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Altman Z2-Score, also known as Z"-Score, is used to predict the likelihood that a non-manufacturing company (excluding property/financial company) will face bankruptcy within a two-year period.
Good Sign:
Dynamic Archistructures has a Altman Z2-Score of 22.80, indicating it is in Safe Zones. This implies the Altman Z2-Score is strong.
The zones of discrimination were as such:
When Altman Z2-Score <= 1.1, it is in Distress Zones.
When Altman Z2-Score >= 2.6, it is in Safe Zones.
When Altman Z2-Score is between 1.1 and 2.6, it is in Grey Zones.
The historical rank and industry rank for Dynamic Archistructures's Altman Z2-Score or its related term are showing as below:
During the past 12 years, Dynamic Archistructures's highest Altman Z2-Score was 3743.05. The lowest was 13.65. And the median was 98.14.
The original Z-Score model was based on publicly traded manufacturing companies while the Z2-Score, also known as Z"-score can be used for any type of company excluding property/financial companies. Both Z-Score and Z2-Score describes the financial health of a company, and its likelihood of financial distress.
X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.
X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.
X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:539681 vs V, MA, AXP: Altman Z2-Score Comparison
For the Credit Services subindustry, Dynamic Archistructures's Altman Z2-Score, along with its competitors' market caps and Altman Z2-Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Dynamic Archistructures Altman Z2-Score vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Dynamic Archistructures's Altman Z2-Score distribution charts can be found below:
* The bar in red indicates where Dynamic Archistructures's Altman Z2-Score falls into.
Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
Z2-Score, also known as Z"-Score is the Z-Score for non-manufacturing companies excluding property/financial companies.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z2-Score when X4_2 value is 0.
Dynamic Archistructures (BOM:539681) has a Altman Z2-Score of 22.80 as of Aug. 27, 2026. Z2-Score is the Z-Score for non-manufacturing companies excluding property/financial companies, which measures a company's bankruptcy risk. View historical data on Dynamic Archistructures and its competitors. This is 77% below median its historical median of 98.14. Over the past decade, Dynamic Archistructures' Altman Z2-Score has ranged from 13.65 to 3,743.05.
Is Dynamic Archistructures' Altman Z2-Score too high?
Dynamic Archistructures' current Altman Z2-Score of 22.80 is 77% below median its 10-year median of 98.14. Over the past 10 years, this metric has ranged from a low of 13.65 to a high of 3,743.05. The Credit Services industry median Altman Z2-Score is 3.45. Dynamic Archistructures' value of 22.80 is 560.9% above this industry median.
How does Dynamic Archistructures' Altman Z2-Score compare to V and MA?
Dynamic Archistructures' Altman Z2-Score of 22.80 can be compared against companies in the Credit Services industry. The industry median Altman Z2-Score is 3.45. Dynamic Archistructures' value of 22.80 is 560.9% above this benchmark. Historically, Dynamic Archistructures' own Altman Z2-Score has ranged from 13.65 to 3,743.05 over the past decade. While the company's 10-year median is 98.14 vs. the industry median of 3.45, Dynamic Archistructures has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z2-Score for a Credit Services company?
The median Altman Z2-Score among Credit Services companies is 3.45, based on 261 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z2-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z2-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Dynamic Archistructures's current Altman Z2-Score of 22.80 is 560.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z2-Score mean?
A high Altman Z2-Score can signal that a stock is expensive relative to its fundamentals. Z2-Score is the Z-Score for non-manufacturing companies excluding property/financial companies, which measures a company's bankruptcy risk. View historical data on Dynamic Archistructures and its competitors. For the Credit Services industry, the median Altman Z2-Score is 3.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Dynamic Archistructures's current Altman Z2-Score is 22.80, which is 77% below median its own 10-year median of 98.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dynamic Archistructures stock overvalued right now?
Dynamic Archistructures (BOM:539681) has a current Altman Z2-Score of 22.80. The stock's GF Value™ is ₹7.72, compared to a current price of ₹46.58 — trading 503.4% above its estimated fair value. The current Altman Z2-Score is 22.80, which is 77% below median its 10-year median of 98.14 and 560.9% above the Credit Services industry median of 3.45. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z2-Score calculated?
Altman Z2-Score is calculated from a company's financial statements. For Dynamic Archistructures (BOM:539681), the current Altman Z2-Score is 22.80 as of Aug. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Dynamic Archistructures Ltd is engaged in the credit services business sector. The company is dealing with shares, stocks, debentures, bonds, securities, and other investments. It also finances corporations and other individuals by way of loans or advances and subscribing to capital. It receives maximum revenue in the form of interest on loans.
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