Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Cressanda Railway SolutionsBOM:512379 -4.86%41 Altman Z-Score is 0.86 as of Sep. 03, 2026, which is 100% below its 10-year median of 182.59. GuruFocus rates BOM:512379 with a GF Score™ of 41/100 and a GF Value™ of ₹0.92 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 2,775 Software companies, Cressanda Railway Solutions ranks worse than 77.69% on this metric.
The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.
Warning Sign:
Altman Z-score of 0.86 is in distress zone. This implies bankruptcy possibility in the next two years.
Cressanda Railway Solutions has a Altman Z-Score of 0.86, indicating it is in Distress Zones. This implies bankrupcy possibility in the next two years.
The zones of discrimination were as such:
When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.
The historical rank and industry rank for Cressanda Railway Solutions's Altman Z-Score or its related term are showing as below:
BOM:512379'
s Altman Z-Score Range Over the Past 10 Years
Min: 0.72 Med: 182.59 Max: 5987.03
Current: 0.86
During the past 13 years, Cressanda Railway Solutions's highest Altman Z-Score was 5987.03. The lowest was 0.72. And the median was 182.59.
X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.
X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.
X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.
X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.
X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:512379 vs IBM, ACN, CTSH: Altman Z-Score Comparison
For the Information Technology Services subindustry, Cressanda Railway Solutions's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Cressanda Railway Solutions Altman Z-Score vs Software Industry
For the Software industry and Technology sector, Cressanda Railway Solutions's Altman Z-Score distribution charts can be found below:
* The bar in red indicates where Cressanda Railway Solutions's Altman Z-Score falls into.
Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.
Cressanda Railway Solutions (BOM:512379) has a Altman Z-Score of 0.86 as of Sep. 03, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Cressanda Railway Solutions and its competitors. This is 100% below median its historical median of 182.59. Over the past decade, Cressanda Railway Solutions' Altman Z-Score has ranged from 0.72 to 5,987.03. According to the industry distribution chart, Cressanda Railway Solutions ranks #2156 out of 2775 companies in the Software industry, placing it in the top 77.7%.
Is Cressanda Railway Solutions' Altman Z-Score too high?
Cressanda Railway Solutions' current Altman Z-Score of 0.86 is 100% below median its 10-year median of 182.59. Over the past 10 years, this metric has ranged from a low of 0.72 to a high of 5,987.03. The Software industry median Altman Z-Score is 3.19. Cressanda Railway Solutions' value of 0.86 is 73% below this industry median. Based on the distribution chart, Cressanda Railway Solutions ranks #2156 out of 2775 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Cressanda Railway Solutions has a GF Score™ of 41/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Cressanda Railway Solutions' Altman Z-Score compare to IBM and ACN?
According to the Software industry distribution chart, Cressanda Railway Solutions ranks #2156 out of 2775 companies for Altman Z-Score. This places Cressanda Railway Solutions in the lower half of its industry. The industry median Altman Z-Score is 3.19. Cressanda Railway Solutions' value of 0.86 is 73% below this benchmark. Historically, Cressanda Railway Solutions' own Altman Z-Score has ranged from 0.72 to 5,987.03 over the past decade. While the company's 10-year median is 182.59 vs. the industry median of 3.19, Cressanda Railway Solutions has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Software company?
The median Altman Z-Score among Software companies is 3.19, based on 2,775 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cressanda Railway Solutions's current Altman Z-Score of 0.86 is 73% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Cressanda Railway Solutions and its competitors. For the Software industry, the median Altman Z-Score is 3.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cressanda Railway Solutions's current Altman Z-Score is 0.86, which is 100% below median its own 10-year median of 182.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cressanda Railway Solutions stock overvalued right now?
Based on GuruFocus' analysis, Cressanda Railway Solutions (BOM:512379) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹0.92, compared to a current price of ₹2.61 — trading 183.7% above its estimated fair value. The current Altman Z-Score is 0.86, which is 100% below median its 10-year median of 182.59 and 73% below the Software industry median of 3.19. Cressanda Railway Solutions' overall GF Score™ is 41/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Cressanda Railway Solutions (BOM:512379), the current Altman Z-Score is 0.86 as of Sep. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Cressanda Railway Solutions (BOM:512379) Overvalued in 2026?
Based on GuruFocus' analysis, Cressanda Railway Solutions stock appears to be overvalued.
The current stock price of ₹2.61 is trading 183.7% above its estimated GF Value™ of ₹0.92.
GuruFocus considers Cressanda Railway Solutions to be Significantly Overvalued.
Key valuation signals for BOM:512379:
Altman Z-Score: 0.86 (100% below median its 10-year median of 182.59)
GF Value™: ₹0.92 vs. price of ₹2.61 (183.7% above fair value)
Industry Position: 73% below the Software median (#2156 of 2775)
No single metric tells the full story. See the BOM:512379 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Cressanda Railway Solutions Ltd is an Indian-based company engaged in providing cutting-edge solutions with regard to Conventional and Digital Media and Tech-enabled services with capabilities to service large institutional opportunities.
41GF Score
Get the complete analysis for BOM:512379
Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BOM:512379 has been successfully added to your 
