North Pacific Bank (TSE:8524) Total Operating Expense

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSE:8524 North Pacific Bank Ltd TSE:8524
63 GF Score
Price 円1,180.00
GF Value 円781.68
Valuation Significantly Overvalued
! 6 Warning Signs
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What is North Pacific Bank Total Operating Expense?

Total Operating Expense does not apply to banks and insurance companies.

TSE:8524
63GF Score
North Pacific Bank Ltd TSE:8524
Total Operating Expense is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is North Pacific Bank (TSE:8524) Overvalued in 2026?

Based on GuruFocus' analysis, North Pacific Bank stock appears to be overvalued. The current stock price of 円1,180.00 is trading 51% above its estimated GF Value™ of 円781.68. GuruFocus considers North Pacific Bank to be Significantly Overvalued.

Key valuation signals for TSE:8524:

  • Total Operating Expense:
  • GF Value™: 円781.68 vs. price of 円1,180.00 (51% above fair value)
  • GF Score™: 63/100 with 6 warning signs

No single metric tells the full story. See the TSE:8524 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


North Pacific Bank Business Description

Address 7, Odori Nishi 3-chome, Chuo-Ku, Sapporo, JPN, 060-8661
North Pacific Bank Ltd is engaged in the provision of banking products and services. The firm offers time deposit, reserve deposit, government/ public bonds, asset management support services, smartphone-based services, including real-time updates on account balances and transactions, including deposits and withdrawals, along with cashless payment based on QR codes.
63GF Score

Get the complete analysis for TSE:8524

Total Operating Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円1,180.00
Price
円781.68
GF Value