Piscines Jean Desjoyaux (STU:DJX) Altman Z-Score: 2.39 (As of Jul. 09, 2026) — 36% Below Median


STU:DJX Piscines Jean Desjoyaux STU:DJX
61 GF Score
Price €12.30
GF Value €8.45
Valuation Significantly Overvalued
! 9 Warning Signs
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What is Piscines Jean Desjoyaux Altman Z-Score?

Piscines Jean Desjoyaux STU:DJX +1.65% 61 Altman Z-Score is 2.39 as of Jul. 09, 2026, which is 36% below its 10-year median of 3.72. GuruFocus rates STU:DJX with a GF Score™ of 61/100 and a GF Value™ of €8.45 (Significantly Overvalued). The stock has 9 warning signs investors should review. Among 834 Travel & Leisure companies, Piscines Jean Desjoyaux ranks better than 57.19% on this metric.

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Warning Sign:

Altman Z-score of 2.39 is in the grey area. This implies that the company is under some kind of financial stress. If it is below 1.8, the company may face bankruptcy risk.

Piscines Jean Desjoyaux has a Altman Z-Score of 2.39, indicating it is in Grey Zones. This implies that Piscines Jean Desjoyaux is in some kind of financial stress. If it is below 1.81, the company may face bankrupcy risk.

The zones of discrimination were as such:

When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.

The historical rank and industry rank for Piscines Jean Desjoyaux's Altman Z-Score or its related term are showing as below:

STU:DJX' s Altman Z-Score Range Over the Past 10 Years
Min: 2.39   Med: 3.72   Max: 5.16
Current: 2.39

During the past 13 years, Piscines Jean Desjoyaux's highest Altman Z-Score was 5.16. The lowest was 2.39. And the median was 3.72.


Piscines Jean Desjoyaux  (STU:DJX) Altman Z-Score Explanation

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.

X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.

Read more about Altman Z-Score and the original research.


Be Aware

Altman Z-Score does not apply to financial companies.


Piscines Jean Desjoyaux Altman Z-Score Related Terms


Piscines Jean Desjoyaux Altman Z-Score Historical Data

* Premium members only.

The historical data trend for Piscines Jean Desjoyaux's Altman Z-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Piscines Jean Desjoyaux Altman Z-Score Chart

Piscines Jean Desjoyaux Annual Data
Trend Aug16 Aug17 Aug18 Aug19 Aug20 Aug21 Aug22 Aug23 Aug24 Aug25
Altman Z-Score
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.16 3.65 2.87 2.79 2.42

Piscines Jean Desjoyaux Semi-Annual Data
Feb16 Aug16 Feb17 Aug17 Feb18 Aug18 Feb19 Aug19 Feb20 Aug20 Feb21 Aug21 Feb22 Aug22 Feb23 Aug23 Feb24 Aug24 Feb25 Aug25
Altman Z-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.87 0.00 2.79 0.00 2.42

STU:DJX vs AS, HAS, LTH: Altman Z-Score Comparison

For the Leisure subindustry, Piscines Jean Desjoyaux's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Piscines Jean Desjoyaux Altman Z-Score vs Travel & Leisure Industry

For the Travel & Leisure industry and Consumer Cyclical sector, Piscines Jean Desjoyaux's Altman Z-Score distribution charts can be found below:

* The bar in red indicates where Piscines Jean Desjoyaux's Altman Z-Score falls into.


STU:DJX
61GF Score
Piscines Jean Desjoyaux STU:DJX
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Piscines Jean Desjoyaux Altman Z-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

Piscines Jean Desjoyaux's Altman Z-Score for today is calculated with this formula:

Z=1.2*X1+1.4*X2+3.3*X3+0.6*X4+1.0*X5
=1.2*0.3732+1.4*0.0345+3.3*0.0507+0.6*1.9412+1.0*0.5606
=2.39

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.

Trailing Twelve Months (TTM) ended in Aug. 2025:
Total Assets was €174.20 Mil.
Total Current Assets was €91.49 Mil.
Total Current Liabilities was €26.49 Mil.
Retained Earnings was €6.00 Mil.
Pre-Tax Income was €8.22 Mil.
Interest Expense was €-0.61 Mil.
Revenue was €97.66 Mil.
Market Cap (Today) was €112.19 Mil.
Total Liabilities was €57.80 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(91.491 - 26.487)/174.198
=0.3732

X2=Retained Earnings/Total Assets
=6.004/174.198
=0.0345

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(8.219 - -0.608)/174.198
=0.0507

X4=Market Value Equity/Book Value of Total Liabilities
=Market Cap/Total Liabilities
=112.193/57.795
=1.9412

X5=Revenue/Total Assets
=97.659/174.198
=0.5606

The zones of discrimination were as such:

Distress Zones - 1.81 < Grey Zones < 2.99 - Safe Zones

Piscines Jean Desjoyaux has a Altman Z-Score of 2.39 indicating it is in Grey Zones.

