HGH:

  • Total Liabilities: NZ$7,535.7 Mil
  • GF Value™: NZ$1.14 vs. price of NZ$1.23 (7.9% above fair value)
  • GF Score™: 69/100 with 6 warning signs

No single metric tells the full story. See the NZSE:HGH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Heartland Group Holdings Business Description

Other Exchanges 73X:GermanyHGH:Australia
Address 35 Teed Street, Level 3, Heartland House, 277 Broadway Newmarket, Auckland, NZL, 1023
Heartland Group Holdings Ltd is engaged in the operation of the reverse mortgage. Geographically it operates in both New Zealand and Australia. It offers business loans, rural loans, home loans, car loans , personal lending services and others. Further, it is also involved in saving and deposits activity and also provides internet banking services.
69GF Score

Get the complete analysis for NZSE:HGH

Total Liabilities is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NZ$1.23
Price
NZ$1.14
GF Value