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Repco Home Finance (BOM:535322) Cyclically Adjusted Book per Share : ₹359.04 (As of Mar. 2025)


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What is Repco Home Finance Cyclically Adjusted Book per Share?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Repco Home Finance's adjusted book value per share for the three months ended in Mar. 2025 was ₹547.792. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is ₹359.04 for the trailing ten years ended in Mar. 2025.

During the past 12 months, Repco Home Finance's average Cyclically Adjusted Book Growth Rate was 13.70% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 19.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Repco Home Finance was 19.00% per year. The lowest was 19.00% per year. And the median was 19.00% per year.

As of today (2025-06-01), Repco Home Finance's current stock price is ₹390.60. Repco Home Finance's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2025 was ₹359.04. Repco Home Finance's Cyclically Adjusted PB Ratio of today is 1.09.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Repco Home Finance was 1.74. The lowest was 0.56. And the median was 1.09.


Repco Home Finance Cyclically Adjusted Book per Share Historical Data

The historical data trend for Repco Home Finance's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Repco Home Finance Cyclically Adjusted Book per Share Chart

Repco Home Finance Annual Data
Trend Mar16 Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only - 213.07 270.48 315.79 359.04

Repco Home Finance Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 315.79 - 341.91 - 359.04

Competitive Comparison of Repco Home Finance's Cyclically Adjusted Book per Share

For the Mortgage Finance subindustry, Repco Home Finance's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Repco Home Finance's Cyclically Adjusted PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Repco Home Finance's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Repco Home Finance's Cyclically Adjusted PB Ratio falls into.


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Repco Home Finance Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Repco Home Finance's adjusted Book Value per Share data for the three months ended in Mar. 2025 was:

Adj_Book= Book Value per Share /CPI of Mar. 2025 (Change)*Current CPI (Mar. 2025)
=547.792/157.5517*157.5517
=547.792

Current CPI (Mar. 2025) = 157.5517.

Repco Home Finance Quarterly Data

Book Value per Share CPI Adj_Book
201312 0.000 91.425 0.000
201403 118.746 91.425 204.634
201406 0.000 94.103 0.000
201409 121.214 96.780 197.328
201412 0.000 96.780 0.000
201503 131.063 97.163 212.521
201506 0.000 99.841 0.000
201509 142.005 101.753 219.876
201512 0.000 102.901 0.000
201603 154.017 102.518 236.696
201703 181.066 105.196 271.182
201803 212.310 109.786 304.681
201806 0.000 111.317 0.000
201809 0.000 115.142 0.000
201812 0.000 115.142 0.000
201903 248.887 118.202 331.742
201906 0.000 120.880 0.000
201909 272.695 123.175 348.801
201912 0.000 126.235 0.000
202003 292.521 124.705 369.569
202006 0.000 127.000 0.000
202009 314.429 130.118 380.723
202012 0.000 130.889 0.000
202103 337.728 131.771 403.805
202106 0.000 134.084 0.000
202109 353.955 135.847 410.507
202112 0.000 138.161 0.000
202203 366.038 138.822 415.424
202206 0.000 142.347 0.000
202209 386.229 144.661 420.645
202212 0.000 145.763 0.000
202303 413.863 146.865 443.979
202306 0.000 150.280 0.000
202309 442.394 151.492 460.090
202312 0.000 152.924 0.000
202403 477.198 153.035 491.284
202406 0.000 155.789 0.000
202409 510.580 157.882 509.511
202412 0.000 158.323 0.000
202503 547.792 157.552 547.792

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.


Repco Home Finance  (BOM:535322) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Repco Home Finance's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=390.60/359.04
=1.09

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Repco Home Finance was 1.74. The lowest was 0.56. And the median was 1.09.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Repco Home Finance Cyclically Adjusted Book per Share Related Terms

Thank you for viewing the detailed overview of Repco Home Finance's Cyclically Adjusted Book per Share provided by GuruFocus.com. Please click on the following links to see related term pages.


Repco Home Finance Business Description

Industry
Traded in Other Exchanges
Address
Sardar Patel Road, Third Floor, Alexander Square, Old No. 34 and 35, New No. 2, Guindy, Chennai, TN, IND, 600032
Repco Home Finance Ltd is an India-based company that is engaged in housing finance. The company provides a broad range of individual home loans and loans against property. The Company has identified a single segment which is providing long-term housing finance, loans against property and refinance loans. Its products are designed to address its customers' various financial requirements, including for construction or purchase of house property, for repair and renovation of existing property, for the purchase of plots, and loans against property. The company operates business solely in India, with a retail network of branches and satellite centers expanding across several states.

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