Study by Altman found that companies that are in Distress Zone have more than 80% of chances of bankruptcy in two years.

Frequently Asked Questions Learn more about Altman Z-Score →
What does a Altman Z-Score of 2.39 mean?
Piscines Jean Desjoyaux (STU:DJX) has a Altman Z-Score of 2.39 as of Jul. 09, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Piscines Jean Desjoyaux and its competitors. This is 36% below median its historical median of 3.72. Over the past decade, Piscines Jean Desjoyaux's Altman Z-Score has ranged from 2.39 to 5.16. According to the industry distribution chart, Piscines Jean Desjoyaux ranks #357 out of 834 companies in the Travel & Leisure industry, placing it in the top 42.8%.
Is Piscines Jean Desjoyaux's Altman Z-Score too high?
Piscines Jean Desjoyaux's current Altman Z-Score of 2.39 is 36% below median its 10-year median of 3.72. Over the past 10 years, this metric has ranged from a low of 2.39 to a high of 5.16. The Travel & Leisure industry median Altman Z-Score is 2.01. Piscines Jean Desjoyaux's value of 2.39 is 18.9% above this industry median. Based on the distribution chart, Piscines Jean Desjoyaux ranks #357 out of 834 companies in the Travel & Leisure industry, which is above the industry midpoint. Overall, Piscines Jean Desjoyaux has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Piscines Jean Desjoyaux's Altman Z-Score compare to AS and HAS?
According to the Travel & Leisure industry distribution chart, Piscines Jean Desjoyaux ranks #357 out of 834 companies for Altman Z-Score. This puts Piscines Jean Desjoyaux in the upper half of its industry. The industry median Altman Z-Score is 2.01. Piscines Jean Desjoyaux's value of 2.39 is 18.9% above this benchmark. Historically, Piscines Jean Desjoyaux's own Altman Z-Score has ranged from 2.39 to 5.16 over the past decade. While the company's 10-year median is 3.72 vs. the industry median of 2.01, Piscines Jean Desjoyaux has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Travel & Leisure company?
The median Altman Z-Score among Travel & Leisure companies is 2.01, based on 834 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Piscines Jean Desjoyaux's current Altman Z-Score of 2.39 is 18.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Piscines Jean Desjoyaux and its competitors. For the Travel & Leisure industry, the median Altman Z-Score is 2.01 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Piscines Jean Desjoyaux's current Altman Z-Score is 2.39, which is 36% below median its own 10-year median of 3.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Piscines Jean Desjoyaux stock overvalued right now?
Based on GuruFocus' analysis, Piscines Jean Desjoyaux (STU:DJX) is currently considered Significantly Overvalued. The stock's GF Value™ is €8.45, compared to a current price of €12.30 — trading 45.6% above its estimated fair value. The current Altman Z-Score is 2.39, which is 36% below median its 10-year median of 3.72 and 18.9% above the Travel & Leisure industry median of 2.01. Piscines Jean Desjoyaux's overall GF Score™ is 61/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Piscines Jean Desjoyaux (STU:DJX), the current Altman Z-Score is 2.39 as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Piscines Jean Desjoyaux (STU:DJX) Overvalued in 2026?

Based on GuruFocus' analysis, Piscines Jean Desjoyaux stock appears to be overvalued. The current stock price of €12.30 is trading 45.6% above its estimated GF Value™ of €8.45. GuruFocus considers Piscines Jean Desjoyaux to be Significantly Overvalued.

Key valuation signals for STU:DJX:

  • Altman Z-Score: 2.39 (36% below median its 10-year median of 3.72)
  • GF Value™: €8.45 vs. price of €12.30 (45.6% above fair value)
  • GF Score™: 61/100 with 9 warning signs
  • Industry Position: 18.9% above the Travel & Leisure median (#357 of 834)

No single metric tells the full story. See the STU:DJX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Piscines Jean Desjoyaux Business Description

Other Exchanges ALPDX:France
Address ZI du Bas Rolle, La Gouyonniere BP 280, La Fouillouse, FRA, 42480
Piscines Jean Desjoyaux is a France-based company engaged in the provision of home-use swimming pool solutions, spas, and above-ground pools, as well as in the construction of public swimming pools for hotels, local communities, and campsites. The company also offers pool equipment, such as coverings and shelters, solar showers, enclosures, heating pumps, electrical heaters and exchangers, and a wide range of accessories and products for the swimming pool maintenance.
61GF Score

Get the complete analysis for STU:DJX

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€12.30
Price
€8.45
GF Value