Fill Up Media (STU:X3D) Altman Z2-Score: 0.27 (As of Jul. 06, 2026) — 33% Below Median


STU:X3D Fill Up Media SA STU:X3D
71 GF Score
Price €5.64
GF Value €11.92
! 7 Warning Signs
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What is Fill Up Media Altman Z2-Score?

Fill Up Media STU:X3D 71 Altman Z2-Score is 0.27 as of Jul. 06, 2026, which is 33% below its 10-year median of 0.40. GuruFocus rates STU:X3D with a GF Score™ of 71/100 and a GF Value™ of €11.92. The stock has 7 warning signs investors should review. Among 1,019 Media - Diversified companies, Fill Up Media ranks worse than 67.71% on this metric.

Altman Z2-Score, also known as Z"-Score, is used to predict the likelihood that a non-manufacturing company (excluding property/financial company) will face bankruptcy within a two-year period.

Warning Sign:

Fill Up Media has a Altman Z2-Score of 0.27, indicating it is in Distress Zones. This implies bankrupcy possibility in the next two years.

The zones of discrimination were as such:

When Altman Z2-Score <= 1.1, it is in Distress Zones.
When Altman Z2-Score >= 2.6, it is in Safe Zones.
When Altman Z2-Score is between 1.1 and 2.6, it is in Grey Zones.

The historical rank and industry rank for Fill Up Media's Altman Z2-Score or its related term are showing as below:

STU:X3D' s Altman Z2-Score Range Over the Past 10 Years
Min: -0.22   Med: 0.4   Max: 3.02
Current: 0.27

During the past 7 years, Fill Up Media's highest Altman Z2-Score was 3.02. The lowest was -0.22. And the median was 0.40.


Fill Up Media  (STU:X3D) Altman Z2-Score Explanation

The original Z-Score model was based on publicly traded manufacturing companies while the Z2-Score, also known as Z"-score can be used for any type of company excluding property/financial companies. Both Z-Score and Z2-Score describes the financial health of a company, and its likelihood of financial distress.

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4_2, Net Worth (Total Stockholders Equity - Preferred Stock)/Total Liabilities (NW/TL): it compares a company’s stock net worth with its total liabilities and can be used to assess the extent of its reliance on debt.

Read more about Altman Z2-Score, the original research on Z-Score and the additional research on Z2-Score.


Be Aware

Altman Z2-Score does not apply to financial companies.


Fill Up Media Altman Z2-Score Related Terms


Fill Up Media Altman Z2-Score Historical Data

* Premium members only.

The historical data trend for Fill Up Media's Altman Z2-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fill Up Media Altman Z2-Score Chart

Fill Up Media Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Altman Z2-Score
Get a 7-Day Free Trial 0.40 3.02 1.54 -0.22 0.27

Fill Up Media Semi-Annual Data
Dec19 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Altman Z2-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.54 0.00 -0.22 0.00 0.27

STU:X3D vs APP, OMC, TTD: Altman Z2-Score Comparison

For the Advertising Agencies subindustry, Fill Up Media's Altman Z2-Score, along with its competitors' market caps and Altman Z2-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fill Up Media Altman Z2-Score vs Media - Diversified Industry

For the Media - Diversified industry and Communication Services sector, Fill Up Media's Altman Z2-Score distribution charts can be found below:

* The bar in red indicates where Fill Up Media's Altman Z2-Score falls into.


STU:X3D
71GF Score
Fill Up Media SA STU:X3D
Altman Z2-Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Fill Up Media Altman Z2-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

Z2-Score, also known as Z"-Score is the Z-Score for non-manufacturing companies excluding property/financial companies.

Fill Up Media's Altman Z2-Score for today is calculated with this formula:

Z=6.56*X1+3.26*X2+6.72*X3+1.05*X4_2
=6.56*0.063+3.26*-0.0333+6.72*-0.0176+1.05*0.079
=0.27

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z2-Score when X4_2 value is 0.

Trailing Twelve Months (TTM) ended in Dec. 2025:
Total Assets was €29.78 Mil.
Total Current Assets was €17.20 Mil.
Total Current Liabilities was €15.33 Mil.
Retained Earnings was €-0.99 Mil.
Pre-Tax Income was €-1.08 Mil.
Interest Expense was €-0.56 Mil.
Total Liabilities was €27.60 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(17.203 - 15.327)/29.777
=0.063

X2=Retained Earnings/Total Assets
=-0.993/29.777
=-0.0333

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(-1.082 - -0.558)/29.777
=-0.0176

X4_2=Net Worth/Total Liabilities
=(Total Stockholders Equity - Preferred Stock)/Total Liabilities
=(2.179 - 0)/27.598
=0.079

The zones of discrimination were as such:

Distress Zones - 1.1 < Grey Zones < 2.6 - Safe Zones

Fill Up Media has a Altman Z2-Score of 0.27 indicating it is in Distress Zones.

