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National Australia BankASX:NAB -0.40%67 5-Year Yield-on-Cost % is 7.63 as of Jul. 20, 2026, which is 15% below its 10-year median of 8.97. GuruFocus rates ASX:NAB with a GF Score™ of 67/100 and a GF Value™ of A$42.30 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,255 Banks companies, National Australia Bank ranks better than 81.43% on this metric.
The historical rank and industry rank for National Australia Bank's 5-Year Yield-on-Cost % or its related term are showing as below:
ASX:NAB'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 4.86 Med: 8.97 Max: 21.5
Current: 7.63
During the past 13 years, National Australia Bank's highest Yield on Cost was 21.50. The lowest was 4.86. And the median was 8.97.
ASX:NAB's 5-Year Yield-on-Cost % is ranked better than 81.43% of 1255
companies
in the Banks industry
Industry Median: 3.86
vs ASX:NAB: 7.63
National Australia Bank (ASX:NAB) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
National Australia Bank 5-Year Yield-on-Cost % Related Terms
ASX:NAB vs JPM, BAC, WFC: 5-Year Yield-on-Cost % Comparison
For the Banks - Diversified subindustry, National Australia Bank's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
National Australia Bank 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, National Australia Bank's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where National Australia Bank's 5-Year Yield-on-Cost % falls into.
National Australia Bank 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
National Australia Bank (ASX:NAB) has a 5-Year Yield-on-Cost % of 7.63 as of Jul. 20, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on National Australia Bank and its competitors. This is 15% below median its historical median of 8.97. Over the past decade, National Australia Bank's 5-Year Yield-on-Cost % has ranged from 4.86 to 21.50. According to the industry distribution chart, National Australia Bank ranks #233 out of 1255 companies in the Banks industry, placing it in the top 18.6%.
Is National Australia Bank's 5-Year Yield-on-Cost % too high?
National Australia Bank's current 5-Year Yield-on-Cost % of 7.63 is 15% below median its 10-year median of 8.97. Over the past 10 years, this metric has ranged from a low of 4.86 to a high of 21.50. The Banks industry median 5-Year Yield-on-Cost % is 3.86. National Australia Bank's value of 7.63 is 97.7% above this industry median. Based on the distribution chart, National Australia Bank ranks #233 out of 1255 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, National Australia Bank has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does National Australia Bank's 5-Year Yield-on-Cost % compare to JPM and BAC?
According to the Banks industry distribution chart, National Australia Bank ranks #233 out of 1255 companies for 5-Year Yield-on-Cost %. This places National Australia Bank in the top 19% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.86. National Australia Bank's value of 7.63 is 97.7% above this benchmark. Historically, National Australia Bank's own 5-Year Yield-on-Cost % has ranged from 4.86 to 21.50 over the past decade. While the company's 10-year median is 8.97 vs. the industry median of 3.86, National Australia Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.86, based on 1,255 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. National Australia Bank's current 5-Year Yield-on-Cost % of 7.63 is 97.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on National Australia Bank and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. National Australia Bank's current 5-Year Yield-on-Cost % is 7.63, which is 15% below median its own 10-year median of 8.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Australia Bank stock overvalued right now?
Based on GuruFocus' analysis, National Australia Bank (ASX:NAB) is currently considered Fairly Valued. The stock's GF Value™ is A$42.30, compared to a current price of A$39.69 — trading 6.2% below its estimated fair value. The current 5-Year Yield-on-Cost % is 7.63, which is 15% below median its 10-year median of 8.97 and 97.7% above the Banks industry median of 3.86. National Australia Bank's overall GF Score™ is 67/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For National Australia Bank (ASX:NAB), the current 5-Year Yield-on-Cost % is 7.63 as of Jul. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is National Australia Bank (ASX:NAB) Overvalued in 2026?
Based on GuruFocus' analysis, National Australia Bank stock appears to be undervalued.
The current stock price of A$39.69 is trading 6.2% below its estimated GF Value™ of A$42.30.
GuruFocus considers National Australia Bank to be Fairly Valued.
Key valuation signals for ASX:NAB:
5-Year Yield-on-Cost %: 7.63 (15% below median its 10-year median of 8.97)
GF Value™: A$42.30 vs. price of A$39.69 (6.2% below fair value)
Industry Position: 97.7% above the Banks median (#233 of 1255)
No single metric tells the full story. See the ASX:NAB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
National Australia Bank is the most business-focused of the four major banks, holding the largest share of business loans and the number-three spot in home loans. National Australia Bank is currently the second-largest bank by market capitalization, with the franchise covering consumer, small business, corporate, and institutional sectors. Under the UBank brand the bank also owns one of Australia's largest digital-only banks. Offshore operations in New Zealand round out the group.
67GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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