AEXAF (Atos Group) Altman Z-Score: 0.55 (As of Jun. 25, 2026) — 60% Below Median


AEXAF Atos Group AEXAF
51 GF Score
Price $46.60
GF Value $20.28
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Atos Group Altman Z-Score?

Atos Group AEXAF +5.55% 51 Altman Z-Score is 0.55 as of Jun. 25, 2026, which is 60% below its 10-year median of 1.37. GuruFocus rates AEXAF with a GF Score™ of 51/100 and a GF Value™ of $20.28 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 2,764 Software companies, Atos Group ranks worse than 80.21% on this metric.

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Warning Sign:

Altman Z-score of 0.55 is in distress zone. This implies bankruptcy possibility in the next two years.

Atos Group has a Altman Z-Score of 0.55, indicating it is in Distress Zones. This implies bankrupcy possibility in the next two years.

The zones of discrimination were as such:

When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.

The historical rank and industry rank for Atos Group's Altman Z-Score or its related term are showing as below:

AEXAF' s Altman Z-Score Range Over the Past 10 Years
Min: -0.15   Med: 1.37   Max: 2.11
Current: 0.55

During the past 13 years, Atos Group's highest Altman Z-Score was 2.11. The lowest was -0.15. And the median was 1.37.


Atos Group  (OTCPK:AEXAF) Altman Z-Score Explanation

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.

X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.

Read more about Altman Z-Score and the original research.


Be Aware

Altman Z-Score does not apply to financial companies.


Atos Group Altman Z-Score Related Terms


Atos Group Altman Z-Score Historical Data

* Premium members only.

The historical data trend for Atos Group's Altman Z-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Atos Group Altman Z-Score Chart

Atos Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Altman Z-Score
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.60 0.77 -0.15 1.66 0.57

Atos Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Altman Z-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.15 0.00 1.66 0.00 0.57

AEXAF vs IBM, ACN, FISV: Altman Z-Score Comparison

For the Information Technology Services subindustry, Atos Group's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Atos Group Altman Z-Score vs Software Industry

For the Software industry and Technology sector, Atos Group's Altman Z-Score distribution charts can be found below:

* The bar in red indicates where Atos Group's Altman Z-Score falls into.


AEXAF
51GF Score
Atos Group AEXAF
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Atos Group Altman Z-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

Atos Group's Altman Z-Score for today is calculated with this formula:

Z=1.2*X1+1.4*X2+3.3*X3+0.6*X4+1.0*X5
=1.2*0.205+1.4*-0.4261+3.3*-0.128+0.6*0.0883+1.0*1.2656
=0.55

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.

Trailing Twelve Months (TTM) ended in Dec. 2025:
Total Assets was $7,403 Mil.
Total Current Assets was $5,664 Mil.
Total Current Liabilities was $4,146 Mil.
Retained Earnings was $-3,155 Mil.
Pre-Tax Income was $-1,480 Mil.
Interest Expense was $-533 Mil.
Revenue was $9,369 Mil.
Market Cap (Today) was $736 Mil.
Total Liabilities was $8,328 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(5663.934 - 4146.37)/7402.81
=0.205

X2=Retained Earnings/Total Assets
=-3154.567/7402.81
=-0.4261

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(-1480.094 - -532.787)/7402.81
=-0.128

X4=Market Value Equity/Book Value of Total Liabilities
=Market Cap/Total Liabilities
=735.567/8327.869
=0.0883

X5=Revenue/Total Assets
=9368.852/7402.81
=1.2656

The zones of discrimination were as such:

Distress Zones - 1.81 < Grey Zones < 2.99 - Safe Zones

Atos Group has a Altman Z-Score of 0.55 indicating it is in Distress Zones.

Study by Altman found that companies that are in Distress Zone have more than 80% of chances of bankruptcy in two years.

Frequently Asked Questions Learn more about Altman Z-Score →
What does a Altman Z-Score of 0.55 mean?
Atos Group (AEXAF) has a Altman Z-Score of 0.55 as of Jun. 25, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Atos Group and its competitors. This is 60% below median its historical median of 1.37. According to the industry distribution chart, Atos Group ranks #2217 out of 2764 companies in the Software industry, placing it in the top 80.2%.
Is Atos Group's Altman Z-Score too high?
Atos Group's current Altman Z-Score of 0.55 is 60% below median its 10-year median of 1.37. The Software industry median Altman Z-Score is 3.14. Atos Group's value of 0.55 is 82.5% below this industry median. Based on the distribution chart, Atos Group ranks #2217 out of 2764 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Atos Group has a GF Score™ of 51/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Atos Group's Altman Z-Score compare to IBM and ACN?
According to the Software industry distribution chart, Atos Group ranks #2217 out of 2764 companies for Altman Z-Score. This places Atos Group in the lower half of its industry. The industry median Altman Z-Score is 3.14. Atos Group's value of 0.55 is 82.5% below this benchmark. While the company's 10-year median is 1.37 vs. the industry median of 3.14, Atos Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Software company?
The median Altman Z-Score among Software companies is 3.14, based on 2,764 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Atos Group's current Altman Z-Score of 0.55 is 82.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Atos Group and its competitors. For the Software industry, the median Altman Z-Score is 3.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Atos Group's current Altman Z-Score is 0.55, which is 60% below median its own 10-year median of 1.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Atos Group stock overvalued right now?
Based on GuruFocus' analysis, Atos Group (AEXAF) is currently considered Significantly Overvalued. The stock's GF Value™ is $20.28, compared to a current price of $46.60 — trading 129.8% above its estimated fair value. The current Altman Z-Score is 0.55, which is 60% below median its 10-year median of 1.37 and 82.5% below the Software industry median of 3.14. Atos Group's overall GF Score™ is 51/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Atos Group (AEXAF), the current Altman Z-Score is 0.55 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Atos Group (AEXAF) Overvalued in 2026?

Based on GuruFocus' analysis, Atos Group stock appears to be overvalued. The current stock price of $46.60 is trading 129.8% above its estimated GF Value™ of $20.28. GuruFocus considers Atos Group to be Significantly Overvalued.

Key valuation signals for AEXAF:

  • Altman Z-Score: 0.55 (60% below median its 10-year median of 1.37)
  • GF Value™: $20.28 vs. price of $46.60 (129.8% above fair value)
  • GF Score™: 51/100 with 4 warning signs
  • Industry Position: 82.5% below the Software median (#2217 of 2764)

No single metric tells the full story. See the AEXAF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Atos Group Business Description

Address River Ouest, 80 Quai Voltaire, Bezons Cedex, Paris, FRA, 95870
Atos Group is a digital transformation company. It provides digital transformation and technology services. The company's offerings include the development and implementation of AI-enabled digital solutions, as well as related technology, integration, and support services for organizations.
51GF Score

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Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$46.60
Price
$20.28
GF Value