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National Bank of GreeceLTS:0RCR 63 5-Year Yield-on-Cost % is 18.54 as of Jul. 27, 2026, which is 313% above its 10-year median of 4.49. GuruFocus rates LTS:0RCR with a GF Score™ of 63/100 and a GF Value™ of €1.68 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 1,252 Banks companies, National Bank of Greece ranks worse than 59.9% on this metric.
The historical rank and industry rank for National Bank of Greece's 5-Year Yield-on-Cost % or its related term are showing as below:
LTS:0RCR'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 3.19 Med: 4.49 Max: 18.54
Current: 18.54
During the past 13 years, National Bank of Greece's highest Yield on Cost was 18.54. The lowest was 3.19. And the median was 4.49.
LTS:0RCR's 5-Year Yield-on-Cost % is ranked worse than 59.9% of 1252
companies
in the Banks industry
Industry Median: 3.875
vs LTS:0RCR: 18.54
National Bank of Greece (LTS:0RCR) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
National Bank of Greece 5-Year Yield-on-Cost % Related Terms
LTS:0RCR vs PNC, USB: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, National Bank of Greece's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
National Bank of Greece 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, National Bank of Greece's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where National Bank of Greece's 5-Year Yield-on-Cost % falls into.
National Bank of Greece 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
National Bank of Greece (LTS:0RCR) has a 5-Year Yield-on-Cost % of 18.54 as of Jul. 27, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on National Bank of Greece and its competitors. This is 313% above median its historical median of 4.49. Over the past decade, National Bank of Greece's 5-Year Yield-on-Cost % has ranged from 3.19 to 18.54. According to the industry distribution chart, National Bank of Greece ranks #750 out of 1252 companies in the Banks industry, placing it in the top 59.9%.
Is National Bank of Greece's 5-Year Yield-on-Cost % too high?
National Bank of Greece's current 5-Year Yield-on-Cost % of 18.54 is 313% above median its 10-year median of 4.49. Over the past 10 years, this metric has ranged from a low of 3.19 to a high of 18.54. The Banks industry median 5-Year Yield-on-Cost % is 3.88. National Bank of Greece's value of 18.54 is 378.5% above this industry median. Based on the distribution chart, National Bank of Greece ranks #750 out of 1252 companies in the Banks industry, which is below the industry midpoint. Overall, National Bank of Greece has a GF Score™ of 63/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does National Bank of Greece's 5-Year Yield-on-Cost % compare to PNC and USB?
According to the Banks industry distribution chart, National Bank of Greece ranks #750 out of 1252 companies for 5-Year Yield-on-Cost %. This places National Bank of Greece in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.88. National Bank of Greece's value of 18.54 is 378.5% above this benchmark. Historically, National Bank of Greece's own 5-Year Yield-on-Cost % has ranged from 3.19 to 18.54 over the past decade. While the company's 10-year median is 4.49 vs. the industry median of 3.88, National Bank of Greece has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.88, based on 1,252 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. National Bank of Greece's current 5-Year Yield-on-Cost % of 18.54 is 378.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on National Bank of Greece and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. National Bank of Greece's current 5-Year Yield-on-Cost % is 18.54, which is 313% above median its own 10-year median of 4.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Bank of Greece stock overvalued right now?
Based on GuruFocus' analysis, National Bank of Greece (LTS:0RCR) is currently considered Significantly Overvalued. The stock's GF Value™ is €1.68, compared to a current price of €2.78 — trading 65.3% above its estimated fair value. The current 5-Year Yield-on-Cost % is 18.54, which is 313% above median its 10-year median of 4.49 and 378.5% above the Banks industry median of 3.88. National Bank of Greece's overall GF Score™ is 63/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For National Bank of Greece (LTS:0RCR), the current 5-Year Yield-on-Cost % is 18.54 as of Jul. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is National Bank of Greece (LTS:0RCR) Overvalued in 2026?
Based on GuruFocus' analysis, National Bank of Greece stock appears to be overvalued.
The current stock price of €2.78 is trading 65.3% above its estimated GF Value™ of €1.68.
GuruFocus considers National Bank of Greece to be Significantly Overvalued.
Key valuation signals for LTS:0RCR:
5-Year Yield-on-Cost %: 18.54 (313% above median its 10-year median of 4.49)
GF Value™: €1.68 vs. price of €2.78 (65.3% above fair value)
Industry Position: 378.5% above the Banks median (#750 of 1252)
No single metric tells the full story. See the LTS:0RCR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
National Bank of Greece SA consists of several subsidiaries offering diverse financial services, including retail, corporate, and investment banking, specialized asset solutions, transactional banking, leasing, factoring, brokerage, asset management, real estate management, and bancassurance-related services. Its segments include Retail Banking, Corporate and Investment Banking, Trouble Assets Units, Global Markets and Asset Management, International Banking Operations, and Other. The group generates maximum revenue from the Retail Banking segment, which, through its branch network and digital business, offers various types of loans (mortgage, consumer, and small business lending), cards (debit, credit, and prepaid cards), deposits, investment, bancassurance, and other products.
63GF Score
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