Marble Design Co (SAU:9575) Altman Z2-Score: 14.10 (As of Jul. 16, 2026) — Near Median

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SAU:9575 Marble Design Co SAU:9575
34 GF Score
Price ﷼6.47
GF Value ﷼5.54
Valuation Modestly Overvalued
! 2 Warning Signs
View Full Analysis

What is Marble Design Co Altman Z2-Score?

Marble Design Co SAU:9575 +3.52% 34 Altman Z2-Score is 14.10 as of Jul. 16, 2026, which is 3% below its 10-year median of 14.60. GuruFocus rates SAU:9575 with a GF Score™ of 34/100 and a GF Value™ of ﷼5.54 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 404 Building Materials companies, Marble Design Co ranks better than 96.53% on this metric.

Altman Z2-Score, also known as Z"-Score, is used to predict the likelihood that a non-manufacturing company (excluding property/financial company) will face bankruptcy within a two-year period.

Good Sign:

Marble Design Co has a Altman Z2-Score of 14.10, indicating it is in Safe Zones. This implies the Altman Z2-Score is strong.

The zones of discrimination were as such:

When Altman Z2-Score <= 1.1, it is in Distress Zones.
When Altman Z2-Score >= 2.6, it is in Safe Zones.
When Altman Z2-Score is between 1.1 and 2.6, it is in Grey Zones.

The historical rank and industry rank for Marble Design Co's Altman Z2-Score or its related term are showing as below:

SAU:9575' s Altman Z2-Score Range Over the Past 10 Years
Min: 12.46   Med: 14.6   Max: 16.11
Current: 14.1

During the past 4 years, Marble Design Co's highest Altman Z2-Score was 16.11. The lowest was 12.46. And the median was 14.60.


Marble Design Co  (SAU:9575) Altman Z2-Score Explanation

The original Z-Score model was based on publicly traded manufacturing companies while the Z2-Score, also known as Z"-score can be used for any type of company excluding property/financial companies. Both Z-Score and Z2-Score describes the financial health of a company, and its likelihood of financial distress.

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4_2, Net Worth (Total Stockholders Equity - Preferred Stock)/Total Liabilities (NW/TL): it compares a company’s stock net worth with its total liabilities and can be used to assess the extent of its reliance on debt.

Read more about Altman Z2-Score, the original research on Z-Score and the additional research on Z2-Score.


Be Aware

Altman Z2-Score does not apply to financial companies.


Marble Design Co Altman Z2-Score Related Terms


Marble Design Co Altman Z2-Score Historical Data

* Premium members only.

The historical data trend for Marble Design Co's Altman Z2-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Marble Design Co Altman Z2-Score Chart

Marble Design Co Annual Data
Trend Dec22 Dec23 Dec24 Dec25
Altman Z2-Score
12.46 16.11 15.09 14.10

Marble Design Co Semi-Annual Data
Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Altman Z2-Score Get a 7-Day Free Trial 16.11 0.00 15.09 0.00 14.10

SAU:9575 vs CRH, VMC, MLM: Altman Z2-Score Comparison

For the Building Materials subindustry, Marble Design Co's Altman Z2-Score, along with its competitors' market caps and Altman Z2-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Marble Design Co Altman Z2-Score vs Building Materials Industry

For the Building Materials industry and Basic Materials sector, Marble Design Co's Altman Z2-Score distribution charts can be found below:

* The bar in red indicates where Marble Design Co's Altman Z2-Score falls into.


SAU:9575
34GF Score
Marble Design Co SAU:9575
Altman Z2-Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Marble Design Co Altman Z2-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

Z2-Score, also known as Z"-Score is the Z-Score for non-manufacturing companies excluding property/financial companies.

Marble Design Co's Altman Z2-Score for today is calculated with this formula:

Z=6.56*X1+3.26*X2+6.72*X3+1.05*X4_2
=6.56*0.5549+3.26*0.1914+6.72*0.1148+1.05*8.6283
=14.10

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z2-Score when X4_2 value is 0.

Trailing Twelve Months (TTM) ended in Dec. 2025:
Total Assets was ﷼106.95 Mil.
Total Current Assets was ﷼68.75 Mil.
Total Current Liabilities was ﷼9.40 Mil.
Retained Earnings was ﷼20.47 Mil.
Pre-Tax Income was ﷼12.19 Mil.
Interest Expense was ﷼-0.09 Mil.
Total Liabilities was ﷼11.11 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(68.748 - 9.401)/106.952
=0.5549

X2=Retained Earnings/Total Assets
=20.466/106.952
=0.1914

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(12.187 - -0.092)/106.952
=0.1148

X4_2=Net Worth/Total Liabilities
=(Total Stockholders Equity - Preferred Stock)/Total Liabilities
=(95.843 - 0)/11.108
=8.6283

The zones of discrimination were as such:

Distress Zones - 1.1 < Grey Zones < 2.6 - Safe Zones

Marble Design Co has a Altman Z2-Score of 14.10 indicating it is in Safe Zones.

