St James's Place (FRA:1IV) Altman Z2-Score

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:1IV St James's Place PLC FRA:1IV
51 GF Score
Price €14.20
GF Value €7.19
Valuation Significantly Overvalued
! 4 Warning Signs
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What is St James's Place Altman Z2-Score?

Altman Z2-Score, also known as Z"-Score, is used to predict the likelihood that a non-manufacturing company (excluding property/financial company) will face bankruptcy within a two-year period.

Altman Z2-Score does not apply to banks and insurance companies.

FRA:1IV
51GF Score
St James's Place PLC FRA:1IV
Altman Z2-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is St James's Place (FRA:1IV) Overvalued in 2026?

Based on GuruFocus' analysis, St James's Place stock appears to be overvalued. The current stock price of €14.20 is trading 97.5% above its estimated GF Value™ of €7.19. GuruFocus considers St James's Place to be Significantly Overvalued.

Key valuation signals for FRA:1IV:

  • Altman Z2-Score:
  • GF Value™: €7.19 vs. price of €14.20 (97.5% above fair value)
  • GF Score™: 51/100 with 4 warning signs

No single metric tells the full story. See the FRA:1IV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


St James's Place Business Description

Other Exchanges STJPF:USASTJl:UKSTJ:UK
Address 1 Tetbury Road, St. James's Place House, Cirencester, GBR, GL7 1FP
St James's Place PLC provides investment and wealth management services to individuals, trustees, and businesses. The company operates in a single-segment wealth management business, which is a vertically integrated business providing support to its clients through the provision of financial advice and assistance through its Partner network, and financial solutions including (but not limited to) wealth management products manufactured in the Group, such as insurance bonds, pensions, unit trust, and ISA investments, and a Discretionary Fund Management (DFM) service. Currently, the company operates only in United kingdom.
51GF Score

Get the complete analysis for FRA:1IV

Altman Z2-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€14.20
Price
€7.19
GF Value