First Habib Modaraba (KAR:FHAM) PB Ratio: (As of Jul. 13, 2026)


What is First Habib Modaraba PB Ratio?

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-13), First Habib Modaraba's share price is ₨33.89. First Habib Modaraba's Book Value per Share for the fiscal year that ended in . 20 was ₨0.00. Hence, First Habib Modaraba's PB Ratio of today is .

The historical rank and industry rank for First Habib Modaraba's PB Ratio or its related term are showing as below:

KAR:FHAM's PB Ratio is not ranked *
in the Credit Services industry.
Industry Median: 1.05
* Ranked among companies with meaningful PB Ratio only.

Back to Basics: PB Ratio


First Habib Modaraba  (KAR:FHAM) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


First Habib Modaraba PB Ratio Related Terms


First Habib Modaraba PB Ratio Historical Data

* Premium members only.

The historical data trend for First Habib Modaraba's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Habib Modaraba PB Ratio Chart

First Habib Modaraba Annual Data
Trend
PB Ratio

First Habib Modaraba Quarterly Data
PB Ratio

KAR:FHAM vs LYL: PB Ratio Comparison

For the Credit Services subindustry, First Habib Modaraba's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Habib Modaraba PB Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, First Habib Modaraba's PB Ratio distribution charts can be found below:

* The bar in red indicates where First Habib Modaraba's PB Ratio falls into.



First Habib Modaraba PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

First Habib Modaraba's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (A: . 20)
=33.89/
=

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.


First Habib Modaraba Business Description

Address I.I. Chundrigar Road, 6th Floor, HBZ Plaza (Hirani Centre), Karachi, SD, PAK
First Habib Modaraba provides financial services. It operates in two segments: Lease financing assets and Diminishing musharaka financing. The company generates maximum revenue from the Diminishing musharaka financing segment. The firm's products are Murabaha, Salam, Istisna and others.