An Cuong Wood - Working JSC (STC:ACG) Altman Z2-Score: 6.25 (As of Jun. 27, 2026) — 19% Below Median


STC:ACG An Cuong Wood - Working JSC STC:ACG
82 GF Score
Price ₫32,700.00
GF Value ₫45,373.30
Valuation Modestly Undervalued
! 3 Warning Signs
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What is An Cuong Wood - Working JSC Altman Z2-Score?

An Cuong Wood - Working JSC STC:ACG -0.61% 82 Altman Z2-Score is 6.25 as of Jun. 27, 2026, which is 19% below its 10-year median of 7.75. GuruFocus rates STC:ACG with a GF Score™ of 82/100 and a GF Value™ of ₫45,373.30 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 282 Forest Products companies, An Cuong Wood - Working JSC ranks better than 80.85% on this metric.

Altman Z2-Score, also known as Z"-Score, is used to predict the likelihood that a non-manufacturing company (excluding property/financial company) will face bankruptcy within a two-year period.

Good Sign:

An Cuong Wood - Working JSC has a Altman Z2-Score of 6.25, indicating it is in Safe Zones. This implies the Altman Z2-Score is strong.

The zones of discrimination were as such:

When Altman Z2-Score <= 1.1, it is in Distress Zones.
When Altman Z2-Score >= 2.6, it is in Safe Zones.
When Altman Z2-Score is between 1.1 and 2.6, it is in Grey Zones.

The historical rank and industry rank for An Cuong Wood - Working JSC's Altman Z2-Score or its related term are showing as below:

STC:ACG' s Altman Z2-Score Range Over the Past 10 Years
Min: 5.59   Med: 7.75   Max: 9.11
Current: 6.25

During the past 7 years, An Cuong Wood - Working JSC's highest Altman Z2-Score was 9.11. The lowest was 5.59. And the median was 7.75.


An Cuong Wood - Working JSC  (STC:ACG) Altman Z2-Score Explanation

The original Z-Score model was based on publicly traded manufacturing companies while the Z2-Score, also known as Z"-score can be used for any type of company excluding property/financial companies. Both Z-Score and Z2-Score describes the financial health of a company, and its likelihood of financial distress.

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4_2, Net Worth (Total Stockholders Equity - Preferred Stock)/Total Liabilities (NW/TL): it compares a company’s stock net worth with its total liabilities and can be used to assess the extent of its reliance on debt.

Read more about Altman Z2-Score, the original research on Z-Score and the additional research on Z2-Score.


Be Aware

Altman Z2-Score does not apply to financial companies.


An Cuong Wood - Working JSC Altman Z2-Score Related Terms


An Cuong Wood - Working JSC Altman Z2-Score Historical Data

* Premium members only.

The historical data trend for An Cuong Wood - Working JSC's Altman Z2-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

An Cuong Wood - Working JSC Altman Z2-Score Chart

An Cuong Wood - Working JSC Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Altman Z2-Score
Get a 7-Day Free Trial 7.84 7.04 7.52 7.53 5.59

An Cuong Wood - Working JSC Quarterly Data
Dec20 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Altman Z2-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.90 8.27 7.75 5.59 6.25

STC:ACG vs SSD, UFPI, BCC: Altman Z2-Score Comparison

For the Lumber & Wood Production subindustry, An Cuong Wood - Working JSC's Altman Z2-Score, along with its competitors' market caps and Altman Z2-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


An Cuong Wood - Working JSC Altman Z2-Score vs Forest Products Industry

For the Forest Products industry and Basic Materials sector, An Cuong Wood - Working JSC's Altman Z2-Score distribution charts can be found below:

* The bar in red indicates where An Cuong Wood - Working JSC's Altman Z2-Score falls into.


STC:ACG
82GF Score
An Cuong Wood - Working JSC STC:ACG
Altman Z2-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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An Cuong Wood - Working JSC Altman Z2-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

Z2-Score, also known as Z"-Score is the Z-Score for non-manufacturing companies excluding property/financial companies.

An Cuong Wood - Working JSC's Altman Z2-Score for today is calculated with this formula:

Z=6.56*X1+3.26*X2+6.72*X3+1.05*X4_2
=6.56*0.4163+3.26*0.2172+6.72*0.1051+1.05*2.0003
=6.25

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z2-Score when X4_2 value is 0.

Trailing Twelve Months (TTM) ended in Mar. 2026:
Total Assets was ₫6,903,714 Mil.
Total Current Assets was ₫4,866,883 Mil.
Total Current Liabilities was ₫1,992,957 Mil.
Retained Earnings was ₫1,499,462 Mil.
Pre-Tax Income was 144647.065 + 186869.066 + 174158.189 + 179085.057 = ₫684,759 Mil.
Interest Expense was -11659.837 + -12624.105 + -7396.032 + -9373.289 = ₫-41,053 Mil.
Total Liabilities was ₫2,223,208 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(4866883.118 - 1992957.458)/6903713.895
=0.4163

X2=Retained Earnings/Total Assets
=1499462.002/6903713.895
=0.2172

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(684759.377 - -41053.263)/6903713.895
=0.1051

X4_2=Net Worth/Total Liabilities
=(Total Stockholders Equity - Preferred Stock)/Total Liabilities
=(4447081.419 - 0)/2223208.269
=2.0003

The zones of discrimination were as such:

Distress Zones - 1.1 < Grey Zones < 2.6 - Safe Zones

An Cuong Wood - Working JSC has a Altman Z2-Score of 6.25 indicating it is in Safe Zones.

