Michlol Finance (XTAE:MCLL) 5-Year Yield-on-Cost %: 0.00 (As of Aug. 09, 2026)

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XTAE:MCLL Michlol Finance Ltd XTAE:MCLL
69 GF Score
Price ₪14.54
GF Value ₪9.07
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Michlol Finance 5-Year Yield-on-Cost %?

Michlol Finance XTAE:MCLL -4.97% 69 5-Year Yield-on-Cost % is 0.00 as of Aug. 09, 2026. GuruFocus rates XTAE:MCLL with a GF Score™ of 69/100 and a GF Value™ of ₪9.07 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 211 Credit Services companies, Michlol Finance ranks worse than 473933.18% on this metric.

Michlol Finance's yield on cost for the quarter that ended in Mar. 2026 was 0.00.


The historical rank and industry rank for Michlol Finance's 5-Year Yield-on-Cost % or its related term are showing as below:


During the past 7 years, Michlol Finance's highest Yield on Cost was 2.09. The lowest was 0.00. And the median was 1.19.


XTAE:MCLL's 5-Year Yield-on-Cost % is not ranked *
in the Credit Services industry.
Industry Median: 4.55
* Ranked among companies with meaningful 5-Year Yield-on-Cost % only.

Michlol Finance  (XTAE:MCLL) 5-Year Yield-on-Cost % Explanation

Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.


Michlol Finance 5-Year Yield-on-Cost % Related Terms


XTAE:MCLL vs V, MA, AXP: 5-Year Yield-on-Cost % Comparison

For the Credit Services subindustry, Michlol Finance's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Michlol Finance 5-Year Yield-on-Cost % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Michlol Finance's 5-Year Yield-on-Cost % distribution charts can be found below:

* The bar in red indicates where Michlol Finance's 5-Year Yield-on-Cost % falls into.


XTAE:MCLL
69GF Score
Michlol Finance Ltd XTAE:MCLL
5-Year Yield-on-Cost % is just one metric. See GF Score™, valuation, warning signs, and more.
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Michlol Finance 5-Year Yield-on-Cost % Calculation

Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.

Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.

Therefore, Yield-on-Cost of Michlol Finance is calculated as

Yield-on-Cost=Dividend Yield %*(1+Dividend Growth Rate)^5
Frequently Asked Questions Learn more about 5-Year Yield-on-Cost % →
What does a 5-Year Yield-on-Cost % of 0.00 mean?
Michlol Finance (XTAE:MCLL) has a 5-Year Yield-on-Cost % of 0.00 as of Aug. 09, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Michlol Finance and its competitors. According to the industry distribution chart, Michlol Finance ranks #999999 out of 211 companies in the Credit Services industry.
Is Michlol Finance's 5-Year Yield-on-Cost % too high?
Michlol Finance's current 5-Year Yield-on-Cost % is 0.00. Based on the distribution chart, Michlol Finance ranks #999999 out of 211 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Michlol Finance has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Michlol Finance's 5-Year Yield-on-Cost % compare to V and MA?
According to the Credit Services industry distribution chart, Michlol Finance ranks #999999 out of 211 companies for 5-Year Yield-on-Cost %. This places Michlol Finance in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 4.55. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Credit Services company?
The median 5-Year Yield-on-Cost % among Credit Services companies is 4.55, based on 211 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Michlol Finance and its competitors. For the Credit Services industry, the median 5-Year Yield-on-Cost % is 4.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Michlol Finance's current 5-Year Yield-on-Cost % is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Michlol Finance stock overvalued right now?
Based on GuruFocus' analysis, Michlol Finance (XTAE:MCLL) is currently considered Significantly Overvalued. The stock's GF Value™ is ₪9.07, compared to a current price of ₪14.54 — trading 60.3% above its estimated fair value. The current 5-Year Yield-on-Cost % is 0.00. Michlol Finance's overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Michlol Finance (XTAE:MCLL), the current 5-Year Yield-on-Cost % is 0.00 as of Aug. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Michlol Finance (XTAE:MCLL) Overvalued in 2026?

Based on GuruFocus' analysis, Michlol Finance stock appears to be overvalued. The current stock price of ₪14.54 is trading 60.3% above its estimated GF Value™ of ₪9.07. GuruFocus considers Michlol Finance to be Significantly Overvalued.

Key valuation signals for XTAE:MCLL:

  • 5-Year Yield-on-Cost %: 0.00
  • GF Value™: ₪9.07 vs. price of ₪14.54 (60.3% above fair value)
  • GF Score™: 69/100 with 3 warning signs

No single metric tells the full story. See the XTAE:MCLL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Michlol Finance Business Description

Address Masada 7, BSR 4, 17th Floor, Bnei Brak, ISR
Michlol Finance Ltd is a non-bank credit company that provides financing with closed support to entrepreneurs and construction companies.
69GF Score

Get the complete analysis for XTAE:MCLL

5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₪14.54
Price
₪9.07
GF Value