Unicasa Industria de Moveis (BSP:UCAS3) Altman Z-Score: 0.80 (As of Jun. 29, 2026) — 69% Below Median


BSP:UCAS3 Unicasa Industria de Moveis SA BSP:UCAS3
54 GF Score
Price R$1.20
GF Value R$2.28
Valuation Possible Value Trap
! 4 Warning Signs
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What is Unicasa Industria de Moveis Altman Z-Score?

Unicasa Industria de Moveis BSP:UCAS3 +1.69% 54 Altman Z-Score is 0.80 as of Jun. 29, 2026, which is 69% below its 10-year median of 2.58. GuruFocus rates BSP:UCAS3 with a GF Score™ of 54/100 and a GF Value™ of R$2.28 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 425 Furnishings, Fixtures & Appliances companies, Unicasa Industria de Moveis ranks worse than 91.06% on this metric.

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Warning Sign:

Altman Z-score of 0.8 is in distress zone. This implies bankruptcy possibility in the next two years.

Unicasa Industria de Moveis has a Altman Z-Score of 0.80, indicating it is in Distress Zones. This implies bankrupcy possibility in the next two years.

The zones of discrimination were as such:

When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.

The historical rank and industry rank for Unicasa Industria de Moveis's Altman Z-Score or its related term are showing as below:

BSP:UCAS3' s Altman Z-Score Range Over the Past 10 Years
Min: 0.8   Med: 2.58   Max: 5.56
Current: 0.8

During the past 13 years, Unicasa Industria de Moveis's highest Altman Z-Score was 5.56. The lowest was 0.80. And the median was 2.58.


Unicasa Industria de Moveis  (BSP:UCAS3) Altman Z-Score Explanation

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.

X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.

Read more about Altman Z-Score and the original research.


Be Aware

Altman Z-Score does not apply to financial companies.


Unicasa Industria de Moveis Altman Z-Score Related Terms


Unicasa Industria de Moveis Altman Z-Score Historical Data

* Premium members only.

The historical data trend for Unicasa Industria de Moveis's Altman Z-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Unicasa Industria de Moveis Altman Z-Score Chart

Unicasa Industria de Moveis Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Altman Z-Score
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.87 2.54 1.57 1.29 0.92

Unicasa Industria de Moveis Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Altman Z-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.97 0.94 0.90 0.92 0.85

BSP:UCAS3 vs SN, SGI, MHK: Altman Z-Score Comparison

For the Furnishings, Fixtures & Appliances subindustry, Unicasa Industria de Moveis's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Unicasa Industria de Moveis Altman Z-Score vs Furnishings, Fixtures & Appliances Industry

For the Furnishings, Fixtures & Appliances industry and Consumer Cyclical sector, Unicasa Industria de Moveis's Altman Z-Score distribution charts can be found below:

* The bar in red indicates where Unicasa Industria de Moveis's Altman Z-Score falls into.


BSP:UCAS3
54GF Score
Unicasa Industria de Moveis SA BSP:UCAS3
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Unicasa Industria de Moveis Altman Z-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

Unicasa Industria de Moveis's Altman Z-Score for today is calculated with this formula:

Z=1.2*X1+1.4*X2+3.3*X3+0.6*X4+1.0*X5
=1.2*0.0349+1.4*0+3.3*-0.0058+0.6*0.3336+1.0*0.5766
=0.80

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.

Trailing Twelve Months (TTM) ended in Mar. 2026:
Total Assets was R$410.8 Mil.
Total Current Assets was R$110.4 Mil.
Total Current Liabilities was R$96.1 Mil.
Retained Earnings was R$0.0 Mil.
Pre-Tax Income was -10.281 + -0.756 + -1.002 + -1.949 = R$-14.0 Mil.
Interest Expense was -2.415 + -2.204 + -1.757 + -5.225 = R$-11.6 Mil.
Revenue was 40.949 + 65.66 + 66.643 + 63.614 = R$236.9 Mil.
Market Cap (Today) was R$79.3 Mil.
Total Liabilities was R$237.7 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(110.442 - 96.124)/410.779
=0.0349

X2=Retained Earnings/Total Assets
=0/410.779
=0

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(-13.988 - -11.601)/410.779
=-0.0058

X4=Market Value Equity/Book Value of Total Liabilities
=Market Cap/Total Liabilities
=79.304/237.738
=0.3336

X5=Revenue/Total Assets
=236.866/410.779
=0.5766

The zones of discrimination were as such:

Distress Zones - 1.81 < Grey Zones < 2.99 - Safe Zones

Unicasa Industria de Moveis has a Altman Z-Score of 0.80 indicating it is in Distress Zones.

