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During the past 12 months, PICC Property and Casualty Co's average Dividends Per Share Growth Rate was 32.10% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 11.80% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was 7.00% per year.
During the past 10 years, the average Dividends Per Share Growth Rate was 13.50% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of PICC Property and Casualty Co was 31.10% per year. The lowest was -1.00% per year. And the median was 10.85% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
PICC Property and Casualty Co (HKSE:02328) Dividend Yield % Explanation
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PICC Property and Casualty Co Dividend Yield % Chart
HKSE:02328 vs CB, PGR, TRV: Dividend Yield % Comparison
For the Insurance - Property & Casualty subindustry, PICC Property and Casualty Co's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PICC Property and Casualty Co Dividend Yield % vs Insurance Industry
For the Insurance industry and Financial Services sector, PICC Property and Casualty Co's Dividend Yield % distribution charts can be found below:
* The bar in red indicates where PICC Property and Casualty Co's Dividend Yield % falls into.
PICC Property and Casualty Co Dividend Yield % Calculation
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
PICC Property and Casualty Co Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
HKD 0.505993
2026-07-02
2026-07-06
2026-07-31
Cash Dividend
semi-annually
HKD:HKD 1.000000
HKD 0.263048
2025-11-04
2025-11-06
2025-12-12
Cash Dividend
semi-annually
HKD:HKD 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PICC Property and Casualty Co (HKSE:02328) has a Dividend Yield % of 4.57% as of Sep. 21, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on PICC Property and Casualty Co and its competitors. This is near median its historical median of 4.46. Over the past decade, PICC Property and Casualty Co's Dividend Yield % has ranged from 2.06 to 9.66. According to the industry distribution chart, PICC Property and Casualty Co ranks #127 out of 420 companies in the Insurance industry, placing it in the top 30.2%.
Is PICC Property and Casualty Co's Dividend Yield % too high?
PICC Property and Casualty Co's current Dividend Yield % of 4.57% is near median its 10-year median of 4.46. Over the past 10 years, this metric has ranged from a low of 2.06 to a high of 9.66. The Insurance industry median Dividend Yield % is 3.24. PICC Property and Casualty Co's value of 4.57% is 41% above this industry median. Based on the distribution chart, PICC Property and Casualty Co ranks #127 out of 420 companies in the Insurance industry, which is above the industry midpoint. Overall, PICC Property and Casualty Co has a GF Score™ of 86/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PICC Property and Casualty Co's Dividend Yield % compare to CB and PGR?
According to the Insurance industry distribution chart, PICC Property and Casualty Co ranks #127 out of 420 companies for Dividend Yield %. This puts PICC Property and Casualty Co in the upper half of its industry. The industry median Dividend Yield % is 3.24. PICC Property and Casualty Co's value of 4.57% is 41% above this benchmark. Historically, PICC Property and Casualty Co's own Dividend Yield % has ranged from 2.06 to 9.66 over the past decade. While the company's 10-year median is 4.46 vs. the industry median of 3.24, PICC Property and Casualty Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for an Insurance company?
The median Dividend Yield % among Insurance companies is 3.24, based on 420 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PICC Property and Casualty Co's current Dividend Yield % of 4.57% is 41% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on PICC Property and Casualty Co and its competitors. For the Insurance industry, the median Dividend Yield % is 3.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PICC Property and Casualty Co's current Dividend Yield % is 4.57%, which is near median its own 10-year median of 4.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PICC Property and Casualty Co stock overvalued right now?
Based on GuruFocus' analysis, PICC Property and Casualty Co (HKSE:02328) is currently considered Fairly Valued. The stock's GF Value™ is HK$16.03, compared to a current price of HK$16.83 — trading 5% above its estimated fair value. The current Dividend Yield % is 4.57%, which is near median its 10-year median of 4.46 and 41% above the Insurance industry median of 3.24. PICC Property and Casualty Co's overall GF Score™ is 86/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For PICC Property and Casualty Co (HKSE:02328), the current Dividend Yield % is 4.57% as of Sep. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PICC Property and Casualty Co (HKSE:02328) Overvalued in 2026?
Based on GuruFocus' analysis, PICC Property and Casualty Co stock appears to be overvalued.
The current stock price of HK$16.83 is trading 5% above its estimated GF Value™ of HK$16.03.
GuruFocus considers PICC Property and Casualty Co to be Fairly Valued.
Key valuation signals for HKSE:02328:
Dividend Yield %: 4.57% (near median its 10-year median of 4.46)
GF Value™: HK$16.03 vs. price of HK$16.83 (5% above fair value)
Industry Position: 41% above the Insurance median (#127 of 420)
No single metric tells the full story. See the HKSE:02328 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PICC P&C is headquartered in Beijing. The company is China's largest nonlife insurer, commanding nearly 33% domestic market share. Founded by the People's Bank of China in 1949, PICC P&C operates as the flagship subsidiary of PICC Group—a state-owned insurance holding company that retains a 69% equity stake. The company underwrites a comprehensive suite of nonlife insurance products spanning auto, commercial property, liability, credit and surety, accident and health, energy and aerospace, and agricultural lines.
86GF Score
Get the complete analysis for HKSE:02328
Dividend Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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