Upbound Group (STU:RAC) Total Liabilities: €2,087 Mil (As of Mar. 2026)


STU:RAC Upbound Group Inc STU:RAC
71 GF Score
Price €17.27
GF Value €27.94
Valuation Significantly Undervalued
! 7 Warning Signs
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What is Upbound Group Total Liabilities?

Upbound Group STU:RAC -1.06% 71 Total Liabilities is €2,087 Mil as of Mar. 2026. GuruFocus rates STU:RAC with a GF Score™ of 71/100 and a GF Value™ of €27.94 (Significantly Undervalued). The stock has 7 warning signs investors should review.

Upbound Group's Total Liabilities for the quarter that ended in Mar. 2026 was €2,087 Mil.

Upbound Group's quarterly Total Liabilities increased from Sep. 2025 (€2,150.73 Mil) to Dec. 2025 (€2,203.61 Mil) but then declined from Dec. 2025 (€2,203.61 Mil) to Mar. 2026 (€2,086.71 Mil).

Upbound Group's annual Total Liabilities declined from Dec. 2023 (€1,981.69 Mil) to Dec. 2024 (€1,929.75 Mil) but then increased from Dec. 2024 (€1,929.75 Mil) to Dec. 2025 (€2,203.61 Mil).

Upbound Group Total Liabilities Historical Data

* Premium members only.

The historical data trend for Upbound Group's Total Liabilities can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Upbound Group Total Liabilities Chart

Upbound Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Liabilities
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2,194.85 2,113.12 1,981.69 1,929.75 2,203.61

Upbound Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Liabilities Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2,186.62 2,089.38 2,150.73 2,203.61 2,086.71
STU:RAC
71GF Score
Upbound Group Inc STU:RAC
Total Liabilities is just one metric. See GF Score™, valuation, warning signs, and more.
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Upbound Group Total Liabilities Calculation

Total Liabilities are the liabilities that the company has to pay others. It is a part of the balance sheet of a company that shareholders do not own, and would be obligated to pay back if the company liquidated.

Upbound Group's Total Liabilities for the fiscal year that ended in Dec. 2025 is calculated as

Total Liabilities=Total Current Liabilities+Total Noncurrent Liabilities
=Total Current Liabilities+(Long-Term Debt & Capital Lease Obligation+Other Long-Term Liabilities
=407.929+(1585.606+-1.9895196601283E-13
+NonCurrent Deferred Liabilities+PensionAndRetirementBenefit+NonCurrent Deferred Income Tax)
+103.288+106.788+0)
=2,204

Total Liabilities=Total Assets (A: Dec. 2025 )-Total Equity (A: Dec. 2025 )
=2797.773-594.162
=2,204

Upbound Group's Total Liabilities for the quarter that ended in Mar. 2026 is calculated as

Total Liabilities=Total Current Liabilities+Total Noncurrent Liabilities
=Total Current Liabilities+(Long-Term Debt & Capital Lease Obligation+Other Long-Term Liabilities
=486.827+(1494.807+0.0010000000001753
+NonCurrent Deferred Liabilities+PensionAndRetirementBenefit+NonCurrent Deferred Income Tax)
+105.078+0+0)
=2,087

Total Liabilities=Total Assets (Q: Mar. 2026 )-Total Equity (Q: Mar. 2026 )
=2705.821-619.108
=2,087

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Liabilities →
What does a Total Liabilities of €2,087 Mil mean?
Upbound Group (STU:RAC) has a Total Liabilities of €2,087 Mil as of Mar. 2026. The total amount of liabilities as recorded on a company's balance sheet. View historical data for Upbound Group and its competitors.
Is Upbound Group's Total Liabilities too high?
Upbound Group's current Total Liabilities is €2,087 Mil. Overall, Upbound Group has a GF Score™ of 71/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Upbound Group's Total Liabilities compare to CXM and WLTH?
Upbound Group's Total Liabilities of €2,087 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Liabilities for a Software company?
A good Total Liabilities depends on the Software industry context. However, Total Liabilities should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Liabilities mean?
A high Total Liabilities can signal that a stock is expensive relative to its fundamentals. The total amount of liabilities as recorded on a company's balance sheet. View historical data for Upbound Group and its competitors. Upbound Group's current Total Liabilities is €2,087 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Upbound Group stock overvalued right now?
Based on GuruFocus' analysis, Upbound Group (STU:RAC) is currently considered Significantly Undervalued. The stock's GF Value™ is €27.94, compared to a current price of €17.27 — trading 38.2% below its estimated fair value. The current Total Liabilities is €2,087 Mil. Upbound Group's overall GF Score™ is 71/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Liabilities calculated?
Total Liabilities is calculated from a company's financial statements. For Upbound Group (STU:RAC), the current Total Liabilities is €2,087 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Upbound Group (STU:RAC) Overvalued in 2026?

Based on GuruFocus' analysis, Upbound Group stock appears to be undervalued. The current stock price of €17.27 is trading 38.2% below its estimated GF Value™ of €27.94. GuruFocus considers Upbound Group to be Significantly Undervalued.

Key valuation signals for STU:RAC:

  • Total Liabilities: €2,087 Mil
  • GF Value™: €27.94 vs. price of €17.27 (38.2% below fair value)
  • GF Score™: 71/100 with 7 warning signs

No single metric tells the full story. See the STU:RAC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Upbound Group Business Description

Other Exchanges UPBD:USA
Address 5501 Headquarters Drive, Plano, TX, USA, 75024
Upbound Group Inc is an omnichannel platform company committed to elevating financial opportunity for all through inclusive, and technology-driven financial solutions that address the evolving needs and aspirations of consumers. It has four operating segments; The Rent-A-Center Business segment operates lease-to-own stores, the Acima segment offers the lease-to-own transaction to consumers who do not qualify for financing from the traditional retailer, and also offers the lease-to-own transaction through virtual offering solutions, Mexico segment offers lease-to-own stores in Mexico. The The Brigit segment offers various financial health products and tools to help users improve their financial health. The company derives a majority of its revenue from the Acima segment.
71GF Score

Get the complete analysis for STU:RAC

Total Liabilities is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€17.27
Price
€27.94
GF Value