Study by Altman found that companies that are in Distress Zone have more than 80% of chances of bankruptcy in two years.

Frequently Asked Questions Learn more about Altman Z-Score →
What does a Altman Z-Score of 0.80 mean?
Unicasa Industria de Moveis (BSP:UCAS3) has a Altman Z-Score of 0.80 as of Jun. 29, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Unicasa Industria de Moveis and its competitors. This is 69% below median its historical median of 2.58. Over the past decade, Unicasa Industria de Moveis' Altman Z-Score has ranged from 0.80 to 5.56. According to the industry distribution chart, Unicasa Industria de Moveis ranks #387 out of 425 companies in the Furnishings, Fixtures & Appliances industry, placing it in the top 91.1%.
Is Unicasa Industria de Moveis' Altman Z-Score too high?
Unicasa Industria de Moveis' current Altman Z-Score of 0.80 is 69% below median its 10-year median of 2.58. Over the past 10 years, this metric has ranged from a low of 0.80 to a high of 5.56. The Furnishings, Fixtures & Appliances industry median Altman Z-Score is 2.77. Unicasa Industria de Moveis' value of 0.80 is 71.1% below this industry median. Based on the distribution chart, Unicasa Industria de Moveis ranks #387 out of 425 companies in the Furnishings, Fixtures & Appliances industry, which is in the bottom quartile relative to peers. Overall, Unicasa Industria de Moveis has a GF Score™ of 54/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Unicasa Industria de Moveis' Altman Z-Score compare to SN and SGI?
According to the Furnishings, Fixtures & Appliances industry distribution chart, Unicasa Industria de Moveis ranks #387 out of 425 companies for Altman Z-Score. This places Unicasa Industria de Moveis in the lower half of its industry. The industry median Altman Z-Score is 2.77. Unicasa Industria de Moveis' value of 0.80 is 71.1% below this benchmark. Historically, Unicasa Industria de Moveis' own Altman Z-Score has ranged from 0.80 to 5.56 over the past decade. While the company's 10-year median is 2.58 vs. the industry median of 2.77, Unicasa Industria de Moveis has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Furnishings, Fixtures & Appliances company?
The median Altman Z-Score among Furnishings, Fixtures & Appliances companies is 2.77, based on 425 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Unicasa Industria de Moveis's current Altman Z-Score of 0.80 is 71.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Unicasa Industria de Moveis and its competitors. For the Furnishings, Fixtures & Appliances industry, the median Altman Z-Score is 2.77 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Unicasa Industria de Moveis's current Altman Z-Score is 0.80, which is 69% below median its own 10-year median of 2.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Unicasa Industria de Moveis stock overvalued right now?
Based on GuruFocus' analysis, Unicasa Industria de Moveis (BSP:UCAS3) is currently considered Possible Value Trap. The stock's GF Value™ is R$2.28, compared to a current price of R$1.20 — trading 47.4% below its estimated fair value. The current Altman Z-Score is 0.80, which is 69% below median its 10-year median of 2.58 and 71.1% below the Furnishings, Fixtures & Appliances industry median of 2.77. Unicasa Industria de Moveis' overall GF Score™ is 54/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Unicasa Industria de Moveis (BSP:UCAS3), the current Altman Z-Score is 0.80 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Unicasa Industria de Moveis (BSP:UCAS3) Overvalued in 2026?

Based on GuruFocus' analysis, Unicasa Industria de Moveis stock appears to be undervalued. The current stock price of R$1.20 is trading 47.4% below its estimated GF Value™ of R$2.28. GuruFocus considers Unicasa Industria de Moveis to be Possible Value Trap.

Key valuation signals for BSP:UCAS3:

  • Altman Z-Score: 0.80 (69% below median its 10-year median of 2.58)
  • GF Value™: R$2.28 vs. price of R$1.20 (47.4% below fair value)
  • GF Score™: 54/100 with 4 warning signs
  • Industry Position: 71.1% below the Furnishings, Fixtures & Appliances median (#387 of 425)

No single metric tells the full story. See the BSP:UCAS3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Unicasa Industria de Moveis Business Description

Address RSC 470 Road , KM 212,930 s/n, PO Box 2505, Bento Goncalves, RS, BRA, 95707-540
Unicasa Industria de Moveis SA is engaged in the manufacture, sale, import and export of products related to the wood, iron and aluminum furniture segment, and other articles related to household and commercial furniture.
54GF Score

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Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$1.20
Price
R$2.28
GF Value