St James's Place (FRA:1IV) Long-Term Capital Lease Obligation: €115 Mil (As of Dec. 2025)

St James's Place FRA:1IV +1.52% 53 Long-Term Capital Lease Obligation is €115 Mil as of Dec. 2025. GuruFocus rates FRA:1IV with a GF Score™ of 53/100 and a GF Value™ of €7.95 (Significantly Overvalued). The stock has 4 warning signs investors should review.

St James's Place's Long-Term Capital Lease Obligation for the quarter that ended in Dec. 2025 was €115 Mil.

St James's Place's quarterly Long-Term Capital Lease Obligation declined from Dec. 2024 (€129 Mil) to Jun. 2025 (€120 Mil) and declined from Jun. 2025 (€120 Mil) to Dec. 2025 (€115 Mil).

St James's Place's annual Long-Term Capital Lease Obligation declined from Dec. 2023 (€140 Mil) to Dec. 2024 (€129 Mil) and declined from Dec. 2024 (€129 Mil) to Dec. 2025 (€115 Mil).

St James's Place (FRA:1IV) Long-Term Capital Lease Obligation Explanation

Long-Term Capital Lease Obligation are the amount due for long-term asset lease agreements that are nearly equivalent to asset purchases. Capital lease obligations are installment payments that constitute a payment of principal plus interest for the capital lease. The Short-Term Capital Lease Obligation is the portion of a Long-Term Capital Lease Obligation that is due over the next year.

Under US Generally Accepted Accounting Principles (GAAP), a capital lease is essentially equivalent to a purchase by the lessee if it meets the following criteria:

1. Ownership of the asset is transferred to the lessee at the end of the lease term;
2. The lease contains a bargain purchase option to buy the equipment at less than fair market value;
3. The lease term equals or exceeds 75% of the asset's estimated useful life;
4. The present value of the lease payments equals or exceeds 90% of the total original cost of the equipment.

St James's Place Long-Term Capital Lease Obligation Related Terms

St James's Place Long-Term Capital Lease Obligation Historical Data

* Premium members only.

The historical data trend for St James's Place's Long-Term Capital Lease Obligation can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

St James's Place Long-Term Capital Lease Obligation Chart

St James's Place Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

Long-Term Capital Lease Obligation

Get a 7-Day Free Trial

146.05

134.07

139.87

129.43

115.24

St James's Place Semi-Annual Data
	Jun16	Dec16	Jun17	Dec17	Jun18	Dec18	Jun19	Dec19	Jun20	Dec20	Jun21	Dec21	Jun22	Dec22	Jun23	Dec23	Jun24	Dec24	Jun25	Dec25
Long-Term Capital Lease Obligation	Get a 7-Day Free Trial															139.87	138.64	129.43	119.64	115.24

53GF Score

St James's Place PLC FRA:1IV

Long-Term Capital Lease Obligation is just one metric. See GF Score™, valuation, warning signs, and more.

View Full Analysis

Frequently Asked Questions Learn more about Long-Term Capital Lease Obligation →

What does a Long-Term Capital Lease Obligation of €115 Mil mean?

St James's Place (FRA:1IV) has a Long-Term Capital Lease Obligation of €115 Mil as of Dec. 2025. Capital leases are leases where a finance company is typically the legal owner of the asset during the lease term. View historical data on St James's Place and its competitors.

Is St James's Place's Long-Term Capital Lease Obligation too high?

St James's Place's current Long-Term Capital Lease Obligation is €115 Mil. Overall, St James's Place has a GF Score™ of 53/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.

How does St James's Place's Long-Term Capital Lease Obligation compare to BLK and BX?

St James's Place's Long-Term Capital Lease Obligation of €115 Mil can be compared against companies in the Asset Management industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good Long-Term Capital Lease Obligation for an Asset Management company?

A good Long-Term Capital Lease Obligation depends on the Asset Management industry context. However, Long-Term Capital Lease Obligation should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high Long-Term Capital Lease Obligation mean?

A high Long-Term Capital Lease Obligation can signal that a stock is expensive relative to its fundamentals. Capital leases are leases where a finance company is typically the legal owner of the asset during the lease term. View historical data on St James's Place and its competitors. St James's Place's current Long-Term Capital Lease Obligation is €115 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is St James's Place stock overvalued right now?

Based on GuruFocus' analysis, St James's Place (FRA:1IV) is currently considered Significantly Overvalued. The stock's GF Value™ is €7.95, compared to a current price of €13.40 — trading 68.6% above its estimated fair value. The current Long-Term Capital Lease Obligation is €115 Mil. St James's Place's overall GF Score™ is 53/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is Long-Term Capital Lease Obligation calculated?

Long-Term Capital Lease Obligation is calculated from a company's financial statements. For St James's Place (FRA:1IV), the current Long-Term Capital Lease Obligation is €115 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is St James's Place (FRA:1IV) Overvalued in 2026?

Based on GuruFocus' analysis, St James's Place stock appears to be overvalued. The current stock price of €13.40 is trading 68.6% above its estimated GF Value™ of €7.95. GuruFocus considers St James's Place to be Significantly Overvalued.

Key valuation signals for FRA:1IV:

Long-Term Capital Lease Obligation: €115 Mil
GF Value™: €7.95 vs. price of €13.40 (68.6% above fair value)
GF Score™: 53/100 with 4 warning signs

No single metric tells the full story. See the FRA:1IV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

St James's Place Business Description

Industry Financial Services Asset Management

Comparable Companies LSE:FCIT LSE:ICG LSE:ALW LSE:MNG LSE:ABDN LSE:PCT LSE:ROSE LSE:3IN LSE:JGGI LSE:SDR BLK BX OSTO:INVE A TSX:BN KKR TSX:BAM APO STT OSTO:EQT AMP

Other Exchanges STJPF:USA STJl:UK STJ:UK

Address 1 Tetbury Road, St. James's Place House, Cirencester, GBR, GL7 1FP

Website https://www.sjp.co.uk

St James's Place PLC provides investment and wealth management services to individuals, trustees, and businesses. The company operates in a single-segment wealth management business, which is a vertically integrated business providing support to its clients through the provision of financial advice and assistance through its Partner network, and financial solutions including (but not limited to) wealth management products manufactured in the Group, such as insurance bonds, pensions, unit trust, and ISA investments, and a Discretionary Fund Management (DFM) service. Currently, the company operates only in United kingdom.

53GF Score

Get the complete analysis for FRA:1IV

Long-Term Capital Lease Obligation is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€13.40

Price

€7.95

GF Value

View FRA:1IV Analysis

See Long-Term Capital Lease Obligation data for all stocks →