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Repco Home FinanceBOM:535322 +1.01%77 5-Year Yield-on-Cost % is 1.47 as of Sep. 05, 2026, which is 25% below its 10-year median of 1.97. GuruFocus rates BOM:535322 with a GF Score™ of 77/100 and a GF Value™ of ₹455.41 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 1,243 Banks companies, Repco Home Finance ranks worse than 88.33% on this metric.
Repco Home Finance's yield on cost for the quarter that ended in Jun. 2026 was 1.47.
The historical rank and industry rank for Repco Home Finance's 5-Year Yield-on-Cost % or its related term are showing as below:
BOM:535322'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.45 Med: 1.97 Max: 7.09
Current: 1.47
During the past 13 years, Repco Home Finance's highest Yield on Cost was 7.09. The lowest was 0.45. And the median was 1.97.
BOM:535322's 5-Year Yield-on-Cost % is ranked worse than 88.33% of 1243
companies
in the Banks industry
Industry Median: 3.81
vs BOM:535322: 1.47
Repco Home Finance (BOM:535322) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Repco Home Finance 5-Year Yield-on-Cost % Related Terms
BOM:535322 vs RKT, FNMA, PFSI: 5-Year Yield-on-Cost % Comparison
For the Mortgage Finance subindustry, Repco Home Finance's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Repco Home Finance 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Repco Home Finance's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Repco Home Finance's 5-Year Yield-on-Cost % falls into.
Repco Home Finance 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Repco Home Finance (BOM:535322) has a 5-Year Yield-on-Cost % of 1.47 as of Sep. 05, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Repco Home Finance and its competitors. This is 25% below median its historical median of 1.97. Over the past decade, Repco Home Finance's 5-Year Yield-on-Cost % has ranged from 0.45 to 7.09. According to the industry distribution chart, Repco Home Finance ranks #1098 out of 1243 companies in the Banks industry, placing it in the top 88.3%.
Is Repco Home Finance's 5-Year Yield-on-Cost % too high?
Repco Home Finance's current 5-Year Yield-on-Cost % of 1.47 is 25% below median its 10-year median of 1.97. Over the past 10 years, this metric has ranged from a low of 0.45 to a high of 7.09. The Banks industry median 5-Year Yield-on-Cost % is 3.81. Repco Home Finance's value of 1.47 is 61.4% below this industry median. Based on the distribution chart, Repco Home Finance ranks #1098 out of 1243 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Repco Home Finance has a GF Score™ of 77/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Repco Home Finance's 5-Year Yield-on-Cost % compare to RKT and FNMA?
According to the Banks industry distribution chart, Repco Home Finance ranks #1098 out of 1243 companies for 5-Year Yield-on-Cost %. This places Repco Home Finance in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.81. Repco Home Finance's value of 1.47 is 61.4% below this benchmark. Historically, Repco Home Finance's own 5-Year Yield-on-Cost % has ranged from 0.45 to 7.09 over the past decade. While the company's 10-year median is 1.97 vs. the industry median of 3.81, Repco Home Finance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.81, based on 1,243 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Repco Home Finance's current 5-Year Yield-on-Cost % of 1.47 is 61.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Repco Home Finance and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Repco Home Finance's current 5-Year Yield-on-Cost % is 1.47, which is 25% below median its own 10-year median of 1.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Repco Home Finance stock overvalued right now?
Based on GuruFocus' analysis, Repco Home Finance (BOM:535322) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹455.41, compared to a current price of ₹359.00 — trading 21.2% below its estimated fair value. The current 5-Year Yield-on-Cost % is 1.47, which is 25% below median its 10-year median of 1.97 and 61.4% below the Banks industry median of 3.81. Repco Home Finance's overall GF Score™ is 77/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Repco Home Finance (BOM:535322), the current 5-Year Yield-on-Cost % is 1.47 as of Sep. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Repco Home Finance (BOM:535322) Overvalued in 2026?
Based on GuruFocus' analysis, Repco Home Finance stock appears to be undervalued.
The current stock price of ₹359.00 is trading 21.2% below its estimated GF Value™ of ₹455.41.
GuruFocus considers Repco Home Finance to be Modestly Undervalued.
Key valuation signals for BOM:535322:
5-Year Yield-on-Cost %: 1.47 (25% below median its 10-year median of 1.97)
GF Value™: ₹455.41 vs. price of ₹359.00 (21.2% below fair value)
Industry Position: 61.4% below the Banks median (#1098 of 1243)
No single metric tells the full story. See the BOM:535322 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Repco Home Finance Ltd is an India-based company that is engaged in housing finance. The company provides a broad range of individual home loans and loans against property. The company operates in two business segments: Individual Home Loans and Home Equity. The company operates business solely in India, with a retail network of branches and satellite centers expanding across several states.
77GF Score
Get the complete analysis for BOM:535322
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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