Piscines Jean Desjoyaux (STU:DJX) Altman Z2-Score: 5.02 (As of Jul. 12, 2026) — Near Median


STU:DJX Piscines Jean Desjoyaux STU:DJX
65 GF Score
Price €12.60
GF Value €9.63
Valuation Significantly Overvalued
! 10 Warning Signs
View Full Analysis

What is Piscines Jean Desjoyaux Altman Z2-Score?

Piscines Jean Desjoyaux STU:DJX +1.61% 65 Altman Z2-Score is 5.02 as of Jul. 12, 2026, which is 5% below its 10-year median of 5.27. GuruFocus rates STU:DJX with a GF Score™ of 65/100 and a GF Value™ of €9.63 (Significantly Overvalued). The stock has 10 warning signs investors should review. Among 846 Travel & Leisure companies, Piscines Jean Desjoyaux ranks better than 71.99% on this metric.

Altman Z2-Score, also known as Z"-Score, is used to predict the likelihood that a non-manufacturing company (excluding property/financial company) will face bankruptcy within a two-year period.

Good Sign:

Piscines Jean Desjoyaux has a Altman Z2-Score of 5.02, indicating it is in Safe Zones. This implies the Altman Z2-Score is strong.

The zones of discrimination were as such:

When Altman Z2-Score <= 1.1, it is in Distress Zones.
When Altman Z2-Score >= 2.6, it is in Safe Zones.
When Altman Z2-Score is between 1.1 and 2.6, it is in Grey Zones.

The historical rank and industry rank for Piscines Jean Desjoyaux's Altman Z2-Score or its related term are showing as below:

STU:DJX' s Altman Z2-Score Range Over the Past 10 Years
Min: 3.84   Med: 5.27   Max: 6.3
Current: 5.02

During the past 13 years, Piscines Jean Desjoyaux's highest Altman Z2-Score was 6.30. The lowest was 3.84. And the median was 5.27.


Piscines Jean Desjoyaux  (STU:DJX) Altman Z2-Score Explanation

The original Z-Score model was based on publicly traded manufacturing companies while the Z2-Score, also known as Z"-score can be used for any type of company excluding property/financial companies. Both Z-Score and Z2-Score describes the financial health of a company, and its likelihood of financial distress.

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4_2, Net Worth (Total Stockholders Equity - Preferred Stock)/Total Liabilities (NW/TL): it compares a company’s stock net worth with its total liabilities and can be used to assess the extent of its reliance on debt.

Read more about Altman Z2-Score, the original research on Z-Score and the additional research on Z2-Score.


Be Aware

Altman Z2-Score does not apply to financial companies.


Piscines Jean Desjoyaux Altman Z2-Score Related Terms


Piscines Jean Desjoyaux Altman Z2-Score Historical Data

* Premium members only.

The historical data trend for Piscines Jean Desjoyaux's Altman Z2-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Piscines Jean Desjoyaux Altman Z2-Score Chart

Piscines Jean Desjoyaux Annual Data
Trend Aug16 Aug17 Aug18 Aug19 Aug20 Aug21 Aug22 Aug23 Aug24 Aug25
Altman Z2-Score
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.30 6.26 5.90 5.79 5.02

Piscines Jean Desjoyaux Semi-Annual Data
Aug16 Feb17 Aug17 Feb18 Aug18 Feb19 Aug19 Feb20 Aug20 Feb21 Aug21 Feb22 Aug22 Feb23 Aug23 Feb24 Aug24 Feb25 Aug25 Feb26
Altman Z2-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 5.79 0.00 5.02 0.00

STU:DJX vs AS, HAS, LTH: Altman Z2-Score Comparison

For the Leisure subindustry, Piscines Jean Desjoyaux's Altman Z2-Score, along with its competitors' market caps and Altman Z2-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Piscines Jean Desjoyaux Altman Z2-Score vs Travel & Leisure Industry

For the Travel & Leisure industry and Consumer Cyclical sector, Piscines Jean Desjoyaux's Altman Z2-Score distribution charts can be found below:

* The bar in red indicates where Piscines Jean Desjoyaux's Altman Z2-Score falls into.


STU:DJX
65GF Score
Piscines Jean Desjoyaux STU:DJX
Altman Z2-Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Piscines Jean Desjoyaux Altman Z2-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

Z2-Score, also known as Z"-Score is the Z-Score for non-manufacturing companies excluding property/financial companies.

Piscines Jean Desjoyaux's Altman Z2-Score for today is calculated with this formula:

Z=6.56*X1+3.26*X2+6.72*X3+1.05*X4_2
=6.56*0.3732+3.26*0.0345+6.72*0.0507+1.05*2.0141
=5.02

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z2-Score when X4_2 value is 0.

Trailing Twelve Months (TTM) ended in Aug. 2025:
Total Assets was €174.20 Mil.
Total Current Assets was €91.49 Mil.
Total Current Liabilities was €26.49 Mil.
Retained Earnings was €6.00 Mil.
Pre-Tax Income was €8.22 Mil.
Interest Expense was €-0.61 Mil.
Total Liabilities was €57.80 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(91.491 - 26.487)/174.198
=0.3732

X2=Retained Earnings/Total Assets
=6.004/174.198
=0.0345

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(8.219 - -0.608)/174.198
=0.0507

X4_2=Net Worth/Total Liabilities
=(Total Stockholders Equity - Preferred Stock)/Total Liabilities
=(116.403 - 0)/57.795
=2.0141

The zones of discrimination were as such:

Distress Zones - 1.1 < Grey Zones < 2.6 - Safe Zones

Piscines Jean Desjoyaux has a Altman Z2-Score of 5.02 indicating it is in Safe Zones.

