First Habib Modaraba (KAR:FHAM) Net Margin %: 0.00% (As of . 20)


What is First Habib Modaraba Net Margin %?

First Habib Modaraba KAR:FHAM +0.71% Net Margin % is 0.00% as of . 20.

Net margin is calculated as Net Income divided by its Revenue. First Habib Modaraba's Net Income for the three months ended in . 20 was ₨0.00 Mil. First Habib Modaraba's Revenue for the three months ended in . 20 was ₨0.00 Mil. Therefore, First Habib Modaraba's net margin for the quarter that ended in . 20 was 0.00%.

The historical rank and industry rank for First Habib Modaraba's Net Margin % or its related term are showing as below:


KAR:FHAM's Net Margin % is not ranked *
in the Credit Services industry.
Industry Median: 14.52
* Ranked among companies with meaningful Net Margin % only.

First Habib Modaraba  (KAR:FHAM) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


First Habib Modaraba Net Margin % Related Terms


First Habib Modaraba Net Margin % Historical Data

* Premium members only.

The historical data trend for First Habib Modaraba's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Habib Modaraba Net Margin % Chart

First Habib Modaraba Annual Data
Trend
Net Margin %

First Habib Modaraba Quarterly Data
Net Margin %

KAR:FHAM vs LYL: Net Margin % Comparison

For the Credit Services subindustry, First Habib Modaraba's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Habib Modaraba Net Margin % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, First Habib Modaraba's Net Margin % distribution charts can be found below:

* The bar in red indicates where First Habib Modaraba's Net Margin % falls into.



First Habib Modaraba Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

First Habib Modaraba's Net Margin for the fiscal year that ended in . 20 is calculated as

Net Margin=Net Income (A: . 20 )/Revenue (A: . 20 )
=/
= %

First Habib Modaraba's Net Margin for the quarter that ended in . 20 is calculated as

Net Margin=Net Income (Q: . 20 )/Revenue (Q: . 20 )
=/
= %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 0.00% mean?
First Habib Modaraba (KAR:FHAM) has a Net Margin % of 0.00% as of . 20. Net margin is the ratio of total net income to net sales. View historical data on First Habib Modaraba and its competitors.
Is First Habib Modaraba's Net Margin % too high?
First Habib Modaraba's current Net Margin % is 0.00%.
How does First Habib Modaraba's Net Margin % compare to LYL?
First Habib Modaraba's Net Margin % of 0.00% can be compared against companies in the Credit Services industry. The industry median Net Margin % is 14.52. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Credit Services company?
The median Net Margin % among Credit Services companies is 14.52, based on 534 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on First Habib Modaraba and its competitors. For the Credit Services industry, the median Net Margin % is 14.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Habib Modaraba's current Net Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Habib Modaraba stock overvalued right now?
First Habib Modaraba (KAR:FHAM) has a current Net Margin % of 0.00%. The current Net Margin % is 0.00%. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For First Habib Modaraba (KAR:FHAM), the current Net Margin % is 0.00% as of . 20. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

First Habib Modaraba Business Description

Address I.I. Chundrigar Road, 6th Floor, HBZ Plaza (Hirani Centre), Karachi, SD, PAK
First Habib Modaraba provides financial services. It operates in two segments: Lease financing assets and Diminishing musharaka financing. The company generates maximum revenue from the Diminishing musharaka financing segment. The firm's products are Murabaha, Salam, Istisna and others.