Frequently Asked Questions Learn more about Altman Z2-Score →
What does a Altman Z2-Score of 6.25 mean?
An Cuong Wood - Working JSC (STC:ACG) has a Altman Z2-Score of 6.25 as of Jun. 27, 2026. Z2-Score is the Z-Score for non-manufacturing companies excluding property/financial companies, which measures a company's bankruptcy risk. View historical data on An Cuong Wood - Working JSC and its competitors. This is 19% below median its historical median of 7.75. Over the past decade, An Cuong Wood - Working JSC's Altman Z2-Score has ranged from 5.59 to 9.11. According to the industry distribution chart, An Cuong Wood - Working JSC ranks #54 out of 282 companies in the Forest Products industry, placing it in the top 19.1%.
Is An Cuong Wood - Working JSC's Altman Z2-Score too high?
An Cuong Wood - Working JSC's current Altman Z2-Score of 6.25 is 19% below median its 10-year median of 7.75. Over the past 10 years, this metric has ranged from a low of 5.59 to a high of 9.11. The Forest Products industry median Altman Z2-Score is 2.61. An Cuong Wood - Working JSC's value of 6.25 is 139.5% above this industry median. Based on the distribution chart, An Cuong Wood - Working JSC ranks #54 out of 282 companies in the Forest Products industry, which is in the top quartile — a strong position relative to peers. Overall, An Cuong Wood - Working JSC has a GF Score™ of 82/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does An Cuong Wood - Working JSC's Altman Z2-Score compare to SSD and UFPI?
According to the Forest Products industry distribution chart, An Cuong Wood - Working JSC ranks #54 out of 282 companies for Altman Z2-Score. This places An Cuong Wood - Working JSC in the top 19% of its industry — outperforming the majority of peers. The industry median Altman Z2-Score is 2.61. An Cuong Wood - Working JSC's value of 6.25 is 139.5% above this benchmark. Historically, An Cuong Wood - Working JSC's own Altman Z2-Score has ranged from 5.59 to 9.11 over the past decade. While the company's 10-year median is 7.75 vs. the industry median of 2.61, An Cuong Wood - Working JSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z2-Score for a Forest Products company?
The median Altman Z2-Score among Forest Products companies is 2.61, based on 282 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z2-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z2-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. An Cuong Wood - Working JSC's current Altman Z2-Score of 6.25 is 139.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z2-Score mean?
A high Altman Z2-Score can signal that a stock is expensive relative to its fundamentals. Z2-Score is the Z-Score for non-manufacturing companies excluding property/financial companies, which measures a company's bankruptcy risk. View historical data on An Cuong Wood - Working JSC and its competitors. For the Forest Products industry, the median Altman Z2-Score is 2.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. An Cuong Wood - Working JSC's current Altman Z2-Score is 6.25, which is 19% below median its own 10-year median of 7.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is An Cuong Wood - Working JSC stock overvalued right now?
Based on GuruFocus' analysis, An Cuong Wood - Working JSC (STC:ACG) is currently considered Modestly Undervalued. The stock's GF Value™ is ₫45,373.30, compared to a current price of ₫32,700.00 — trading 27.9% below its estimated fair value. The current Altman Z2-Score is 6.25, which is 19% below median its 10-year median of 7.75 and 139.5% above the Forest Products industry median of 2.61. An Cuong Wood - Working JSC's overall GF Score™ is 82/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z2-Score calculated?
Altman Z2-Score is calculated from a company's financial statements. For An Cuong Wood - Working JSC (STC:ACG), the current Altman Z2-Score is 6.25 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is An Cuong Wood - Working JSC (STC:ACG) Overvalued in 2026?

Based on GuruFocus' analysis, An Cuong Wood - Working JSC stock appears to be undervalued. The current stock price of ₫32,700.00 is trading 27.9% below its estimated GF Value™ of ₫45,373.30. GuruFocus considers An Cuong Wood - Working JSC to be Modestly Undervalued.

Key valuation signals for STC:ACG:

  • Altman Z2-Score: 6.25 (19% below median its 10-year median of 7.75)
  • GF Value™: ₫45,373.30 vs. price of ₫32,700.00 (27.9% below fair value)
  • GF Score™: 82/100 with 3 warning signs
  • Industry Position: 139.5% above the Forest Products median (#54 of 282)

No single metric tells the full story. See the STC:ACG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


An Cuong Wood - Working JSC Business Description

Address DT 747B Street, Land lot No. 681, Map No. 5, Phuoc Hai Town, Tan Khanh Ward, Ho Chi Minh, VNM
An Cuong Wood - Working JSC is engaged in the manufacture and trade of wooden household items, industrial wooden items, artificial boards, interior decoration, kitchen equipment, and other wooden-related products. It also provides installation services. The company's product offerings include wooden doors, fireproof wooden boards, floor laminates, wooden boards, decorative panels, worktops, melamine panels, and others. Geographically, the company generates maximum revenue from its domestic market and also exports its products to other countries.
82GF Score

Get the complete analysis for STC:ACG

Altman Z2-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫32,700.00
Price
₫45,373.30
GF Value