Frequently Asked Questions Learn more about Altman Z2-Score →
What does a Altman Z2-Score of 0.27 mean?
Fill Up Media (STU:X3D) has a Altman Z2-Score of 0.27 as of Jul. 06, 2026. Z2-Score is the Z-Score for non-manufacturing companies excluding property/financial companies, which measures a company's bankruptcy risk. View historical data on Fill Up Media and its competitors. This is 33% below median its historical median of 0.40. According to the industry distribution chart, Fill Up Media ranks #690 out of 1019 companies in the Media - Diversified industry, placing it in the top 67.7%.
Is Fill Up Media's Altman Z2-Score too high?
Fill Up Media's current Altman Z2-Score of 0.27 is 33% below median its 10-year median of 0.40. The Media - Diversified industry median Altman Z2-Score is 2.53. Fill Up Media's value of 0.27 is 89.3% below this industry median. Based on the distribution chart, Fill Up Media ranks #690 out of 1019 companies in the Media - Diversified industry, which is below the industry midpoint. Overall, Fill Up Media has a GF Score™ of 71/100, reflecting its overall financial health beyond just this single metric.
How does Fill Up Media's Altman Z2-Score compare to APP and OMC?
According to the Media - Diversified industry distribution chart, Fill Up Media ranks #690 out of 1019 companies for Altman Z2-Score. This places Fill Up Media in the lower half of its industry. The industry median Altman Z2-Score is 2.53. Fill Up Media's value of 0.27 is 89.3% below this benchmark. While the company's 10-year median is 0.40 vs. the industry median of 2.53, Fill Up Media has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z2-Score for a Media - Diversified company?
The median Altman Z2-Score among Media - Diversified companies is 2.53, based on 1,019 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z2-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z2-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fill Up Media's current Altman Z2-Score of 0.27 is 89.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z2-Score mean?
A high Altman Z2-Score can signal that a stock is expensive relative to its fundamentals. Z2-Score is the Z-Score for non-manufacturing companies excluding property/financial companies, which measures a company's bankruptcy risk. View historical data on Fill Up Media and its competitors. For the Media - Diversified industry, the median Altman Z2-Score is 2.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fill Up Media's current Altman Z2-Score is 0.27, which is 33% below median its own 10-year median of 0.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fill Up Media stock overvalued right now?
Fill Up Media (STU:X3D) has a current Altman Z2-Score of 0.27. The stock's GF Value™ is €11.92, compared to a current price of €5.64 — trading 52.7% below its estimated fair value. The current Altman Z2-Score is 0.27, which is 33% below median its 10-year median of 0.40 and 89.3% below the Media - Diversified industry median of 2.53. Fill Up Media's overall GF Score™ is 71/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z2-Score calculated?
Altman Z2-Score is calculated from a company's financial statements. For Fill Up Media (STU:X3D), the current Altman Z2-Score is 0.27 as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Fill Up Media (STU:X3D) Overvalued in 2026?

Based on GuruFocus' analysis, Fill Up Media stock appears to be undervalued. The current stock price of €5.64 is trading 52.7% below its estimated GF Value™ of €11.92.

Key valuation signals for STU:X3D:

  • Altman Z2-Score: 0.27 (33% below median its 10-year median of 0.40)
  • GF Value™: €11.92 vs. price of €5.64 (52.7% below fair value)
  • GF Score™: 71/100 with 7 warning signs
  • Industry Position: 89.3% below the Media - Diversified median (#690 of 1019)

No single metric tells the full story. See the STU:X3D stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Fill Up Media Business Description

Other Exchanges ALFUM:France
Address Rue Lieutenant-Colonel Prevost, Suite 27, Lyon, FRA, FR-69006
Fill Up Media SA is a major French player in external communication in gas stations. The company exploits screens on gas pumps to stream advertising and information content. Fill Up Media has a network of nearly 4,400 screens in more than 630 gas stations implanted in France.
71GF Score

Get the complete analysis for STU:X3D

Altman Z2-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€5.64
Price
€11.92
GF Value