Frequently Asked Questions Learn more about Altman Z2-Score →
What does a Altman Z2-Score of 14.10 mean?
Marble Design Co (SAU:9575) has a Altman Z2-Score of 14.10 as of Jul. 16, 2026. Z2-Score is the Z-Score for non-manufacturing companies excluding property/financial companies, which measures a company's bankruptcy risk. View historical data on Marble Design Co and its competitors. This is near median its historical median of 14.60. Over the past decade, Marble Design Co's Altman Z2-Score has ranged from 12.46 to 16.11. According to the industry distribution chart, Marble Design Co ranks #14 out of 404 companies in the Building Materials industry, placing it in the top 3.5%.
Is Marble Design Co's Altman Z2-Score too high?
Marble Design Co's current Altman Z2-Score of 14.10 is near median its 10-year median of 14.60. Over the past 10 years, this metric has ranged from a low of 12.46 to a high of 16.11. The Building Materials industry median Altman Z2-Score is 3.39. Marble Design Co's value of 14.10 is 316.5% above this industry median. Based on the distribution chart, Marble Design Co ranks #14 out of 404 companies in the Building Materials industry, which is in the top quartile — a strong position relative to peers. Overall, Marble Design Co has a GF Score™ of 34/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Marble Design Co's Altman Z2-Score compare to CRH and VMC?
According to the Building Materials industry distribution chart, Marble Design Co ranks #14 out of 404 companies for Altman Z2-Score. This places Marble Design Co in the top 4% of its industry — outperforming the majority of peers. The industry median Altman Z2-Score is 3.39. Marble Design Co's value of 14.10 is 316.5% above this benchmark. Historically, Marble Design Co's own Altman Z2-Score has ranged from 12.46 to 16.11 over the past decade. While the company's 10-year median is 14.60 vs. the industry median of 3.39, Marble Design Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z2-Score for a Building Materials company?
The median Altman Z2-Score among Building Materials companies is 3.39, based on 404 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z2-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z2-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Marble Design Co's current Altman Z2-Score of 14.10 is 316.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z2-Score mean?
A high Altman Z2-Score can signal that a stock is expensive relative to its fundamentals. Z2-Score is the Z-Score for non-manufacturing companies excluding property/financial companies, which measures a company's bankruptcy risk. View historical data on Marble Design Co and its competitors. For the Building Materials industry, the median Altman Z2-Score is 3.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Marble Design Co's current Altman Z2-Score is 14.10, which is near median its own 10-year median of 14.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Marble Design Co stock overvalued right now?
Based on GuruFocus' analysis, Marble Design Co (SAU:9575) is currently considered Modestly Overvalued. The stock's GF Value™ is ﷼5.54, compared to a current price of ﷼6.47 — trading 16.8% above its estimated fair value. The current Altman Z2-Score is 14.10, which is near median its 10-year median of 14.60 and 316.5% above the Building Materials industry median of 3.39. Marble Design Co's overall GF Score™ is 34/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z2-Score calculated?
Altman Z2-Score is calculated from a company's financial statements. For Marble Design Co (SAU:9575), the current Altman Z2-Score is 14.10 as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Marble Design Co (SAU:9575) Overvalued in 2026?

Based on GuruFocus' analysis, Marble Design Co stock appears to be overvalued. The current stock price of ﷼6.47 is trading 16.8% above its estimated GF Value™ of ﷼5.54. GuruFocus considers Marble Design Co to be Modestly Overvalued.

Key valuation signals for SAU:9575:

  • Altman Z2-Score: 14.10 (near median its 10-year median of 14.60)
  • GF Value™: ﷼5.54 vs. price of ﷼6.47 (16.8% above fair value)
  • GF Score™: 34/100 with 2 warning signs
  • Industry Position: 316.5% above the Building Materials median (#14 of 404)

No single metric tells the full story. See the SAU:9575 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Marble Design Co Business Description

Address 8416 Sadus Industrial Area, Riyadh, SAU, 13968
Marble Design Co is a Saudi-based company engaged in executing natural marble projects. The company is involved in cutting, sawing, and installation of marble, as well as general contracting and the retail of marble and other stone products.
34GF Score

Get the complete analysis for SAU:9575

Altman Z2-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼6.47
Price
﷼5.54
GF Value