SVIN (Scheid Vineyards) Altman Z2-Score: 1.20 (As of Jun. 30, 2026)


SVIN Scheid Vineyards Inc SVIN
12 GF Score
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What is Scheid Vineyards Altman Z2-Score?

Scheid Vineyards SVIN 12 Altman Z2-Score is 1.20 as of Jun. 30, 2026. GuruFocus rates SVIN with a GF Score™ of 12/100.

Altman Z2-Score, also known as Z"-Score, is used to predict the likelihood that a non-manufacturing company (excluding property/financial company) will face bankruptcy within a two-year period.

Scheid Vineyards has a Altman Z2-Score of 1.20, indicating it is in Grey Zones. This implies that Scheid Vineyards is in some kind of financial stress. If it is below 1.1, the company may face bankrupcy risk.

The zones of discrimination were as such:

When Altman Z2-Score <= 1.1, it is in Distress Zones.
When Altman Z2-Score >= 2.6, it is in Safe Zones.
When Altman Z2-Score is between 1.1 and 2.6, it is in Grey Zones.

The historical rank and industry rank for Scheid Vineyards's Altman Z2-Score or its related term are showing as below:


Scheid Vineyards  (OTCPK:SVIN) Altman Z2-Score Explanation

The original Z-Score model was based on publicly traded manufacturing companies while the Z2-Score, also known as Z"-score can be used for any type of company excluding property/financial companies. Both Z-Score and Z2-Score describes the financial health of a company, and its likelihood of financial distress.

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4_2, Net Worth (Total Stockholders Equity - Preferred Stock)/Total Liabilities (NW/TL): it compares a company’s stock net worth with its total liabilities and can be used to assess the extent of its reliance on debt.

Read more about Altman Z2-Score, the original research on Z-Score and the additional research on Z2-Score.


Be Aware

Altman Z2-Score does not apply to financial companies.


Scheid Vineyards Altman Z2-Score Related Terms


Scheid Vineyards Altman Z2-Score Historical Data

* Premium members only.

The historical data trend for Scheid Vineyards's Altman Z2-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Scheid Vineyards Altman Z2-Score Chart

Scheid Vineyards Annual Data
Trend Dec02 Dec03 Dec04 Dec05 Feb15 Feb16 Feb17 Feb18 Feb19 Feb20
Altman Z2-Score
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.68 2.95 2.23 2.50 1.20

Scheid Vineyards Semi-Annual Data
Dec02 Jun03 Dec03 Jun04 Dec04 Jun05 Dec05 Feb15 Feb16 Aug16 Feb17 Aug17 Feb18 Aug18 Feb19 Aug19 Feb20 Aug20 Aug22 Aug23
Altman Z2-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.03 1.20 1.23 0.00 1.11

SVIN vs LQR, EAST, SRSG: Altman Z2-Score Comparison

For the Beverages - Wineries & Distilleries subindustry, Scheid Vineyards's Altman Z2-Score, along with its competitors' market caps and Altman Z2-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Scheid Vineyards Altman Z2-Score vs Beverages - Alcoholic Industry

For the Beverages - Alcoholic industry and Consumer Defensive sector, Scheid Vineyards's Altman Z2-Score distribution charts can be found below:

* The bar in red indicates where Scheid Vineyards's Altman Z2-Score falls into.


SVIN
12GF Score
Scheid Vineyards Inc SVIN
Altman Z2-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Scheid Vineyards Altman Z2-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

Z2-Score, also known as Z"-Score is the Z-Score for non-manufacturing companies excluding property/financial companies.

Scheid Vineyards's Altman Z2-Score for today is calculated with this formula:

Z=6.56*X1+3.26*X2+6.72*X3+1.05*X4_2
=6.56*0.1674+3.26*0.1299+6.72*-0.0875+1.05*0.2517
=1.20

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z2-Score when X4_2 value is 0.

Trailing Twelve Months (TTM) ended in Feb. 2020:
Total Assets was $150.72 Mil.
Total Current Assets was $59.66 Mil.
Total Current Liabilities was $34.43 Mil.
Retained Earnings was $19.58 Mil.
Pre-Tax Income was $-17.97 Mil.
Interest Expense was $-4.79 Mil.
Total Liabilities was $120.41 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(59.661 - 34.43)/150.721
=0.1674

X2=Retained Earnings/Total Assets
=19.582/150.721
=0.1299

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(-17.972 - -4.79)/150.721
=-0.0875

X4_2=Net Worth/Total Liabilities
=(Total Stockholders Equity - Preferred Stock)/Total Liabilities
=(30.307 - 0)/120.414
=0.2517

The zones of discrimination were as such:

Distress Zones - 1.1 < Grey Zones < 2.6 - Safe Zones

Scheid Vineyards has a Altman Z2-Score of 1.20 indicating it is in Grey Zones.

Frequently Asked Questions Learn more about Altman Z2-Score →
What does a Altman Z2-Score of 1.20 mean?
Scheid Vineyards (SVIN) has a Altman Z2-Score of 1.20 as of Jun. 30, 2026. Z2-Score is the Z-Score for non-manufacturing companies excluding property/financial companies, which measures a company's bankruptcy risk. View historical data on Scheid Vineyards and its competitors.
Is Scheid Vineyards' Altman Z2-Score too high?
Scheid Vineyards' current Altman Z2-Score is 1.20. The Beverages - Alcoholic industry median Altman Z2-Score is 3.83. Scheid Vineyards' value of 1.20 is 68.6% below this industry median. Overall, Scheid Vineyards has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does Scheid Vineyards' Altman Z2-Score compare to LQR and EAST?
Scheid Vineyards' Altman Z2-Score of 1.20 can be compared against companies in the Beverages - Alcoholic industry. The industry median Altman Z2-Score is 3.83. Scheid Vineyards' value of 1.20 is 68.6% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z2-Score for a Beverages - Alcoholic company?
The median Altman Z2-Score among Beverages - Alcoholic companies is 3.83, based on 210 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z2-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z2-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Scheid Vineyards's current Altman Z2-Score of 1.20 is 68.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z2-Score mean?
A high Altman Z2-Score can signal that a stock is expensive relative to its fundamentals. Z2-Score is the Z-Score for non-manufacturing companies excluding property/financial companies, which measures a company's bankruptcy risk. View historical data on Scheid Vineyards and its competitors. For the Beverages - Alcoholic industry, the median Altman Z2-Score is 3.83 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Scheid Vineyards's current Altman Z2-Score is 1.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Scheid Vineyards stock overvalued right now?
Scheid Vineyards (SVIN) has a current Altman Z2-Score of 1.20. The current Altman Z2-Score is 1.20 and 68.6% below the Beverages - Alcoholic industry median of 3.83. Scheid Vineyards' overall GF Score™ is 12/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z2-Score calculated?
Altman Z2-Score is calculated from a company's financial statements. For Scheid Vineyards (SVIN), the current Altman Z2-Score is 1.20 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Scheid Vineyards Business Description

Address 305 Hilltown Road, Salinas, CA, USA, 93908
Scheid Vineyards Inc is engaged in the production of premium varietal wine grapes and wine, the operation of a custom crush winery facility, and the sale of bottled wine through wholesalers and directly to consumers. The Company operates premium wine grape vineyards in Monterey County, California. Its segments are Finished Goods Sales, which generate maximum revenue and consist of wholesale transactions of finished packaged wine products sold mainly through distributors; Production Sales, which consist of bulk wine and grape sales and winery custom crush and storage services; and Direct Sales, which represent transactions directly to consumers, including tasting room, wine club and online sales.
12GF Score

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