Gumi (GUMIF) Altman Z2-Score: 7.04 (As of Jul. 01, 2026) — 26% Above Median


GUMIF Gumi Inc GUMIF
54 GF Score
Price $2.45
GF Value $2.64
! 3 Warning Signs
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What is Gumi Altman Z2-Score?

Gumi GUMIF 54 Altman Z2-Score is 7.04 as of Jul. 01, 2026, which is 26% above its 10-year median of 5.57. GuruFocus rates GUMIF with a GF Score™ of 54/100 and a GF Value™ of $2.64. The stock has 3 warning signs investors should review. Among 565 Interactive Media companies, Gumi ranks better than 65.66% on this metric.

Altman Z2-Score, also known as Z"-Score, is used to predict the likelihood that a non-manufacturing company (excluding property/financial company) will face bankruptcy within a two-year period.

Good Sign:

Gumi has a Altman Z2-Score of 7.04, indicating it is in Safe Zones. This implies the Altman Z2-Score is strong.

The zones of discrimination were as such:

When Altman Z2-Score <= 1.1, it is in Distress Zones.
When Altman Z2-Score >= 2.6, it is in Safe Zones.
When Altman Z2-Score is between 1.1 and 2.6, it is in Grey Zones.

The historical rank and industry rank for Gumi's Altman Z2-Score or its related term are showing as below:

GUMIF' s Altman Z2-Score Range Over the Past 10 Years
Min: 0.06   Med: 5.57   Max: 6.84
Current: 6.84

During the past 13 years, Gumi's highest Altman Z2-Score was 6.84. The lowest was 0.06. And the median was 5.57.


Gumi  (OTCPK:GUMIF) Altman Z2-Score Explanation

The original Z-Score model was based on publicly traded manufacturing companies while the Z2-Score, also known as Z"-score can be used for any type of company excluding property/financial companies. Both Z-Score and Z2-Score describes the financial health of a company, and its likelihood of financial distress.

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4_2, Net Worth (Total Stockholders Equity - Preferred Stock)/Total Liabilities (NW/TL): it compares a company’s stock net worth with its total liabilities and can be used to assess the extent of its reliance on debt.

Read more about Altman Z2-Score, the original research on Z-Score and the additional research on Z2-Score.


Be Aware

Altman Z2-Score does not apply to financial companies.


Gumi Altman Z2-Score Related Terms


Gumi Altman Z2-Score Historical Data

* Premium members only.

The historical data trend for Gumi's Altman Z2-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Gumi Altman Z2-Score Chart

Gumi Annual Data
Trend Apr17 Apr18 Apr19 Apr20 Apr21 Apr22 Apr23 Apr24 Apr25 Apr26
Altman Z2-Score
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.06 4.82 1.70 6.45 0.00

Gumi Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Altman Z2-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.45 7.71 5.58 6.84 0.00

GUMIF vs NTES, EA, TTWO: Altman Z2-Score Comparison

For the Electronic Gaming & Multimedia subindustry, Gumi's Altman Z2-Score, along with its competitors' market caps and Altman Z2-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Gumi Altman Z2-Score vs Interactive Media Industry

For the Interactive Media industry and Communication Services sector, Gumi's Altman Z2-Score distribution charts can be found below:

* The bar in red indicates where Gumi's Altman Z2-Score falls into.


GUMIF
54GF Score
Gumi Inc GUMIF
Altman Z2-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Gumi Altman Z2-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

Z2-Score, also known as Z"-Score is the Z-Score for non-manufacturing companies excluding property/financial companies.

Gumi's Altman Z2-Score for today is calculated with this formula:

Z=6.56*X1+3.26*X2+6.72*X3+1.05*X4_2
=6.56*0.4934+3.26*0.0125+6.72*0.0609+1.05*3.1958
=7.04

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z2-Score when X4_2 value is 0.

Trailing Twelve Months (TTM) ended in Jan. 2026:
Total Assets was $181.13 Mil.
Total Current Assets was $128.48 Mil.
Total Current Liabilities was $39.12 Mil.
Retained Earnings was $2.26 Mil.
Pre-Tax Income was -2.634 + 2.997 + 1.346 + 8.628 = $10.34 Mil.
Interest Expense was -0.322 + -0.109 + -0.149 + -0.121 = $-0.70 Mil.
Total Liabilities was $42.02 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(128.478 - 39.116)/181.131
=0.4934

X2=Retained Earnings/Total Assets
=2.259/181.131
=0.0125

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(10.337 - -0.701)/181.131
=0.0609

X4_2=Net Worth/Total Liabilities
=(Total Stockholders Equity - Preferred Stock)/Total Liabilities
=(134.302 - 0)/42.024
=3.1958

The zones of discrimination were as such:

Distress Zones - 1.1 < Grey Zones < 2.6 - Safe Zones

Gumi has a Altman Z2-Score of 7.04 indicating it is in Safe Zones.

