First Habib Modaraba (KAR:FHAM) 5-Year Yield-on-Cost %: 6.93 (As of Jul. 25, 2026)

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What is First Habib Modaraba 5-Year Yield-on-Cost %?

First Habib Modaraba KAR:FHAM +0.95% 5-Year Yield-on-Cost % is 6.93 as of Jul. 25, 2026.

First Habib Modaraba's yield on cost for the quarter that ended in . 20 was 6.93.


The historical rank and industry rank for First Habib Modaraba's 5-Year Yield-on-Cost % or its related term are showing as below:

KAR:FHAM' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0   Med: 0   Max: 8.23
Current: 6.93

During the past 0 years, First Habib Modaraba's highest Yield on Cost was 8.23. The lowest was 0.00. And the median was 0.00.


KAR:FHAM's 5-Year Yield-on-Cost % is not ranked
in the Credit Services industry.
Industry Median: 4.65 vs KAR:FHAM: 6.93

First Habib Modaraba  (KAR:FHAM) 5-Year Yield-on-Cost % Explanation

Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.

First Habib Modaraba 5-Year Yield-on-Cost % Related Terms

KAR:FHAM vs LYL: 5-Year Yield-on-Cost % Comparison

For the Credit Services subindustry, First Habib Modaraba's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

First Habib Modaraba 5-Year Yield-on-Cost % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, First Habib Modaraba's 5-Year Yield-on-Cost % distribution charts can be found below:

* The bar in red indicates where First Habib Modaraba's 5-Year Yield-on-Cost % falls into.


First Habib Modaraba 5-Year Yield-on-Cost % Calculation

Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.

Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.

Therefore, Yield-on-Cost of First Habib Modaraba is calculated as

Yield-on-Cost=Dividend Yield %*(1+Dividend Growth Rate)^5
Frequently Asked Questions Learn more about 5-Year Yield-on-Cost % →
What does a 5-Year Yield-on-Cost % of 6.93 mean?
First Habib Modaraba (KAR:FHAM) has a 5-Year Yield-on-Cost % of 6.93 as of Jul. 25, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on First Habib Modaraba and its competitors.
Is First Habib Modaraba's 5-Year Yield-on-Cost % too high?
First Habib Modaraba's current 5-Year Yield-on-Cost % is 6.93. The Credit Services industry median 5-Year Yield-on-Cost % is 4.65. First Habib Modaraba's value of 6.93 is 49% above this industry median.
How does First Habib Modaraba's 5-Year Yield-on-Cost % compare to LYL?
First Habib Modaraba's 5-Year Yield-on-Cost % of 6.93 can be compared against companies in the Credit Services industry. The industry median 5-Year Yield-on-Cost % is 4.65. First Habib Modaraba's value of 6.93 is 49% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Credit Services company?
The median 5-Year Yield-on-Cost % among Credit Services companies is 4.65, based on 211 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First Habib Modaraba's current 5-Year Yield-on-Cost % of 6.93 is 49% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on First Habib Modaraba and its competitors. For the Credit Services industry, the median 5-Year Yield-on-Cost % is 4.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Habib Modaraba's current 5-Year Yield-on-Cost % is 6.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Habib Modaraba stock overvalued right now?
First Habib Modaraba (KAR:FHAM) has a current 5-Year Yield-on-Cost % of 6.93. The current 5-Year Yield-on-Cost % is 6.93 and 49% above the Credit Services industry median of 4.65. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For First Habib Modaraba (KAR:FHAM), the current 5-Year Yield-on-Cost % is 6.93 as of Jul. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

First Habib Modaraba Business Description

Address I.I. Chundrigar Road, 6th Floor, HBZ Plaza (Hirani Centre), Karachi, SD, PAK
First Habib Modaraba provides financial services. It operates in two segments: Lease financing assets and Diminishing musharaka financing. The company generates maximum revenue from the Diminishing musharaka financing segment. The firm's products are Murabaha, Salam, Istisna and others.