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Piraeus BankPIRBF 50 5-Year Yield-on-Cost % is 3.04 as of Jul. 15, 2026, which is 12% below its 10-year median of 3.44. GuruFocus rates PIRBF with a GF Score™ of 50/100 and a GF Value™ of $5.02 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 1,256 Banks companies, Piraeus Bank ranks worse than 62.26% on this metric.
Piraeus Bank's yield on cost for the quarter that ended in Mar. 2026 was 3.04.
The historical rank and industry rank for Piraeus Bank's 5-Year Yield-on-Cost % or its related term are showing as below:
PIRBF'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 1.07 Med: 3.44 Max: 5.97
Current: 3.04
During the past 13 years, Piraeus Bank's highest Yield on Cost was 5.97. The lowest was 1.07. And the median was 3.44.
PIRBF's 5-Year Yield-on-Cost % is ranked worse than 62.26% of 1256
companies
in the Banks industry
Industry Median: 3.885
vs PIRBF: 3.04
Piraeus Bank (OTCPK:PIRBF) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Piraeus Bank 5-Year Yield-on-Cost % Related Terms
PIRBF vs PNC, USB: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Piraeus Bank's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Piraeus Bank 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Piraeus Bank's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Piraeus Bank's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of Piraeus Bank is calculated as
Piraeus Bank (PIRBF) has a 5-Year Yield-on-Cost % of 3.04 as of Jul. 15, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Piraeus Bank and its competitors. This is 12% below median its historical median of 3.44. Over the past decade, Piraeus Bank's 5-Year Yield-on-Cost % has ranged from 1.07 to 5.97. According to the industry distribution chart, Piraeus Bank ranks #782 out of 1256 companies in the Banks industry, placing it in the top 62.3%.
Is Piraeus Bank's 5-Year Yield-on-Cost % too high?
Piraeus Bank's current 5-Year Yield-on-Cost % of 3.04 is 12% below median its 10-year median of 3.44. Over the past 10 years, this metric has ranged from a low of 1.07 to a high of 5.97. The Banks industry median 5-Year Yield-on-Cost % is 3.89. Piraeus Bank's value of 3.04 is 21.8% below this industry median. Based on the distribution chart, Piraeus Bank ranks #782 out of 1256 companies in the Banks industry, which is below the industry midpoint. Overall, Piraeus Bank has a GF Score™ of 50/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Piraeus Bank's 5-Year Yield-on-Cost % compare to PNC and USB?
According to the Banks industry distribution chart, Piraeus Bank ranks #782 out of 1256 companies for 5-Year Yield-on-Cost %. This places Piraeus Bank in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.89. Piraeus Bank's value of 3.04 is 21.8% below this benchmark. Historically, Piraeus Bank's own 5-Year Yield-on-Cost % has ranged from 1.07 to 5.97 over the past decade. While the company's 10-year median is 3.44 vs. the industry median of 3.89, Piraeus Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.89, based on 1,256 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Piraeus Bank's current 5-Year Yield-on-Cost % of 3.04 is 21.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Piraeus Bank and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Piraeus Bank's current 5-Year Yield-on-Cost % is 3.04, which is 12% below median its own 10-year median of 3.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Piraeus Bank stock overvalued right now?
Based on GuruFocus' analysis, Piraeus Bank (PIRBF) is currently considered Significantly Overvalued. The stock's GF Value™ is $5.02, compared to a current price of $11.24 — trading 123.9% above its estimated fair value. The current 5-Year Yield-on-Cost % is 3.04, which is 12% below median its 10-year median of 3.44 and 21.8% below the Banks industry median of 3.89. Piraeus Bank's overall GF Score™ is 50/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Piraeus Bank (PIRBF), the current 5-Year Yield-on-Cost % is 3.04 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Piraeus Bank (PIRBF) Overvalued in 2026?
Based on GuruFocus' analysis, Piraeus Bank stock appears to be overvalued.
The current stock price of $11.24 is trading 123.9% above its estimated GF Value™ of $5.02.
GuruFocus considers Piraeus Bank to be Significantly Overvalued.
Key valuation signals for PIRBF:
5-Year Yield-on-Cost %: 3.04 (12% below median its 10-year median of 3.44)
GF Value™: $5.02 vs. price of $11.24 (123.9% above fair value)
Industry Position: 21.8% below the Banks median (#782 of 1256)
No single metric tells the full story. See the PIRBF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Piraeus Bank SA operates as a universal bank in Greece, offering a range of financial services across retail, corporate, and investment banking. The activities of the Group are organized into the following business segments: Retail Banking, Corporate Banking, Non-Performing Exposures (NPE) Management, Piraeus Financial Market (PFM), Insurance and others including Asset management. It provides deposits, loans, credit/debit cards, mortgages, investments, and insurance products.
50GF Score
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