Frequently Asked Questions Learn more about Altman Z2-Score →
What does a Altman Z2-Score of 7.04 mean?
Gumi (GUMIF) has a Altman Z2-Score of 7.04 as of Jul. 01, 2026. Z2-Score is the Z-Score for non-manufacturing companies excluding property/financial companies, which measures a company's bankruptcy risk. View historical data on Gumi and its competitors. This is 26% above median its historical median of 5.57. Over the past decade, Gumi's Altman Z2-Score has ranged from 0.06 to 6.84. According to the industry distribution chart, Gumi ranks #194 out of 565 companies in the Interactive Media industry, placing it in the top 34.3%.
Is Gumi's Altman Z2-Score too high?
Gumi's current Altman Z2-Score of 7.04 is 26% above median its 10-year median of 5.57. Over the past 10 years, this metric has ranged from a low of 0.06 to a high of 6.84. The Interactive Media industry median Altman Z2-Score is 4.10. Gumi's value of 7.04 is 71.7% above this industry median. Based on the distribution chart, Gumi ranks #194 out of 565 companies in the Interactive Media industry, which is above the industry midpoint. Overall, Gumi has a GF Score™ of 54/100, reflecting its overall financial health beyond just this single metric.
How does Gumi's Altman Z2-Score compare to NTES and EA?
According to the Interactive Media industry distribution chart, Gumi ranks #194 out of 565 companies for Altman Z2-Score. This puts Gumi in the upper half of its industry. The industry median Altman Z2-Score is 4.10. Gumi's value of 7.04 is 71.7% above this benchmark. Historically, Gumi's own Altman Z2-Score has ranged from 0.06 to 6.84 over the past decade. While the company's 10-year median is 5.57 vs. the industry median of 4.10, Gumi has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z2-Score for an Interactive Media company?
The median Altman Z2-Score among Interactive Media companies is 4.10, based on 565 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z2-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z2-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Gumi's current Altman Z2-Score of 7.04 is 71.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z2-Score mean?
A high Altman Z2-Score can signal that a stock is expensive relative to its fundamentals. Z2-Score is the Z-Score for non-manufacturing companies excluding property/financial companies, which measures a company's bankruptcy risk. View historical data on Gumi and its competitors. For the Interactive Media industry, the median Altman Z2-Score is 4.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Gumi's current Altman Z2-Score is 7.04, which is 26% above median its own 10-year median of 5.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gumi stock overvalued right now?
Gumi (GUMIF) has a current Altman Z2-Score of 7.04. The stock's GF Value™ is $2.64, compared to a current price of $2.45 — trading 7.2% below its estimated fair value. The current Altman Z2-Score is 7.04, which is 26% above median its 10-year median of 5.57 and 71.7% above the Interactive Media industry median of 4.10. Gumi's overall GF Score™ is 54/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z2-Score calculated?
Altman Z2-Score is calculated from a company's financial statements. For Gumi (GUMIF), the current Altman Z2-Score is 7.04 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Gumi (GUMIF) Overvalued in 2026?

Based on GuruFocus' analysis, Gumi stock appears to be undervalued. The current stock price of $2.45 is trading 7.2% below its estimated GF Value™ of $2.64.

Key valuation signals for GUMIF:

  • Altman Z2-Score: 7.04 (26% above median its 10-year median of 5.57)
  • GF Value™: $2.64 vs. price of $2.45 (7.2% below fair value)
  • GF Score™: 54/100 with 3 warning signs
  • Industry Position: 71.7% above the Interactive Media median (#194 of 565)

No single metric tells the full story. See the GUMIF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Gumi Business Description

Other Exchanges 3903:Japan1G9:Germany
Address Nishi-Shinjuku 4-34-7, 3rd floor, Sumitomo Fudosan Nishi-Shinjuku Building No. 5, Shinjuku-ku, Tokyo, JPN, 160-0023
Gumi Inc is an entertainment company, which develops, operates, and distributes online games for smartphones and tablets. It provides native application services, game contents can be downloaded from apple store without browser; browser game services, game can be played on the mobile terminal browser, as well as publishing services, in which the company performs localization of game content developed by third parties and then sell them through its various sales channels. In addition, the firm offers VR (Virtual Reality) services.
54GF Score

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Altman Z2-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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