Phillips 66XSWX:PSX +1.08%68 5-Year Yield-on-Cost % is 1.91 as of Jul. 07, 2026, which is 59% below its 10-year median of 4.66. GuruFocus rates XSWX:PSX with a GF Score™ of 68/100 and a GF Value™ of CHF109.70. The stock has 7 warning signs investors should review. Among 504 Oil & Gas companies, Phillips 66 ranks worse than 60.71% on this metric.
Phillips 66's yield on cost for the quarter that ended in Mar. 2026 was 1.91.
The historical rank and industry rank for Phillips 66's 5-Year Yield-on-Cost % or its related term are showing as below:
XSWX:PSX'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 1.91 Med: 4.66 Max: 10.48
Current: 1.91
During the past 13 years, Phillips 66's highest Yield on Cost was 10.48. The lowest was 1.91. And the median was 4.66.
XSWX:PSX's 5-Year Yield-on-Cost % is ranked worse than 60.71% of 504
companies
in the Oil & Gas industry
Industry Median: 5.31
vs XSWX:PSX: 1.91
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Phillips 66 5-Year Yield-on-Cost % Related Terms
XSWX:PSX vs MPC, VLO, SUN: 5-Year Yield-on-Cost % Comparison
For the Oil & Gas Refining & Marketing subindustry, Phillips 66's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Phillips 66 5-Year Yield-on-Cost % vs Oil & Gas Industry
For the Oil & Gas industry and Energy sector, Phillips 66's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Phillips 66's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of Phillips 66 is calculated as
Phillips 66 (XSWX:PSX) has a 5-Year Yield-on-Cost % of 1.91 as of Jul. 07, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Phillips 66 and its competitors. This is 59% below median its historical median of 4.66. Over the past decade, Phillips 66's 5-Year Yield-on-Cost % has ranged from 1.91 to 10.48. According to the industry distribution chart, Phillips 66 ranks #306 out of 504 companies in the Oil & Gas industry, placing it in the top 60.7%.
Is Phillips 66's 5-Year Yield-on-Cost % too high?
Phillips 66's current 5-Year Yield-on-Cost % of 1.91 is 59% below median its 10-year median of 4.66. Over the past 10 years, this metric has ranged from a low of 1.91 to a high of 10.48. The Oil & Gas industry median 5-Year Yield-on-Cost % is 5.31. Phillips 66's value of 1.91 is 64% below this industry median. Based on the distribution chart, Phillips 66 ranks #306 out of 504 companies in the Oil & Gas industry, which is below the industry midpoint. Overall, Phillips 66 has a GF Score™ of 68/100, reflecting its overall financial health beyond just this single metric.
How does Phillips 66's 5-Year Yield-on-Cost % compare to MPC and VLO?
According to the Oil & Gas industry distribution chart, Phillips 66 ranks #306 out of 504 companies for 5-Year Yield-on-Cost %. This places Phillips 66 in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 5.31. Phillips 66's value of 1.91 is 64% below this benchmark. Historically, Phillips 66's own 5-Year Yield-on-Cost % has ranged from 1.91 to 10.48 over the past decade. While the company's 10-year median is 4.66 vs. the industry median of 5.31, Phillips 66 has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for an Oil & Gas company?
The median 5-Year Yield-on-Cost % among Oil & Gas companies is 5.31, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Phillips 66's current 5-Year Yield-on-Cost % of 1.91 is 64% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Phillips 66 and its competitors. For the Oil & Gas industry, the median 5-Year Yield-on-Cost % is 5.31 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Phillips 66's current 5-Year Yield-on-Cost % is 1.91, which is 59% below median its own 10-year median of 4.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Phillips 66 stock overvalued right now?
Phillips 66 (XSWX:PSX) has a current 5-Year Yield-on-Cost % of 1.91. The stock's GF Value™ is CHF109.70, compared to a current price of CHF142.44 — trading 29.8% above its estimated fair value. The current 5-Year Yield-on-Cost % is 1.91, which is 59% below median its 10-year median of 4.66 and 64% below the Oil & Gas industry median of 5.31. Phillips 66's overall GF Score™ is 68/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Phillips 66 (XSWX:PSX), the current 5-Year Yield-on-Cost % is 1.91 as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Phillips 66 (XSWX:PSX) Overvalued in 2026?
Based on GuruFocus' analysis, Phillips 66 stock appears to be overvalued.
The current stock price of CHF142.44 is trading 29.8% above its estimated GF Value™ of CHF109.70.
Key valuation signals for XSWX:PSX:
5-Year Yield-on-Cost %: 1.91 (59% below median its 10-year median of 4.66)
GF Value™: CHF109.70 vs. price of CHF142.44 (29.8% above fair value)
Industry Position: 64% below the Oil & Gas median (#306 of 504)
No single metric tells the full story. See the XSWX:PSX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Phillips 66 is an independent refiner that owns or holds interest in 10 refineries with a total crude throughput capacity of 2.0 million barrels per day, or mmb/d, at the end of 2025. The midstream segment comprises extensive transportation and NGL processing assets. It includes 70,000 miles of crude oil, refined petroleum product, NGL and natural gas pipeline systems, and a comprehensive set of refined petroleum product, NGL and crude oil terminals, gathering and processing plants and fractionation facilities and various other storage and loading facilities. Its CPChem chemical joint venture operates facilities primarily in the United States and the Middle East and produces olefins and polyolefins.
68GF Score
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