Frequently Asked Questions Learn more about Altman Z2-Score →
What does a Altman Z2-Score of 5.02 mean?
Piscines Jean Desjoyaux (STU:DJX) has a Altman Z2-Score of 5.02 as of Jul. 12, 2026. Z2-Score is the Z-Score for non-manufacturing companies excluding property/financial companies, which measures a company's bankruptcy risk. View historical data on Piscines Jean Desjoyaux and its competitors. This is near median its historical median of 5.27. Over the past decade, Piscines Jean Desjoyaux's Altman Z2-Score has ranged from 3.84 to 6.30. According to the industry distribution chart, Piscines Jean Desjoyaux ranks #237 out of 846 companies in the Travel & Leisure industry, placing it in the top 28%.
Is Piscines Jean Desjoyaux's Altman Z2-Score too high?
Piscines Jean Desjoyaux's current Altman Z2-Score of 5.02 is near median its 10-year median of 5.27. Over the past 10 years, this metric has ranged from a low of 3.84 to a high of 6.30. The Travel & Leisure industry median Altman Z2-Score is 2.46. Piscines Jean Desjoyaux's value of 5.02 is 104.5% above this industry median. Based on the distribution chart, Piscines Jean Desjoyaux ranks #237 out of 846 companies in the Travel & Leisure industry, which is above the industry midpoint. Overall, Piscines Jean Desjoyaux has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Piscines Jean Desjoyaux's Altman Z2-Score compare to AS and HAS?
According to the Travel & Leisure industry distribution chart, Piscines Jean Desjoyaux ranks #237 out of 846 companies for Altman Z2-Score. This puts Piscines Jean Desjoyaux in the upper half of its industry. The industry median Altman Z2-Score is 2.46. Piscines Jean Desjoyaux's value of 5.02 is 104.5% above this benchmark. Historically, Piscines Jean Desjoyaux's own Altman Z2-Score has ranged from 3.84 to 6.30 over the past decade. While the company's 10-year median is 5.27 vs. the industry median of 2.46, Piscines Jean Desjoyaux has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z2-Score for a Travel & Leisure company?
The median Altman Z2-Score among Travel & Leisure companies is 2.46, based on 846 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z2-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z2-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Piscines Jean Desjoyaux's current Altman Z2-Score of 5.02 is 104.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z2-Score mean?
A high Altman Z2-Score can signal that a stock is expensive relative to its fundamentals. Z2-Score is the Z-Score for non-manufacturing companies excluding property/financial companies, which measures a company's bankruptcy risk. View historical data on Piscines Jean Desjoyaux and its competitors. For the Travel & Leisure industry, the median Altman Z2-Score is 2.46 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Piscines Jean Desjoyaux's current Altman Z2-Score is 5.02, which is near median its own 10-year median of 5.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Piscines Jean Desjoyaux stock overvalued right now?
Based on GuruFocus' analysis, Piscines Jean Desjoyaux (STU:DJX) is currently considered Significantly Overvalued. The stock's GF Value™ is €9.63, compared to a current price of €12.60 — trading 30.8% above its estimated fair value. The current Altman Z2-Score is 5.02, which is near median its 10-year median of 5.27 and 104.5% above the Travel & Leisure industry median of 2.46. Piscines Jean Desjoyaux's overall GF Score™ is 65/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z2-Score calculated?
Altman Z2-Score is calculated from a company's financial statements. For Piscines Jean Desjoyaux (STU:DJX), the current Altman Z2-Score is 5.02 as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Piscines Jean Desjoyaux (STU:DJX) Overvalued in 2026?

Based on GuruFocus' analysis, Piscines Jean Desjoyaux stock appears to be overvalued. The current stock price of €12.60 is trading 30.8% above its estimated GF Value™ of €9.63. GuruFocus considers Piscines Jean Desjoyaux to be Significantly Overvalued.

Key valuation signals for STU:DJX:

  • Altman Z2-Score: 5.02 (near median its 10-year median of 5.27)
  • GF Value™: €9.63 vs. price of €12.60 (30.8% above fair value)
  • GF Score™: 65/100 with 10 warning signs
  • Industry Position: 104.5% above the Travel & Leisure median (#237 of 846)

No single metric tells the full story. See the STU:DJX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Piscines Jean Desjoyaux Business Description

Other Exchanges ALPDX:France
Address ZI du Bas Rolle, La Gouyonniere BP 280, La Fouillouse, FRA, 42480
Piscines Jean Desjoyaux is a France-based company engaged in the provision of home-use swimming pool solutions, spas, and above-ground pools, as well as in the construction of public swimming pools for hotels, local communities, and campsites. The company also offers pool equipment, such as coverings and shelters, solar showers, enclosures, heating pumps, electrical heaters and exchangers, and a wide range of accessories and products for the swimming pool maintenance.
65GF Score

Get the complete analysis for STU:DJX

Altman Z2-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€12.60
Price
€9.63
GF Value