North Pacific Bank (TSE:8524) Cyclically Adjusted Revenue per Share: 円364.74 (As of Mar. 2026)

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TSE:8524 North Pacific Bank Ltd TSE:8524
63 GF Score
Price 円1,140.00
GF Value 円781.71
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is North Pacific Bank Cyclically Adjusted Revenue per Share?

North Pacific Bank TSE:8524 -2.90% 63 Cyclically Adjusted Revenue per Share is 円364.74 as of Mar. 2026. GuruFocus rates TSE:8524 with a GF Score™ of 63/100 and a GF Value™ of 円781.71 (Significantly Overvalued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

North Pacific Bank's adjusted revenue per share for the three months ended in Mar. 2026 was 円228.119. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is 円364.74 for the trailing ten years ended in Mar. 2026.

During the past 12 months, North Pacific Bank's average Cyclically Adjusted Revenue Growth Rate was 5.40% per year. During the past 3 years, the average Cyclically Adjusted Revenue Growth Rate was 0.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Revenue Growth Rate of North Pacific Bank was 0.80% per year. The lowest was -0.60% per year. And the median was 0.10% per year.

As of today (2026-07-30), North Pacific Bank's current stock price is 円1140.00. North Pacific Bank's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was 円364.74. North Pacific Bank's Cyclically Adjusted PS Ratio of today is 3.13.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of North Pacific Bank was 3.34. The lowest was 0.61. And the median was 1.27.


North Pacific Bank  (TSE:8524) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

North Pacific Bank's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=1140.00/364.74
=3.13

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of North Pacific Bank was 3.34. The lowest was 0.61. And the median was 1.27.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


North Pacific Bank Cyclically Adjusted Revenue per Share Related Terms


North Pacific Bank Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for North Pacific Bank's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

North Pacific Bank Cyclically Adjusted Revenue per Share Chart

North Pacific Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 352.57 356.09 336.58 345.94 364.74

North Pacific Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 345.94 346.51 347.69 352.35 364.74

North Pacific Bank Cyclically Adjusted Revenue per Share Competitor Comparison

For the Banks - Regional subindustry, North Pacific Bank's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


North Pacific Bank Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, North Pacific Bank's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where North Pacific Bank's Cyclically Adjusted PS Ratio falls into.


TSE:8524
63GF Score
North Pacific Bank Ltd TSE:8524
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

North Pacific Bank Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, North Pacific Bank's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=228.119/112.7000*112.7000
=228.119

Current CPI (Mar. 2026) = 112.7000.

North Pacific Bank Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 85.577 98.100 98.313
201609 83.286 98.000 95.779
201612 82.246 98.400 94.198
201703 80.163 98.100 92.093
201706 77.627 98.500 88.818
201709 85.619 98.800 97.665
201712 77.646 99.400 88.035
201803 81.510 99.200 92.603
201806 79.409 99.200 90.216
201809 77.112 99.900 86.992
201812 79.871 99.700 90.285
201903 79.445 99.700 89.804
201906 73.718 99.800 83.247
201909 83.356 100.100 93.848
201912 76.273 100.500 85.532
202003 86.991 100.300 97.746
202006 81.354 99.900 91.778
202009 74.844 99.900 84.434
202012 66.668 99.300 75.664
202103 73.054 99.900 82.414
202106 71.927 99.500 81.469
202109 67.941 100.100 76.493
202112 74.855 100.100 84.277
202203 73.696 101.100 82.152
202206 78.586 101.800 87.000
202209 69.639 103.100 76.123
202212 71.444 104.100 77.346
202303 75.292 104.400 81.278
202306 75.531 105.200 80.916
202309 74.042 106.200 78.574
202312 74.938 106.800 79.078
202403 86.091 107.200 90.508
202406 78.031 108.200 81.276
202409 77.622 108.900 80.331
202412 89.265 110.700 90.878
202503 94.390 111.100 95.749
202506 91.458 111.700 92.277
202509 94.806 112.000 95.399
202512 109.026 113.000 108.737
202603 228.119 112.700 228.119

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of 円364.74 mean?
North Pacific Bank (TSE:8524) has a Cyclically Adjusted Revenue per Share of 円364.74 as of Mar. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on North Pacific Bank and its competitors.
Is North Pacific Bank's Cyclically Adjusted Revenue per Share too high?
North Pacific Bank's current Cyclically Adjusted Revenue per Share is 円364.74. Overall, North Pacific Bank has a GF Score™ of 63/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does North Pacific Bank's Cyclically Adjusted Revenue per Share compare to competitors?
North Pacific Bank's Cyclically Adjusted Revenue per Share of 円364.74 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for a Banks company?
A good Cyclically Adjusted Revenue per Share depends on the Banks industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on North Pacific Bank and its competitors. North Pacific Bank's current Cyclically Adjusted Revenue per Share is 円364.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is North Pacific Bank stock overvalued right now?
Based on GuruFocus' analysis, North Pacific Bank (TSE:8524) is currently considered Significantly Overvalued. The stock's GF Value™ is 円781.71, compared to a current price of 円1,140.00 — trading 45.8% above its estimated fair value. The current Cyclically Adjusted Revenue per Share is 円364.74. North Pacific Bank's overall GF Score™ is 63/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For North Pacific Bank (TSE:8524), the current Cyclically Adjusted Revenue per Share is 円364.74 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is North Pacific Bank (TSE:8524) Overvalued in 2026?

Based on GuruFocus' analysis, North Pacific Bank stock appears to be overvalued. The current stock price of 円1,140.00 is trading 45.8% above its estimated GF Value™ of 円781.71. GuruFocus considers North Pacific Bank to be Significantly Overvalued.

Key valuation signals for TSE:8524:

  • Cyclically Adjusted Revenue per Share: 円364.74
  • GF Value™: 円781.71 vs. price of 円1,140.00 (45.8% above fair value)
  • GF Score™: 63/100 with 6 warning signs

No single metric tells the full story. See the TSE:8524 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


North Pacific Bank Business Description

Address 7, Odori Nishi 3-chome, Chuo-Ku, Sapporo, JPN, 060-8661
North Pacific Bank Ltd is engaged in the provision of banking products and services. The firm offers time deposit, reserve deposit, government/ public bonds, asset management support services, smartphone-based services, including real-time updates on account balances and transactions, including deposits and withdrawals, along with cashless payment based on QR codes.
63GF Score

Get the complete analysis for TSE:8524

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円1,140.00
Price
円781.71
GF Value