Avanza Bank Holding AB (OSTO:AZA) Altman Z2-Score

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

OSTO:AZA Avanza Bank Holding AB OSTO:AZA
82 GF Score
Price kr388.00
GF Value kr365.60
Valuation Fairly Valued
! 5 Warning Signs
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What is Avanza Bank Holding AB Altman Z2-Score?

Altman Z2-Score, also known as Z"-Score, is used to predict the likelihood that a non-manufacturing company (excluding property/financial company) will face bankruptcy within a two-year period.

Altman Z2-Score does not apply to banks and insurance companies.

OSTO:AZA
82GF Score
Avanza Bank Holding AB OSTO:AZA
Altman Z2-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Avanza Bank Holding AB (OSTO:AZA) Overvalued in 2026?

Based on GuruFocus' analysis, Avanza Bank Holding AB stock appears to be overvalued. The current stock price of kr388.00 is trading 6.1% above its estimated GF Value™ of kr365.60. GuruFocus considers Avanza Bank Holding AB to be Fairly Valued.

Key valuation signals for OSTO:AZA:

  • Altman Z2-Score:
  • GF Value™: kr365.60 vs. price of kr388.00 (6.1% above fair value)
  • GF Score™: 82/100 with 5 warning signs

No single metric tells the full story. See the OSTO:AZA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Avanza Bank Holding AB Business Description

Address Regeringsgatan 103, Box 1399, Stockholm, SWE, SE-111 93
Avanza Bank Holding AB operates a platform for savings and investments. It offers a range of savings products, competitive occupational pension solutions, margin lending and mortgages. Customers are offered to save in Swedish and foreign securities and in savings accounts at very low fees and at competitive rates. The company serves individual investors, professional traders and corporate customers, such as entrepreneurs, asset managers and firms that want occupational pensions for their employees.
82GF Score

Get the complete analysis for OSTO:AZA

Altman Z2-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr388.00
Price
kr365.60
GF Value