Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
IFS Capital Holdings (Thailand) PCLBKK:IFS -1.02%65 5-Year Yield-on-Cost % is 4.15 as of Aug. 02, 2026, which is 2% below its 10-year median of 4.22. GuruFocus rates BKK:IFS with a GF Score™ of 65/100 and a GF Value™ of ฿2.69 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 210 Credit Services companies, IFS Capital Holdings (Thailand) PCL ranks worse than 54.29% on this metric.
IFS Capital Holdings (Thailand) PCL (BKK:IFS) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
IFS Capital Holdings (Thailand) PCL 5-Year Yield-on-Cost % Related Terms
BKK:IFS vs V, MA, AXP: 5-Year Yield-on-Cost % Comparison
For the Credit Services subindustry, IFS Capital Holdings (Thailand) PCL's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
IFS Capital Holdings (Thailand) PCL 5-Year Yield-on-Cost % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, IFS Capital Holdings (Thailand) PCL's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where IFS Capital Holdings (Thailand) PCL's 5-Year Yield-on-Cost % falls into.
IFS Capital Holdings (Thailand) PCL 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
IFS Capital Holdings (Thailand) PCL (BKK:IFS) has a 5-Year Yield-on-Cost % of 4.15 as of Aug. 02, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on IFS Capital Holdings (Thailand) PCL and its competitors. This is near median its historical median of 4.22. Over the past decade, IFS Capital Holdings (Thailand) PCL's 5-Year Yield-on-Cost % has ranged from 1.78 to 10.10. According to the industry distribution chart, IFS Capital Holdings (Thailand) PCL ranks #114 out of 210 companies in the Credit Services industry, placing it in the top 54.3%.
Is IFS Capital Holdings (Thailand) PCL's 5-Year Yield-on-Cost % too high?
IFS Capital Holdings (Thailand) PCL's current 5-Year Yield-on-Cost % of 4.15 is near median its 10-year median of 4.22. Over the past 10 years, this metric has ranged from a low of 1.78 to a high of 10.10. The Credit Services industry median 5-Year Yield-on-Cost % is 4.54. IFS Capital Holdings (Thailand) PCL's value of 4.15 is 8.6% below this industry median. Based on the distribution chart, IFS Capital Holdings (Thailand) PCL ranks #114 out of 210 companies in the Credit Services industry, which is below the industry midpoint. Overall, IFS Capital Holdings (Thailand) PCL has a GF Score™ of 65/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does IFS Capital Holdings (Thailand) PCL's 5-Year Yield-on-Cost % compare to V and MA?
According to the Credit Services industry distribution chart, IFS Capital Holdings (Thailand) PCL ranks #114 out of 210 companies for 5-Year Yield-on-Cost %. This places IFS Capital Holdings (Thailand) PCL in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 4.54. IFS Capital Holdings (Thailand) PCL's value of 4.15 is 8.6% below this benchmark. Historically, IFS Capital Holdings (Thailand) PCL's own 5-Year Yield-on-Cost % has ranged from 1.78 to 10.10 over the past decade. While the company's 10-year median is 4.22 vs. the industry median of 4.54, IFS Capital Holdings (Thailand) PCL has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Credit Services company?
The median 5-Year Yield-on-Cost % among Credit Services companies is 4.54, based on 210 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. IFS Capital Holdings (Thailand) PCL's current 5-Year Yield-on-Cost % of 4.15 is 8.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on IFS Capital Holdings (Thailand) PCL and its competitors. For the Credit Services industry, the median 5-Year Yield-on-Cost % is 4.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. IFS Capital Holdings (Thailand) PCL's current 5-Year Yield-on-Cost % is 4.15, which is near median its own 10-year median of 4.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IFS Capital Holdings (Thailand) PCL stock overvalued right now?
Based on GuruFocus' analysis, IFS Capital Holdings (Thailand) PCL (BKK:IFS) is currently considered Modestly Undervalued. The stock's GF Value™ is ฿2.69, compared to a current price of ฿1.94 — trading 27.9% below its estimated fair value. The current 5-Year Yield-on-Cost % is 4.15, which is near median its 10-year median of 4.22 and 8.6% below the Credit Services industry median of 4.54. IFS Capital Holdings (Thailand) PCL's overall GF Score™ is 65/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For IFS Capital Holdings (Thailand) PCL (BKK:IFS), the current 5-Year Yield-on-Cost % is 4.15 as of Aug. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is IFS Capital Holdings (Thailand) PCL (BKK:IFS) Overvalued in 2026?
Based on GuruFocus' analysis, IFS Capital Holdings (Thailand) PCL stock appears to be undervalued.
The current stock price of ฿1.94 is trading 27.9% below its estimated GF Value™ of ฿2.69.
GuruFocus considers IFS Capital Holdings (Thailand) PCL to be Modestly Undervalued.
Key valuation signals for BKK:IFS:
5-Year Yield-on-Cost %: 4.15 (near median its 10-year median of 4.22)
GF Value™: ฿2.69 vs. price of ฿1.94 (27.9% below fair value)
Industry Position: 8.6% below the Credit Services median (#114 of 210)
No single metric tells the full story. See the BKK:IFS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
IFS Capital Holdings (Thailand) PCL is a Thailand-based company which is involved in three business segments. A factoring business is a short-term loan that provides liquidity to the business immediately and enables the business to increase its turnover in the form of buying accounts receivable. The factoring facility applies to both domestic and international sales. Hire purchase and finance leasing businesses are long-term loans for investment in the business industry. Others encompass a range of activities from corporate decisions, income, and expenses not attributed to the business segments described. The majority of revenue is derived from Factoring Business.
65GF Score
Get the complete analysis for BKK:IFS
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BKK:IFS has been successfully added to your 
